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How do I delete this post?
trying to delete this post...
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Savings account or pension?
Hello Have a lump sum to invest, what is the best form of investmen? I would like to top of my pension as this needs topping up or are their better forms of saving for longer term? What are the best products on the marke? Regards Matthew
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Kids receiving inheritance "to be held in trust"
I believe my kids are small beneficiaries in a relative's will and that their inheritance is to be held in trust for them until they are 18. Unfortunately, I have never dealt with this scenario before and want to have as much input as I can before any decisions are made. I guess what I don't want is for it to be invested…
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Attending an AGM
I'm sure this is a blindingly stupid question, but I'll risk it anyway. As many of us do I own shares in various companies via Hargreaves Lansdown. One of these of these has their 2012 AGM coming up and I'm interested in attending. So, what is the process?!? If I want to vote on an issue I'm assuming I need to prove that I…
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Independent Fund Advice
Hi there, I'm looking for an independent product tester of financial products, ETFs in particular. Something like that exists in Germany - it's published in a magazine that's commissioned and funded by the state, "Finanztest" - and gives easily digestable advice on range of ETFs that can be recommended based on their…
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Can't invest in fund I want to on III
Hi there, I'm at an annoying stage in my ISA investment. I've done some research and decided for 2 funds I want to invest in: DB X-TRACKERS IBOXX SOVEREIGNS EUROZONE TR INDEX ETF 1C and ISHARES EURO STOXX BANKS (DE). (The latter a bit risky, I know, but I don't need the money very soon and am happy to roll the dice.) I…
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5yr Sharesave SAYE maturity
My shavesave is due to mature on the 1st of june 2012 I've saved for 5yrs @ £250 a month The statement I've recieved today reads Total saving at maturity £15000 Tax free Bonus £ 1375 Total repayable £16375 option price 259.32pence Number of share under otion 6314 Total purchase price £16373.47 A Todays share price is…
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Savings advice
Hello, Could someone please tell me the best place to save about £10000 out of the following establishments: Barclays Lloyds Halifax NatWest I'd prefer instant access (or, perhaps 3 times a year). Thanks for any advice.
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Brandeaux Student Accommodation Fund
Hi everyone, I am considering investing in the above fund through a SIPP on the transact platform. I have two questions regarding this: 1) Fees One of my main concerns is that the fees: Fund AMC: 1.5% Initial fee: 1.71% Transact AMC: 0.5% Transact buying fee: 0.2% Sipp: 80/y I have found an IFA which will set me up on the…
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Child Savings
Could anyone out there recommend the best way to save for your child and point me in the direction of any good products please? Thanks.
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dogsallowed
My father has died and left me savings in the building society of which some are in Guaranteed Reserve accounts and won't reach their maturity date for another two years. Can I leave them there or do I have to cash them and change them into my name?
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Coventry 60 Day Notice ISA
Can some one please tell me if i can put money monthly in Coventry 60 Day Notice ISA rather then full amount which i dont have. Thanks
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Ex dividend
I am looking to buy some shares that go ex dividend on 16th May, so if I buy them on Monday (i.e. 14th May) would I receive the dividend? Thanks.
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International power shares 50p
My dad has got 205 ordinary 50p international power shares,he wants to sell them but i have never dealt in shares before so i have no idea which is the best way to do it,can anybody help me with the best way to do this?,i have googled it but it brings so much stuff its not really helping?.
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stocks and shares investiing
Hello. We have a 12 month fixed bond from Santander which matures 01/05/12 with a total of £10,240. We have been offered their stockmarket savings bond 3.75 years or 6 years, reading their projections to me it doesnt look to bad. We like the idea that our initial investment is safe. We are looking to invest for at least 5…
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How do you stock pick?
what criteria and information do you use to add an equity to your portfolio? How succesful is your methodology for equity selection?
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AA 3.00% easy access account
http://www.theaa.com/savings/telephone-savings-account.html Telephone account, but presumably with faster payments for withdrawals. The rate applies to balances over £10k.
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Opening a savings account for baby with Halifax?
Hello all, I want to open a savings account for my son who is a year old, preferably with Halifax so I can do it online and add funds at will as I am with them with every other account and it would be easier for me. Anyone know the best account around for this? I want it to build up so he can use the money when he is 18 or…
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tracing 'mystery' shares.
My mother-in-laws husband died a couple of years ago and we suspect he may have held shares in a number of companies. Is there any way, or a service that could trace share ownership based on just a persons details, eg name, address, DoB, etc? unfortunately he was very secretive and hid or destroyed most financial documents…
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Registering Savings Account for Gross Interest?
I've just opened a savings account and saw mention of "Gross interest is payable if you register your savings account with us". I've had a quick search on the Savings guide and on the forum but just need some clarification please. I am assuming that Gross interest is only payable if your income is below the income tax…
