-
good advice needed
never got an answer so took post off
-
First stocks isa, £4k
Hi, I'm looking to invest £4000 in my first stocks and shares isa. I will be putting the money into 4 funds that I have picked out, as accumulator units. I am currently looking at places to do this, so far I've narrowed it down to cavendish online (seem unbelievably cheap?!) and rplan and hargreave lansdown. Which would…
-
What to do with 2k lying in my current account
Hi all! First time posting, but regular user of the website. So i've used up my cash ISA allowance, I have about 2k spare sitting in my current account and want that money to do something. I've looked at some savings accounts that offer pitiful interest rates (except the first direct one) but at the same time I don't want…
-
Share Certificates
I have two share certificates for Britannic Assurance shares, actual shares in the company itself and not a policy. I now wish to sell these shares but cannot find who now owns this company! help please as I have tried everything that I can think of!! Thanks Darren
-
Shares problem?
Hello-I'm new to the Forum. Back in the day when everybody was buying Shares (BP etc..) I bought some and also in a family members name..and they gave me the Divvy money-paid into my savings account. The Dividends were not that much to be honest but what would the Tax man think? :eek:
-
Do Not Bet On A Broad Emerging Markets Recovery - FT
From today's FT: Valuations are more attractive but stock picking is important One striking aspect of last year’s markets is the extent to which emerging market assets underperformed those in advanced economies. As investors search for returns this year among some frothy asset markets, such unusual underperformance…
-
"Investment trusts trounce the competition" says FT
"Umpteen academic studies make clear that over the long run active managers tend to fail to match their benchmark. This makes the 2013 outperformance of one small and apparently outdated section of the fund management universe look all the more impressive. UK investment trusts have trounced their competition, and they have…
-
New ISA
Hello, after a bit of advice please. I currently have an ISA with NatWest paying a paltry 1%. So far this year I have paid in £1200. There is also money from previous years in there making a total of about 6k. I'd like to transfer to Virgin where I'll get a slightly less paltry 1.75%. Can I transfer midway through the year…
-
Mothercare Shares
Down 31% today. Is this a buying opportunity?
-
Is buying 1 million Iraqi dinar a wise move
I am 'Thinking about' Buying some Iraqi Dinar. What are peoples thoughts.. This is the website I have seen.. https://www.dinaruk.com 1,000,000 Dinar = £650 Thanks Simon W
-
HL Annual management costs
Just running through charges on HL, am I right in thinking that as well as the TER for the funds with them, you would then need to add 0.5% off youre totall funds after the TER has been taken out? http://www.hl.co.uk/shares/share-dealing/dealing-charges ISA - 0.5% a year (capped at £45 a year) For instance TER for Cazenove…
-
Career Advice
Hi, I know this is not the correct place to be posting about jobs but I thought there is a lot of people in the know in this section ;) Little background info, Im 21 years old and was a sparky working with my dad up until 7 months ago! But unfortunately have seem to have developed a rather frustrating medical condition…
-
Any broker recommendations?
I'm getting fed up with such a low rate of interest on my savings, I am considering getting into shares. I've played around with this idea for a long time, but have never taken plunge. It's not something I would do on a whim either, I have done some research but brokers seem a little lite on the recommendations side, and…
-
B and M Bargains IPO
Hi everyone Does anyone know when in 2014 the B and M Bargains IPO is expected to take place? Any views on this company and its future potential for growth? Thanks.
-
Investing Personal Injury Trust money
I have settled a personal injury claim, and as my earning potential is severely affected, I need to think about investing some of the money into some interest bearing saving accounts. I spoke to the company that set up the PIT account, and apparently, as long as the saving account is in the name of the trust, any money…
-
Lost track of shares - are they still mine?
I'm hoping someone can help me here. In approx 2000 I exchanged my employee bonus for some shares in the company i worked at called Infonet. Since then I have got married and therefore my name changed and also have moved house twice. While I thought i was fairly thorough about changing all my details on all the various…
-
Financial Advisor Needed
Hi everyone, I'm a first time poster here and am looking for a nudge in the right direction. I'm looking for a individual or company who I can talk to about my unique financial situation and can guide me on what to do with my savings and money. I'm a 38 yo British guy but live overseas, make good money, more or less…
-
fake boom...
At work and bored so thinking about the economy again! :-) The UK economy is accelerating in a positive way - i hear the champagne corks popping in westminister as George Osborne and Dave 'the rave' Cameron celebrate the 'effects' of fiscal tightening on the wider economy... clearly for anyone who has studied economics…
-
2014 House Deposit Saving!!!
Hi everyone, Newbie poster here :hello: I'm 28 years old and I'm saving for a deposit for my first house! Hopefully you folks can give me some advice on where to store my money!! I currently have £1500 sitting in my account (it's a linked savings account with Santander and I have no idea what the rate is). My plan is to…
-
Pension fund choice
I am 30 and in the company pension and always just let it do its own thing having originally chosen one of the 'lifestyle' choices when I first joined. I decided to review this today and there doesn't really seem to be many funds available for us to choose from, ignoring the bonds, gilts and medium/low risk options leaves:…