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Where / How to find out which shares consistently pay high dividends.
As above really, looking to invest a lump sum into steady shares that consistently pay good dividends. Where can I go for a beginners guide to learn about this. Thanks. Rigpig.
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psychometric risk profiling questionnaire
I need to do one of these myself to help me chose a suitable portfolio (I sound like I have swallowed an investment dictionary !!). Does anyone know of any good online versions or could send me a copy ? Thanks
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So what's part of a Portfolio?
Hi, Most threads and posters on here mention balancing overall percentages carefully in your 'portfolio'. My question is on what encompasses this portfolio. For example, this is what the missus and I have 1. Few savings accounts 2. A property on mortgage 3. Company pensions for each of us 4. S&S ISA for myself 5. Cash ISA…
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How safe are my investments?
I have a number of securities held on my behalf and managed by Lloyds TSB Private Banking. Some in what they call a Managed Portfolio and the rest in a Stocks and Shares ISA. Were Lloyds TSB to get into difficulties and let's suppose collapsed how safe would my investments be? I have asked this question of them and have…
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KRBS replying to old emails enquiries dating back to 2008
Has anyone else received replies to email enquiries dating back to 2008 from Kent Reliance today?? They've just sent me a batch of emails in response to enquiries I made dating back to 2008! Here's an example .... Dear Sir/Madam Thank you for contacting Kent Reliance. We aim to respond to all email communications within 24…
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Daylight Robbery !!!!
Hi, I had some money in an online account with the Post Office and spotting Martin's email where he gave details of their rates for one, two and three year fixes I went online and opened an Online Bond, fixed for one year at 3.27% gross. I received a letter a few days later to say my money was in a "holding account" - it…
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Finally debt free and now need to make up some ground.
Hello Everyone, I finally became debt free earlier this year (Unsecured credit) and it's a wonderful position to be in. I now need to make up some ground and am looking for some advice on the way forward. This might be a fairly long post but I'll start with a brief history, say where I'm at now and then what I'm planning…
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Securities Trust of Scotland
I keep seeing the same investment trusts 'tipped' all over the place. Today I stumbled over Securities Trust of Scotland I think it was an article on Citywire by the manager about something or other (my brain scrambled as its well past bedtime) Anyway, when I looked it up on Trustnet its currently 1/8 inGlobal Growth and…
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Natwest e-Savings - 3.12%, instant access
If you have a Natwest account, it may be worth logging into online banking to see if you have the offer for a 3.12% AER e-Savings account. Granted, customer service is not their strong point, but the rate is good! The details are: There is a fact sheet at…
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H-L introduces a Tracker Platform Charge
It appears that Hargreaves Lansdown are to start charging a platform fee of £2 per month per HSBC Index fund from 31 Dec 11. We have all been expecting some sort of charge since these funds became more popular but I think £24 per year per fund is very steep so I'll be off to pastures new!
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Not sure what to do
Hi everybody, I'd really appreciate some advice, I'm sure this is the right place to look for it. My mum and dad bought me some NS&I bonds when I was younger and they matured when I was 21, which is nearly 3 years ago but I've only just got around to getting all of the certificates ready to redeem my money because it's…
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Tesco point to Avios
At the moment Tesco is offering 600 Avios points for a £2.50 voucher. Is this better than usual or is it always the same exchange rate?
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Portfolio sanity check, please
I'm investing fresh funds and also moving some existing pensions, and I'd appreciate a sanity check of my intended investment breakdown. I'm (hopefully!) less than a decade off early retirement, but will almost certainly use drawdown. My current pension is with Skandia and is invested (by IFA) as follows - Property = 14%…
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Northern Rock savings now linked to RBS Virgin?
As the title suggests do savings in Northern Rock (previously unlinked to any other institutions) now get lumped in with RBS & Virgin Money as far as the protected £85,000 limit?
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£50k to invest
Hi, looking for some advice on investment. Have £50k to invest, don't need access to it, want to look at 3-5 years lock away. I haven't done an isa this year, any suggestions on best Isa, and account Thx
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Advice on savings
I have £25k to invest, and with the current interest rates not looking so appealing what would you suggest, pref 5 year term or less.
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Saving For Children's University Ed
Hi I'm trying to work out the best way to save for my children's university education and I'm having difficulty deciding the best way to go. The children are 7 and 5 years old. They currently have CTFs but I want to open accounts which I have control of when the time comes, ie. when they are 18. I'll stop paying into the…
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Fear in Europe overdone?
I can't help feeling the fear over Europe might be creating some opportunities. During the first crash I bought Alpha Pyrenees Trust (ALPH). They buy shops in France (and Spain in a small way) and rent them to top tier tennants like supermarkets and banks. After I bought them they shot up in value nicely, but today I see…
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Missing Shares After Demerger
My grandmother has a large number of shares in BT. Whilst visiting her a number of weeks ago she received a letter which detailed the dividends which she is due to receive. After reading an article on BT a few days ago it was mentioned that after a demerger BT shareholders were given O2 shares. Unfortunately she has been…
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which investment provider do you use?
the title says it all really thanks
