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123 CA better than ISA
Hey everyone, I'm just trying to do some quick calculations on whether it is better to open up a 123 CA and pay in £20k to get the gross 3% interest, or put £15000 in an ISA. But I don't see any particularly great easy access ISA deals at the moment - yes, there's the 2.33% AER but you can only put monthly deposits of…
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Anybody invested to solar leases in UK?
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Investments query
I need someone with some patience to help me understand what I should be doing regarding my investments. I am finding 4 separate investments confusing so have avoided actively dealing with them. What I have is as follows, 1. An Isa which was once a a pep which I've not added to since then - it is with Legal and General.…
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Credit union or ISA
Hi I have some money in a lump sum I am looking to save. I have looked at some ISAs which give you easy access and offer approx2.5%. A local credit union is advising me that it is in track to pay out 3% this year. I am keen to do the ethical thing and use a CU but am I missing something because the CU seems like a better…
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investment
Hi guys, got a wee dilemma and needing your thoughts. I've got 25k sitting and 1k per month going spare. I'd like to tuck this away for a year minimum but where is best? After the year I'll evaluate my finances. local bank branches offering up to 5% but some mean moving money around multiple accounts with smaller amounts…
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Best interactive chart for candlesticks
whats the best site for monitoring share prices live using candlesticks please? Tried using bigcharts but struggling to enlarge the chart to full size screen any other recommendations please, have tried google finance but again, the chart is only in the centre of the screen? Thanks in advance
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Shares that confer benefits
Anyone know an up to date list of shares that I can buy for a modest amount that confer some decent benefits to the holder? Eg. a shop that gives discounts to shareholders. Travel company that does likewise. Brewer that offers free lifetime supplies (OK probably optimistic). Not bothered about the share performance so much…
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£50 p/month - Very Long Term
Hi all, I'm looking to tuck £50 p/month away somewhere for a very long term (approx 30 years). This value may go up in future, but to start it will be £50. There is no lump sum to start, just a constant £50 p/month. I've been looking at stocks & shares ISA's and like the look of those for a long term investment like this…
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Stocks and shares isa - Index tracker choices available
Hi, I plan to invest £5k in my first stocks and shares isa in the coming weeks after looking to build my knowledge in investing through sources such as Tim Hale's 'Smarter Investing' and 'Monevator'. I plan to continue doing this until I feel comfortable enough to take the punt. I have decided to do this through Charles…
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First Active bank Channel Islands
Hi, I am a new user. I am getting divorced and need to prove that I had substantial savings when I got married. They were in an off shore account, first active channel islands, which I closed down a few months after I got married and transferred to a new savings account. I cannot track down a phone number or any…
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Who is taking a punt on CF Woodford fund?
<- puts hand up (Acc). Possibly more heart than head, hoping he will outperform my tracker and hence the fees....
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Wombat of Wall Street
Hargreaves Lansdown. They seem to move at the speed of an arthritic snail on crutches after a good night out. I opened a SIPP with them at Easter, on a monthly investment basis, but they have yet to take a payment. The market has moved on since then and I'm at least 1.5% behind. I bet their fees will be extracted faster…
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Fidelity Charges Query
I am thinking of making a small investment into the new Neil Woodford fund. I understand that the charge is 0.75 plus 0.35 (Fidelity's charge). My query is, how do they take this? I know with the investment trust I have with them it comes direct from the fund rather than a separate charge and so I don't notice it. But how…
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CF Woodford Equity Income on TD Direct
Hi, Does anyone know if you can invest at launch (and get the £1 fixed offer price) in CF Woodford Equity Income on TD Direct? I can see a lot about it on other websites, but can't find any mention of it on TD Direct
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Keeping bank accounts safe from "Zeus" Trojan attacks
We have 8 (?) days to secure our computers against attack by the Russian "Zeus" Trojan virus. I am concerned about the safety of my money in bank accounts if my old computer is attacked. Some banks have a get-out clause in their conditions to the effect that they do not have to reimburse customers for money stolen from…
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Royal London Sterling Extra Yield Bond
Hi Just wondering what people think of the above bond, iv just put some money into it and it pays 6%+. I am doing well with Kames High Yield Bond and Marlborough High Yield Fixed Interest so thought i would add this to the list. thanks…
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Where to invest £50K for a year?
Sold our UK house and wondering what the best thing to do with the money would be for the next year or so, until we decide whether to buy here. We moved to the USA about 18 months ago and are renting a house in South Florida. We decided to sell our house in the UK and now have £50K in a Nationwide e savings account. We are…
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Topping up funds in II, two different listings?
Hello All, I have an ISA with II, I tried to topup my existing funds, and it seems I could not and now I have two listings for my funds I tried to topup, does anyone know why this happens? BlackRock Gold & General A Acc I tried to top that up and ended up with, BlackRock Gold & General D Acc so now I have two entries for…
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Opening a bank/savings account on behalf of someone else?
Does anyone know how/if it is possible to open a bank or savings account on behalf of someone else? The situation is that an elderly lady has been keeping a large stash of cash because she was worried about the collapse of banks, but has now been persuaded that it is a very bad idea to do this. She is not very mobile, and…
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Fixed rate saver
I have a Halifax 2 year fixed onlone saver but I want to close it. It states I would lose 180 days gross interest; I currently get monthly interest but it varies month to month between £1.76 and £2.08. So roughly if I closed the account would I have to pay about £12 to close it? The balance is £1800 with 1.59% gross…
