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YBS Regular Saver 1 and 2?
Hi Can you have a YBS Regular Saver Issue 1 and 2 account and get the bonus on both? The conditions for the bonus payment on the Regular Saver 2 says "You are the main account holder on no more than 1 Regular Saver account." So does that mean it's a no go? Thanks
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Cash ISA rules question (Nationwide)
Hi, I would be really grateful for advice for a relative on the following: A Nationwide fixed term cash ISA is maturing before the end of March and the holder also has a Nationwide Champion ISA which they have contributed £3k in the current tax year. The intention is to reinvest the fixed rate ISA into a new Nationwide…
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childrens saving help
Our son has just been given 20k from his grandad(passed away).. Hubby and I don't want him to access it until he turns 21.Ten years time.we don't want access to it either. we have no idea what to do with it. when we have looked on-line, it just seams to be isa's.. Any help would be greatly recieved thanks
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Fidelity half price ISA offer
I'm thinking about investing in a shares ISA, and I see Fidelity are running an offer where they refund 50% of the annual management charges. Has anyone got experience with Fidelity? Is this a good offer?
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10k to invest..... But where?
Hi, We have just been lucky enough to come into 30k from my Grans Will. We have just put this years allowance into our Isa's and plan to do the same again next month. But that leaves us with around 10k to invest. What do people recommend? We don't want to lock it away, as may need it later in the year, or early next year..…
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Cooperative Bank/Britannia BS
The rate of 2.31% is no longer available. The offer is closed. They are still advertising it though!
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Corporate Bonds - Good investment or go to equity?
Hello, I'm jumping out of cash Isas into Stocks and Shares. I've got a small sum (£2000) in which to drop into a fund - Question is - which one? Corporate bonds have traditionally been 'safe' but are they overheated? Are defensive shares now overheated as well? My current portfolio (minus cash isas) is 100% equity trackers…
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Advice sought on investing my recently-bereaved mother's £100K
Firstly, many thanks for reading my thread. I just wanted to seek some advice from those on the MSE Forum as to the most prudent way of investing about £100K. The situation is that my 75-y-o mother's husband (my father) passed away a short while ago and yesterday I managed to finally complete the sale of their Spanish…
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Launch new investment or find another solution?
Hi Hoping someone can help me out with a little advice. Here's the situation I'm in. 1. I have a £145,000 mortgage with Santander, which has 15 years left and is interest only. 2. Some years ago I cashed in my endowment policy for the mortgage, as I was unable to work for some time due to having CFS/ME and needed income in…
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Santander agm - a farce?
Santander have gone to great lengths this year to entice ordinary small shareholders to cast their votes on 16 individual points. If we vote they are offering a payment to charity and the chance of winning a number of different prizes in a draw for only those whom vote. That sounds great except I don't think most voters…
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Low charges tracker?
On the assumption that all trackers were created equal, which ones have the lowest charges? I'm thinking of buying a S&S ISA tracker thru Cavendish......any reasons why not?
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£100 interest limit in childrens savings account
Hello all, wondered if someone could help clarify something for me - suffering baby brain at the moment! I want to open a regular savnigs account for my baby. Have determined that savings might be preferable to isa due to the generous £100 interest tax free limit they impose. I have read that this is £100 a year, and only…
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Renewing NS&I Saving Certificate
Hello everyone, My saving cert is due for renewal next month. I'm thinking that there is no real advantage (in terms of investment return) to renew for 5 years instead of 3 or even the other way round since there is no guarantee that the RPI will be up or down at the end of either term. Would your thinking be the same or…
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I have £5k of OLD bank NOTES
First off I have NO IDEA where to POST this so MOD can move it. My Grandparent move into a house. His money he stored around his house. As he hates banks. He's getting old now and forgetful. He gave a 16yr old girl (my sister) £5000 to take to ours at night which is stupid. He found it in his attic. He claims it's not his…
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RBS isa s&s ?
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Short term savings
Hi there money savers! I've sold my flat (changes hands on Friday) and there's going to be a gap between buying and selling. The gap would be about 2 months. Is it worth putting the £30k cash gained from the sale into a short term savings account? I've not had any experience with this type of account and wondered how it…
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TD Waterhouse - USELESS ADMIN
I have a bespoke SIPP which I asked to open a dealing account with TD Waterhouse. It took TDW several months to open the account. Now, every time I ask my SIPP provider to transfer funds from the SIPP bank account to TDW, TDW either lose the funds in a holding account or send them back to the SIPP bank account, apparently…
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SAYE - give an instruction - no action?
Ok I had notification that my 3yr scheme had matured and I gave the instruction to take shares at the option price to be sold straight away. The option price was £3.28, and the share price as at 12 March '13 is about £3.80. this means my £1800 invested gives a return of £2106 approx. It is 7 days since I gave the…
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Quidco £100 cashback for Fidelty investment
Just wondered if any one has invested with Fidelity via the link on quidco to get the £100 cashback? Unsure of the terms and conditions as there didn't seem to be any. Has this worked for anyone?
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How Best to Buy Fidelity China Special Situations PLC for an ISA
