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Cant decide any ideas
Hi below is my portfolio,as you can see I have several emerging markets,as well as global income. At the moment I am paying £300 per month into the m&g global dividend. The question is do you think this is a good idea to have several funds in the same sector, was just wondering if you think its cost efective {charges etc}.…
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Rare Earth Metals
There are many brokers selling rare earth metals as an investment. The FSA has just issued a public warning advising against it in their consumer information section on investment scams. Has anyone made any money from these investments?
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Account with reasonable accessibility?
I'm shortly going to be coming into some money (inheritance) and I'm trying to work out where might be the best place to put it, where it's reasonably accessible - given that (a) I may lose my job any minute and might need ready access, and (b) if my job by some miracle becomes secure I might need it for property. I…
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Will savings affect student loan? (Scotland)
Hello, Sorry if this is posted in the wrong section. I've been looking around the SAAS website for a while and tried searching, but I can't find the answer to this. I am currently classed as an independent student, and I am assessed on my partner's wage. Next year I am due to receive inheritance money and was wondering if…
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ETrade UK replacement options?
As ETrade UK are closing down, where are MSE users transferring their US shares to?
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Fidelity world index fund
hi Fidelity recently launched a world index fund. Was thinking about transfering my fidelity uk index fund to this fund. 0.3 ter like the uk fund and i know this is not as good as vanguard but am very happy with the fidelity platform. Opinions on this fund? Tracks the MSCI World Index, which covers large and mid-cap…
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MSE News: Beware financial adviser 'Ferrari' salesmen: Guest comment
"A shake-up in financial advice begins next week aimed at protecting consumers but some advisers question if it'll work " Read the full story: Beware financial adviser 'Ferrari' salesmen: Guest comment
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Complete noob! Help with saving/investments
Ok, please be kind, firstly a little back story. I am 27 male. I was employed for a long while doing weekend work cash in hand, found a real struggle finding work. I fell into debt. Well as luck would have it mine changed. I found the most amazing job, well paying, in fact generoulsy paying. I started in september.Since…
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DD has been left some money!!
DD22 has been left a few thousand pounds. She is in her final year of Uni. and will be moving home when she has finished. She wants to start saving for a mortgage a few years down the line. What kind of account should she open? Should she pay in the lump sum or pay it in gradually to "show" that she can save (although at…
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Saving for niece/nephew
Hey everyone, Hope you're ok. So my sister is pregnant and due in a couple of months. I want to save for the child every Christmas and birthday but I want to do it secretly. Is it possible to do anything for the child without getting the parents permission? I know it sounds sneaky I just want it to be a surprise! I'm not…
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monmouthshire b socy/flexisaver
bit lost in the mists of time on this one... letter just received... "end of 2% bonus is 23/1/13" I had it diaried for 31/3/13. or do I withdraw the investment and have to wait for interest until March ? Cannot find the flexi listed on their list of accounts
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III and VMED?
I'm trying to sell some Nasdaq listed VMED shares I own through Interactive Investor(III). For some reason Virgin Media doesn't appear in the 'Trade now' tab. Does anyone have any ideas? I'd like to sell today but III are not open so any help would be appreciated.
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Instant access savings accounts....
Just looked at my account and £1.49 interest for £10k balance does not seem attractive, I have had a search around on the main players and other than ING, it seems the going rate, don't want to chance peer to peer. Am I at a lost cause for some half decent instant access savings?
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Alternative Investments...any experience?
Does anyone here have experience in alternative investments, for example, art, wine, collectibles, autographs and care to share that experience and any tips? As banks are paying such thin returns, I'm thinking of putting in a bit of my savings in 2013 into something I can at least see and touch and building it up over time…
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Merry Christmas
I wish all who use this forum a very merry christmas and a very prosperous new year. Stay healthy and wealthy!
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How safe is your cash within Trading platforms?
Im thinking the big players such as TDW/III/HL etc... For instance,, 1)You hold shares in a trading account. Are you the real owner or does the likes of TDW own them and simply credits you with their value in the account? If TDW went bump,would your shares be ringfenced? 2)Funds held in say,,HL...If you bough units in the…
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Switching to HSBC C Class Shares
I invest in several of the various HSBC tracker funds, and my broker, TD Direct, are offering (well, railroading me into) the newer C Class shares. That's OK, since it knocks about 10 basis points off the TER. But I'm left holding a stack of the older, pricier, shares and wondering what's the best strategy to migrate over?…
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Best Fixed Rate ISA or an alternative?
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Overpaid into my Santander ISA, money lost
Hi, I used the Santander website, to transfer money into my ISA, unfortunately I went over the cash limit. I have my barclays account linked on the santander website, Which it drew the money from as a direct bebit. The money never appeared in my Santander ISA, but left Barclays. this was a month ago. Santander originally…
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Where to start saving
Hi.Three months ago my hubby was extremely ill and the doctor hinted that the cause could be lung cancer. To cut a long story short after loads of tests and a biopsy or two it turned out to be nothing more than bacteria infected with a viral infection!! He's now well and the future once again looks bright. However this…
