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S&S ISA provider with low fees
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What to do with lump sum from property sale
Hi everyone, Totally new to this excellent forum so be patient with me! I want to sell my flat in London (for myriad reasons, with which I won't bore you). But I don't want to - and won't be in a position to - buy anything else just yet, so what should I do with the money I make from the sale in the meantime, to make sure…
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New to ISA's - Help
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Anyone tried using Nutmeg.com??
Hi. Seen these guys advertised on the tube a fair bit. Signed up and did a few no obligation fund calculations based on a few scenarios. Seems quite good. Does anyone else have any experience with them? Cheers:)
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Prudential Flexible Investment Plan (Bond)
Hi All, I have a £60,000 bond,taken out in Oct'10 which after reading about passive products,I would like to cash in and reinvest in an index fund when the early surrender charges have fallen away in a couple of years time. The dilemma I have, is that it was taken out when the FTSE 100 was at 5573. According to my IFA the…
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Cheapest & Easiest Way to buy a Stocks & Shares ISA for tracker fund?
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Where to put my ISA money this year ... ?
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Virgin Easy Access Cash ISA % AER
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investing in REITs
I'm wondering whether to look into REITs, with a view to ISA or SIPP investing. Does anyone have any experience, any views ....?
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Santander informing/not informing of bonus end
I have a Esaver iss 5 bonus ending 26/05/13. I had a letter from Santander telling me this about two weeks ago. Impressed! I also have a Direct ISA Iss 9 bonus ending 24/03/13. No letter! I sent a secure message asking why no letter. They conformed the bonus end date, and followed with "As this is outlined in the terms and…
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Closing accounts
Hi all I have a HSBC cash ISA and a Flexi-Saver. I have had these accounts for over 3 years. How do i close them? They have been empty for over a year now. Thanks Jim
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Thoughts for the next tax year
Hi all I am a bit of a noob when it comes to investing, i am 20 (21 in June) and i am looking to invest in at least 5 x £1000 funds in the next tax year (April 2013 - April 2014). I have a HL Vantage S&S ISA, and have three funds in it currently: HL Multi-manager Income & Growth Trust Acc Units (£500) Standard Life Inv…
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Post Office Online Saver Issue 5 Monthly %
Some time ago I recieved an e-mail telling me that the interest paid above account was going to reduced to below 2%. If I understood it correctly :o At thi stage I had £80,000 in it but need instant access to about 13k in 2013 I started to look aroun and ended up opening a Derbyshire Online Net Saver Issue 10 account which…
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How many credit cards?
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LloydsTSB Easy Saver
Just a quick question: Can this account receive cheque payments or must it first be deposited into a current account and then transferred internally?
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Your thoughts on my investment plan
Hello, Starting in the new tax year, I would like to start regular/monthly investments in funds, using my Shares ISA account. I plan to invest a sum of 800 pm and consider these investments to be for my pension, so have a long-ish view of 20 years. My thoughts are that I don´t want to have highly speculative investments…
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Old Northern Rock e-Isa 3.05%
MSE Official Insert: For the current Top Cash ISAs read our Best Cash ISAs guide. ---- I joined up to northern rock's e-isa about a couple of years ago and it has since been taken over by Virgin money. I am still receiving 3.05%. I am looking to see is that interest rate going to be maintained but I cannot find any…
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Constructing a balanced portfolio of investments
Hi Can anyone suggest a good place to find out about constructing a balanced portfolio of investments? I have an IFA (more of which elsewhere) but want to be better informed. Thanks in advance W
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Income or accumulation units for drawdown
Just checking: Is there any advantage to income units over accumulation units when anticipating drawdown from a S&S ISA (or regular S&S account for that matter)? I'm not needing to take money out monthly - annually would be fine - and I'd sell units once a year to provide the drawdown amount and rebalance at the same time.…
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Cash ISA Question
