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£10,000...?
I have £10,000 in my Santander savings account...and at 0.5% interest it's not doing anything! Does anyone have advice on how I could put my savings to better use? It's taken me a long time to save but I've just gotten a new job and am hoping to put away money more regularly this year. I don't have a clue about what…
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IF - Why new customers only?
I have some savings with Intelligent Finance at a pretty good rate of 2.49%, although this is dropping to 1.8% in February. However, I've noticed that all the IF savings accounts are now for existing customers only. Does anyone know why? Are these accounts now likely to become dormant forgotten about accounts? Thanks.
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What are our best options? Advice please!
Hi all, I apologise in the first instance as this thread is similar to one posted very recently, however I did not want to confuse things for the OP in question! Secondly, I am a complete noob when it comes to savings, money matters, and now buying our first property... I am thankful in advance for your patience :o The…
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Child Trust Fund - avoiding initial charges in shares account?
Hello, First time poster here having seen so much great advice on this site. I am looking at how to make best use of the Child Trust Fund we have for our son (born before Junior ISAs). We currently have a non-stakeholder fund, investing in one particular fund. However, we are paying 5% initial charges on purchasing the…
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Company balance sheets
Hi, Can someone tell me where I'd need to go to view the public balance sheets of UK listed companies? I know that US law requires US listed companies to publish balance sheets and a lot of larger companies have them on their corporate website, but I don't know about UK companies. Please advise. Thanks
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Beware Llloyds TSB current account fee waiver
We were recently cold-called by our Lloyds TSB branch suggesting that we upgrade our Premier Account to Premier Vantage, because it provides a higher interest rate. When I asked what the catch was they said the only impact was more interest. However when we got our next statement there was a new £25 monthly fee! It turns…
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What to do with PPI funds?
Hi all, so I am rebuilding my life after a split a few years ago, basically I am off the housing ladder and doing my best to save a deposit. I have saved 10k and have a PPI claim paying out 10K just confirmed, I think it is going to take me 2 or 3 years to get the size of deposit I need for a decent mortgage. Where should…
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Gamble it all?
My friend had the misfortune of marrying a real demon of a woman. She had 4 husbands with 4 separate kids prior to him marrying her. I did warn the guy prior to marrying her. She cheated on the previous 4 and now has cheated on him, screwed his job up and kicked him out. They are separated and may divorce soon. His father…
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Regular Savings for £1,000+ a month
Hi all Any suggestions for the best way to maximise return on a regular saving of somewhere between £1,000 and £1,500 a month. I need to do this for around 12 months with access possibly required in that period Thanks in advance
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Whats best
I can see the light at the end of the tunnel retirement wise, 9 years to go and counting....now the BUT.. The government have just added a year for me so its now 10 years to go. My dad had five year retirement and died. I just heard another bloke I worked with had three years retirement and died the week before crimbo. So…
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Please help. I have 20k and dont know what to do
A friend of mine is separated from his wife and has been left 20K by his late father. He wants to take the 20K out of his bank so his wife wont be entitled to it. Where can he put the money without declaring it? Especially if she wants a divorce soon.
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Undeclared money
A friend of mine is separated from his wife and has been left 20K by his late father. He wants to take the 20K out of his bank so his wife wont be entitled to it. Where can he put the money without declaring it? Especially if she wants a divorce soon.
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Best savings option
Hello! I've been a regular user of MSE but am new to the forums and have never posted before :) I'm looking for a bit of advice on the best savings options available to me at the minute. I'm not sure how much information is needed but basically: I currently live with my partner and we rent a flat. I'm hoping within the…
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kids investments
Has anyone got any suggestions for under 16's, long term, locked in investments please
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Save haven for savings with access without penalty - HELP!
I am currently saving with ING. Its very convenient because it's online. It's easy to use and has been very good - just like Egg was before it - BUT! The 3.1% (gross) savings rate will be coming to an end in a couple of months and will be going down to 0.5%. I cannot possibly consider keeping my money with any organisation…
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virgin money
virgin money, has 2,40% fixed for 1year and you donot show this on your best savings,is there a reason for this,
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NS&I making life difficult for grandparent
I've been buying Child Bonds for many years for one grandchild or another. BUT, for reasons I won't go into here, I no longer have contact with my younger son and wife so have simply continued buying bonds for my 6 year old grandson. NS&I have just written to tell me that, following new procedures, in order to buy Bonds in…
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Troy Income & Growth Investment Trust
Just wondered if anyone has any views on this. I am looking for a better return on savings than banks/building societies are offering and saw this recommended in the Saga magazine as being worth looking at.
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making my money work for me
hello, i have savings sittings about and not sure what to do with them, i'm in all honesty, losing money with them as they're earning little to no interest. i have no debts apart from student loan. i don't have a mortgage. i have around 10k sitting in an instant cash isa earning around 0.5% :( i have around 5k sitting in a…
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Much higher interest for foreign savers at british banks?
I was in HSBC earlier and they were talking to an Italian man about savings. I was depositing money into my savings account with some paltry interest rate when I overheard them say to the man that as he was an Italian he could get a much higher rate of 6% on an instant access savings account. If you hold a foreign passport…
