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Share Div reinvestment - count as income?
Sorry for this basic question... I am still researching the options I have in terms of shares and IT's and the best way to proceed. I don't really want to increase my income, but reinvest the dividend by taking additional shares (more like accumulation funds than the income variety). If I do this at source does it still…
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ISA help
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edinburgh Investment Trust
I bought this a couple of months ago when it was fairly steady around the upper 490s - now today it closed at 476p I thought that investment trusts (or funds for that matter) stayed fairly steady because of their range of investments. But this seems quite a big drop so perhaps I am wrong? I wondered if the fact that…
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International Public Partnerships
I have been thinking of investing in infrastructure for some time and am thinking about HICL and INPP as a couple of possibilities. I have just read an article on Interactive Investor which says that perhaps best if can buy when new shares are issued.…
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10K redundancy what to do with it?
I recently been made redundant and am not sure where to put it? I hear ISA's are good but which one? I do have a mortgage of around 50K but not sure whether to pay it off that either? People I know say ISA's but need to know if it is the right thing to do and if so what type confused :huh: Thanks in advance
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Anglo Irish
Hi Apologies if this has been covered already. A little nervous as had some money in an Anglo Irish Bank account and only just discovered they no longer exist. Will my money still be available through what appears to be the renamed bank? Thanks in advance.
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Savings Account for children
I'm looking for a bit of info/advice on children's savings accounts. OH has four children and want's to set up savings accounts for them, the youngest two had CTFs set up for them when they were born but that was when OH was still married to their mother. From what I've looked into OH would need their birth certs to be…
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Tried to open an ING Direct A/C, they need to call me?
Why, any experience?:mad:
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Share Dealing Training/Course
Hi All, If I am interested in learning how to deal in shares, are there any training/academic courses which anyone can recommend please? Thanks
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What does this mean?
Just sold 2192 Tesco shares yesterday and it says on the contract note "Bargain condition : ex dividend" does this mean i get the next dividend or not?. Thanks.
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£20k to save, where is the best place?
We have £20k to put into savings, i havent saved before and to put it bluntly i havent got a clue where to start! from looking at the lists of accounts online i am more than confused. We want to squirrel the money away for 12months+ we may occasionally add to it here and there funds allowing. Any ideas what type of account…
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Saving a lump sum but still wanting to pay into it for an 18 year old
I have been saving since the birth of my sons, the idea was to be able to help them with a deposit to buy a house when the time comes. My eldest is now 18, and in college. I've had two bonds with Family Assurance running for him, and have paid a total of £25 a month, £10 in one and £15 in the other. They now total around…
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Tax, stamp duty and levy for non-taxpayers
Hi, what are the tax rules around purchasing/selling of shares and dividend income for non-taxpayers? AM i right in thinking that I still pay Stamp Duty but dividend income is tax free or is dealing with shares the same regardless of tax status? THis is for both ISA and non-ISA accounts
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How much should i be saving...
I earn about 900 a month. Essential out goings of about 510 a month before any holidays, meals out etc. is a good amount of to save £200 bear in mind i am wanting to but in another bank £90 a month for a holiday! or would you try and save more? it then leaves me with 100 to myself each month? Thanks:j
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Online banking
Could anyone tell me if it is possible to register online to use online banking with Santander,I look after all the banking for myself and o/h and tried to get online banking set up for him by phone but they ask him questions to which he as no idea what the answer is and they won't let me help him by telling him the…
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Plain English
I am unsure of the exact meaning of this clause, and would appreciate it being explained in plain English; THIS transaction does not form part of a larger transaction or a series of transactions or of a series of transactions in respect of which the amount or value, or the aggregate amount or value, of the consideration…
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ISA transfer
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Savings Account/Credit Score
Hi Everyone My girlfriend and I are starting to save a deposit to buy a flat/house together. We are planning to open a joint account with Nationwide, but before we do I wanted to check if anyone knew whether this was a bad idea or not. We live at separate addresses currently and both have 'excellent' credit scores. I…
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Saving / investing in northern Europe
Hi All, A little discussion for the collective; I want to hedge at least a little against the possibility of a huge rise in the value of the euro. As I see it, there is a significant risk that the crappier countries will fall out of the euro within the next 24 months which will mean that there is only the better countries…
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Icici
have aprox £11k to invest/move and was thinking about ICICI fixed saver account - does anyone have a view? i see tesco have a saving account but won't go there on principle and not enough for the cahoot acc. or just put into premium bonds? Advice gratefully received
