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which investment provider do you use?

the title says it all really

thanks

Comments

  • thelawnet
    thelawnet Posts: 2,584 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I use Selftrade and Hargreaves Lansdown.

    Hargreaves Lansdown have a good website and a good range of investments, so does Selftrade. I have ISAs (and my wife does) and a SIPP

    Charges:

    HL - ISA 0.5% a year to £45, SIPP 0.5% to £200, Shares, free
    Selftrade - £42/year all accounts

    HL rebates typically half of the trail commission, Selftrade doesn't. I think probably Hargreaves Lansdown are better these days, although I opened Selftrade subsequently. Not worth changing atm anyway.
  • does anybody use an investment bank such as morgan stanley/ ubs or an insurance such as prudential/ aviva and if so which do you think is best?
  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm now with Fidelity via Cavendish Online. All trail and initial rebated in full in exchange for a one off fee of £25. Seems to be going ok so far.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • westy22
    westy22 Posts: 1,105 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm now with Fidelity via Cavendish Online

    I also use them for ISAs and non-wrapped funds and also have a share trading account with iii and a SIPP with H-L.
    Old dog but always delighted to learn new tricks!
  • dunstonh
    dunstonh Posts: 120,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    bmwboi99 wrote: »
    does anybody use an investment bank such as morgan stanley/ ubs or an insurance such as prudential/ aviva and if so which do you think is best?

    All very different options to suit different needs.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Linton
    Linton Posts: 18,285 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Hung up my suit!
    I use Fidelity for my growth funds and iii for my share-based income portfolio.

    Also I have a Prudential with profits bond - perhaps the only decent with profits offering around.

    No complaints about any of the providers.
  • does anyone have any experience of investmrnt BANKS such as goldman sachs, morgan stanley or jp morgan?

    also do you hold all your investments which one institution or several?
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