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Instant access savings accounts....
DUTR
Posts: 12,958 Forumite
Just looked at my account and £1.49 interest for £10k balance does not seem attractive, I have had a search around on the main players and other than ING, it seems the going rate, don't want to chance peer to peer.
Am I at a lost cause for some half decent instant access savings?
Am I at a lost cause for some half decent instant access savings?
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Comments
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Well the best of these would give you £235.Just looked at my account and £1.49 interest for £10k balance does not seem attractive, I have had a search around on the main players and other than ING, it seems the going rate, don't want to chance peer to peer.
Am I at a lost cause for some half decent instant access savings?
http://www.moneysavingexpert.com/savings/savings-accounts-best-interest0 -
Even at 0.1% interest you would get £10 per year, less tax if appropriate .
What period does your £1.49 cover?0 -
Hi,
Yes, find it very strange that someone who uses MSE so much has such a poor savings rate ?
You really need to shop around the best buy tables, despite the rates falling recently there are still a few good instant access ones around
My current account bank is offering a regular saver account for 12 months at 8%, no catches.
You can only save £300 per month / £3600 pa, but at 8% why not !
Just depends on how 'active' you want to be managing your money.0 -
opinions4u wrote: »Well the best of these would give you £235.
http://www.moneysavingexpert.com/savings/savings-accounts-best-interest
I had a look on the link, seems I have done, much as they have suggested, will re read it in more depth :cool:notbritishgas wrote: »Even at 0.1% interest you would get £10 per year, less tax if appropriate .
What period does your £1.49 cover?
One month, the month before it was £4.30 for slightly less money, so it seems the introductory rate has now reduced.Hi,
Yes, find it very strange that someone who uses MSE so much has such a poor savings rate ?
You really need to shop around the best buy tables, despite the rates falling recently there are still a few good instant access ones around
My current account bank is offering a regular saver account for 12 months at 8%, no catches.
You can only save £300 per month / £3600 pa, but at 8% why not !
Just depends on how 'active' you want to be managing your money.
I am on here a lot but not this particular board
It would be interesting to learn which account this is? Only the P2P accounts seem to be anywhere near that rate, but not covered by the FSA0 -
its first directcredit card bill. £0.00
overdraft £0.00
Help from the state £0.000 -
you can get 3% AER with Lloyds Vantage and Santander 123. Some monthly deposit requirements but these can usually be easily met.0
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yeah, that or just old age forgetfulness.0
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