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Motley Fool Share Advisor
Does anyone here have this? I keep getting emails from Motley Fool offering me use of the service for £29 for a year. The emails came in at £99 and it has gradually gone down to £29 in their latest email circular. Back in January I purchased £2000 worth of National Grid Shares on the recommendation from their "junk" email…
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Wedding Fund
Hi, not sure if I'm in the right place or not but looking for advice on saving. My daughter is 9yrs old and I know a lot of you will be thinking we're mad but I was wondering what was the best way to start saving for a wedding fund for the future...............way into the future if my husband has anything to do with it!!!…
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Nikkei Flat Line
When I was gambling on the Nikkei I would look at the daily chart and noticed that during every day there is a period where the graph is totally straight and flat. This does not seem to happen on the FTSE
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Lloyds TSB Shares
An elderly family member has offered to transfer Lloyds TSB shares to me. She has Share Certificates for 1000 Ordinary 10p shares which will let me go ahead and get them transferred. However, there would appear to be 500 LBGSA Ord shares, for which there are no certicates. Does anyone know what these second lot of shares…
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The sell in May challenge
For a bit of fun, many will have heard the old saying "Sell in May, go away, don't come back until St Legers day". Well in a similar theme, the challenge is thus: Choose 1 share to sell short from today (or whenever you read this thread). Your aim is to make as much money as possible. The closing price on 11th September…
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Time taken to transfer an ISA
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Portfolio Administration
Hi, I'm not the greatest when it comes to creating or using spreadsheets and the one I've created is beginning to get a bit unwieldly, so I was wondering if anyone could recommend a simple spreadsheet layout that will allow me to consolidate all the information I have, covering Cash & S&S ISA's and my SIPP. Also, I'm…
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Any accountants here?
I have a question relating to US repatriation tax and the income statement. Companies like Apple are well known for shuffling profits off shore and keeping the money there to avoid US repatriation tax. But what Im not 100% sure on is how this is accounted for. My understanding is that they will charge all tax (including…
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Help with choosing investments
Hello, I would like to widen and reduce the risk in my investments (100% equities). Can anyone suggest an investment fund which will invest in a broad range of commodities with low annual fees (Total Expense Ratio)? I would also like to hold some bonds but the list of funds and choices is baffling! I don't need to draw…
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Best Lump sum saving for children
My mother recently passed away and she has left £10k to each of my children, to be given to them only when they are 18 years old. They are currently 10 and 14, so I need to put it away safe and earning for them for a few years. What are my best options?
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Need to get away from Hargreaves: Any recommendations?
Hi, I currently have my SIPP and S&S ISA with HL. I want to buy shares of companies not listed on the LSE but XETRA in Frankfurt. The problem I have with Hargreaves is that the cost of trading these stocks is prohibitively expensive with HL. Just to give you an example: I recently bought 1,000 shares of a company on XETRA.…
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Vanguard LifeStrat Via TD Direct - Quick Question
For anyone with a TD Direct ISA account, can you find any Vanguard LifeStrategy funds listed when you add a Regular Investment? I've had all sorts of problems with my account since opening, not being able these to my regular investment list, but when I log on tonight none are even showing when you type "van". I'm just…
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Would it be worth investing money for house deposit?
I'm in the process of saving for a house deposit, but it seems such a waste having it stuck away in a savings account earning little interest. I've done some research and would consider something like Invesco perpetual income fund as it has a good reputation and is medium risk. I would put in a 2k lump sum then drip feed…
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Best savings account for my child (please read)
Hi all, Recently my 9 year old daughter was awarded £3400 in compensation for an accident she had back when she was 4 years old. The money will be held in trust by the court funds office until my daughter turns 18 years old and will earn 0.5% interest (although this COULD increase as we ease out of recession). I was…
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Employee Shares
Hi there, I'm a new user to this site and this is my first post. Took me ages to find out how to even start a new thread lol. Anyway, At the weekend I was on the staff website for my work (Tesco) and noticed that after three months service I was able to start buying shares with my wages before tax and NI. So I signed up to…
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Advice for saving more than £50,000
Hello I am new to this forum! I am a tiny bit confused because I was told by a bank that it would be better to save less than £50,000 in a Fixed rate bond because anything higher would result in me doing my own tax. Has anyone else heard of this? Your help appreciatted Claire 100
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Where to 'park' £90k, short term..?
This must have been raised many times before but I have a short term situation, in between house sale and purchase, where I shall be in receipt of c£90k and I don't want it sloshing round my Co-op bank account. The interval is unknown but may be up to 2 months. Can anyone suggest an account which would be close to instant…
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Saving for your children
Hello, I was wondering how much people save for their childrens future? at the moment I'm putting away £20 a month for each of my children and I have done since they were born. 1 is in a Child Trust Fund, the other a Junior ISA. They both earn roughly the same interest. This amount per month put into their savings will…
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Monevator's cheapest online broker page updated
A stunning bit of work! http://monevator.com/compare-uk-cheapest-online-brokers/
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NSI index-linked savings - maturity options
Hi, I'm looking for a little advice on what to do with my maturing NSI index linked savings (approx 17K). The initial interest rate was RPI + 1% over 3 years. However, the new rate has been reduced to RPI + 0.15% (both are tax free).:( I'm a basic rate tax payer and I've already max'd out on my ISA for this year, I don't…
