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Cheapest ISA to buy & hold NASDAQ shares
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is this right for me
hi all, looking for advice, i have a three year fixed rate isa with Nationwide maturing in a couple of weeks, i'm about to start having a house built so i will need to get instant access to the money when needed, about every six weeks or so i've been told, i was wondering if i transferred it into this account…
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Portfolio rebalancing - question re bonds
Firstly apologies if this is perhaps a naive question, or if it has already been covered - I did have a look around, but couldn’t see anything obvious. I’m fairly new to the investing game, taking a passive approach with a mixture of equity tracker and bond funds in both pension and ISA wrappers, and I’m currently looking…
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Best Savings Account Option?
My Santander esaver Issue 4 has come to an end....I was getting 3.06% (Variable). What is my best option to move onto next? I just want the same sort of thing......at least 3% interest, paid monthly, easy access.
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Really quick Halifax reward question?!
Hello, Just looking at the Halifax Reward bits that came through the post this morning, can someone please help me out with a quick query before I go into branch to show them ID and forms signed? It says on the website if you switch a current account from another provider and it has at least 2 Direct Debits on it, then you…
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Can saving rates beat mortages?
Hi there for the last 2 years or so my mortgage has been 2% plus base and I have found it relatively easy to beat this with instant access Cash ISA's. I am now struggling a bit though as M&S are reducing it again to 1.3%. I guess banks margins are thin on borrowing/saving rates. I do have equity ISA's/SIPP's and have…
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esure new issue - worth a punt?
http://www.hl.co.uk/shares/ipos-and-new-issues/new-share-issues/esure-to-be-valued-at-1.15bn-pounds-in-stock-market-debut I am going in as per Direct Line float, looking for a quick 10%
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Ireland remove bank deposit guarantee.
Don't know if anyone's picked up on this yet. I find it disturbing. Don't know if anyone else can throw more light on it. But I certainly will be removing what I have there.
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Drawdown funds in retirement: some thoughts
I have been reading around the question of asset allocation for folk like me who want to take an income from their investments during retirement - either from a SIPP or an ISA. There's a huge amount written about investing in SIPPS and ISAs before retirement, but not so much about what to do once we are in the…
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BT shares / EasyShare / Equiniti
Had a letter out of the Blue from BT Group saying it had arranged a "Quick & easy" share dealing service with Equiniti for buy or sell BT shares. Has to be actioned before 18th April. I've had BT shares for donkey's years but never had a letter like this before, just wondering what might have triggered it. Any idea why now?
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The Fear of the Correction!!!
It seems, regardless of the thread's purpose, that many threads end up debating the dreaded correction. After such rises it must come. Not a good time to get in. We could see 5000 before we see 8000 etc. And of course such is the nature of a wiggly line that all will get their chance to say how right they were ;) However…
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and now the chelsea cuts rates without telling first!
have just noticed the chelsea building society dropped the interest rate on my old esaver account from 2.6% to 1.98% on the 4th march without any advance warning! (. . . or at least without any warning to me!) i can't say i had not been expecting a cut some time soon what with everyone else doing it, but it is nevertheless…
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I need a 5%+ Dividend Yielding UK Share
Okay, I'm looking to invest in a single UK share which is reasonably safe and offers a good stable dividend. Which do you think is best and why? Note: I know I'll get the usual "don't invest in one share, use a tracker instead" and other similar responses. Before that, I'd like to explain my reasoning for this idea: The…
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HL and Lifestrategy
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Tracing lost premium bonds certificate etc..
Hi guys, My Dad has just called me and asked if I can find a telephone number and/or address for tracing back lost Premium Bond certificates. I think he had this from when I was a baby, so a fair while ago. He's old fashioned and doesn't have the internet, so hence i'm asking :p Thanks! :)
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Financial Advisors-are they worth using?
Hey All, For the past few months I've been drowning in a sea of information when it comes to investing. Anytime I begin to start looking into one area I end up looking at another area and then come out more confused then I initially was. The long term aim I've always said is to get into property however I want to expand my…
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Early retirement on inheritance.
Hello, I am in the very early stages of mulling over my options and would appreciate your thoughts. First, some info about myself and my circumstances : -married, teen daughter and wife a housewife, no paid employment. -aged 56 yrs and possibility of early retirement coming up from a stressful job I have grown to hate.…
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Is there a way to time share entries when its had a long run up?
But as you can see from the 6 month chart it has recently (2 weeks ago) had a rally, with a slight pullback on profit-taking the last few days. - as a new user im not allowed to post images or links, so if you check the 6 month chart for XCH you can see my question is, when it comes to timing entry into a share like this…
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Coventry E Saver 4
Nothing to get excited about but the best available - 2% including one year bonus! Only 4 withdrawals a year Have opened one before rates drop any more
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Short Term Savings
Good Afternoon In the next few weeks I will be receiving a lump sum following the sale of my house (approx £15k - £20k). As I will not be purchasing another for approx 6 months I was looking for a risk free, potentially quick access high interest saving solution. Does anyone have any suggestions. Many Thanks Colin.
