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Childs savings?
How much are you / have you put away for your children for when they are older? And when do you plan on giving it to them? I've started to save for my children (Should have done it years ago had i have had my wits about me! oh well, something else to learn the kids huh!) The plan at the moment is to put £XX away until they…
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Insurance, Pension, Investment
Hello, I was wondering whether anyone could give advise on the above or point me in the right direction. I originally come from Germany but have been here for nearly 15 years. Whilst in Germany I started investing into a pension/life insurance. I paid into that for a good 10 years but am now looking for something similar…
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Selling shares via capita. certificated?
I have some uncertificated shares in Standard Life plc. Capita are the registrar. I've logged into their share portal and clicked "Sell". I've taken a screenshot of the web page but cannot include it in the post so I've copied and pasted the paragraph I'm confused about: The options next to this paragraph are:* Sell Now *…
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Halifax
I did at one time have a free phone number for the above bank which I appear to have deleted,could anyone please remind me of it. T.I.A.
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cheapest ftse 100 tracker
Hi What is the cheapest FTSE tracker through HL. This is the final part of rebalancing a portfolio and I have other asset classes sorted but for this I just want cheapest FTSE 100 tracker Thanks in advance
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Child savings: how much is allowed?
How much can a child earn in interest or is this taxed?
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Irish Bank - Now LLoyds?
Hello During the crash and my speculating days I invested in a few things (One failure was San Leon Energy!!).. But I invested a chunk of cash into a large Irish Bank (Forget the name of it). A couple of weeks after my investment the shares were frozen and I could not trade or do anything with them. I had thought they had…
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How do I go about getting a stocks and shares ISA?
Hi, I currently do BAYE with my workplace of £110 every four weeks to buy company shares....bought before Tax and NI They are with Equiniti Can these be placed into a S & S ISA straight away? How do I go about doing this? I do have a cash isa with First Direct Thanks Guys
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Have money to save
Have around 30k cash coming soon from a house sale. Where is it best to put it to earn more money? No immediate access needed.
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Kids savings - another question!
Hi, I'm after a bit of help and advice on the best way to maximise the interest on our childrens savings. Recently we've started investing in our works share plan for them (so ongoing savings being taken care of) but I'm after the best way to maximise any interest on the savings we've already got for them if that makes…
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Advice needed urently please
Hi all. First of all I apologize for the long post. I am an expat living in Spain. About 3 1/2 years ago an advisor set up an OLED account with LLOYDS Bank in Gibraltar. At the time of his visit I was unwell and unable to work (this is still the case), with only my capital to live on and support myself and my wife. I…
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£50000 to invest
Please correct me if i am wrong in my thinking. I am looking to invest 50000 i have just come into and thought the best thing to do would be for me and my partner to put the full ISA limit of 11,520 each and then do the same in April. So that would be 23000 invested now, with the remainder in as high an easy access account…
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Advice for a newbie please
Hi all, I've been reading the MSE forum the past couple of weeks and have found it to be a wealth of information. I'm just starting to get into investing and would appreciate any advice/comments/suggestions. Many thanks in advance. (And apologies in advance for the exceedingly lengthy post -- am trying my best to paint the…
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Best $us dollar accounts for saving
Need info on best us $ accounts for saving us dollars ....
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Lump sum investment timing
I have a lump sum to invest in equities. My question is not about where to put it, pension, ISA both sorted, this will be invested outside any tax wrapper. The full amount can be invested as I have an income. My pension and ISA investments are more cautious, so my risk tolerance for this investment is quite high and my…
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What's the right amount to have in an emergency pot?
This is the year when I subscribe to my employer's pension and start to make mortgage in roads. I know I also need to have some savings as an emergency fund. Does anyone have any suggestions as to what these should be? 6 months outgoings, 3 months salary, etc Cheers
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How much tax will I pay on 20k share profit
Can someone please help me, and tell me how much tax and any other deductions I would pay if I cashed my shares in and made a 20k profit? Many thanks
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Multiple current accounts - credit rating?
Hi, I'm not sure if this is the right place to post but I'm thinking of opening a flex-direct and santander 123 current account, to make use of the good interest rates. I already have a Natwest current account. I want to apply for a mortgage (as a FTB) this time next year. Will it affect my credit rating? Thanks.
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Kids savings - not CTF
Both my kids were born between 2002-2011. I have been saving for them both since they were born. Savings wise i think they have more than I do :( The CTF account only has the original amount paid in by the government. The rest has been moved around and now just about to mature from a 2 year post office bond. Seeing as i…
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Lloyds Shares
Hi All I had read on sky news the government might be looking to sell their shares which are remaining in lloyds bank, would anyone recommend buying shares in lloyds? i have seen the trends on hl.co.uk and it shows 52% of investors have bought shares in lloyds today. i dont know much about shares but i wanted to know…
