-
Santander esaver interest.
I have opened a Santander esaver with monthly interest and was wondering what date they pay the interest as I didn't receive any on the 1st July. I've looked through the website which is very poor for trying to find information on one particular account. When do other people who have this account receive their interest?…
-
say you win the £154 million euro lotto.......
....the day after recovering from the shock/hangover , it would dawn on you where do I put it ? Splitting it up into 1812 accounts (to cover the £85k compensation level) would appear onus (even if this number of accounts were available) I suppose you could use ns&i which is 100% guaranteed but they have limits of £2m re…
-
What to do with £22,000?
Hi, I am new to this website so apologies if I break norms, posted in the wrong place etc. But I wanted to know what my options are with my savings? I am 21 years old and have got my savings largely through doing a one-year placement (working in the industry midway through your degree). At the moment, I have put the…
-
Cash ISA's with Monthly Interest
Can anyone help I'm searching the the now rare Cash ISA which pays monthly interest, there seemed to be quite a few not so long ago, but the last one I found with Yorkshire BS has disappeard......comparison sites seem full of annual interest only....anybody found any recently
-
Regular, Small Tracker Investment?
I am currently looking at investing in some sort of index tracker investment vehicle. My research (mostly on fool.co.uk) has highlighted unit trusts/ OEICs, ETFs and Investment Trusts as the most suitable for a newbie. However I am looking at investing £50 per month. This seems to rule out ETFs and Investment Trusts as, I…
-
Confused: Savings account for a new born!
Hi All, I've recently been made a dad and have decided to bank my son's child benefits into a savings account until he is 16. I plan to 'forget' about the savings for a few years and let them build up, hopefully all the way until he's 16 so he can have a nice cash sum to rely on when he's older. I've been looking into ISAs…
-
H&L Online share trade question
If you trade a share online with H&L, is the trade done immediately and do you get a confirmation that the trade has been done ?
-
Have CIS sustainable leaders trust
Hello there, Have Sustainable Leaders Trust with CIS with 4.5K in it in aims to save enough one day to buy a small tent before I drop dead. But it doesn't seem to be doing much - everytime I ask all I get is it is a long term investment and the markets go up and down especially right now that there are better ones out…
-
Newbie in the finance world
Hello Experts, I am Chirag, 24 years old male, from the India. By profession I am SEO expert who provide the website ranking in Google. I am earning quite enough but I don’t know how to invest and increase the money. I am on the stage where I have to be independent and more responsible towards the life and my future life…
-
£50,000
Hello All, I am soon to be receiving £50,000 from a relative. 2 questions: How do I find out whether I will be taxed on this? And also what is the best way to make money with it? I don't need access to it for a couple of years. Many thanks, cmb1
-
Halifax help please...
Hi all 3 years ago, my son was given a lump sum of money that we decided to put away for him. He was 7 at the time. Back then, the Haliax was doing a 6.5% p.a 3 year guaranteed reserve, so we went to speak to them. We were told that as it was for a child, the interest would be tax free, so we went for it. As we were…
-
Investment Planning Software
Can anyone recommend any good software ? I'm planning for an early semi retirement and want to make sure my budget projections work taking into account my different investments and savings, different investment growth assumptions, inflation assumptions etc. I have been using MS Money but its old and I think its got a few…
-
Hargreaves Landsdown - new charges
HL are changing their charges from 1st August. From a quick read the main ones to note are: 1) "we shall no longer pay loyalty bonuses on holdings worth less than £1000". I am not clear what they mean by this. If they mean total fund value then few will be affected, but if they mean per fund that could affect a lot. EDIT:…
-
Buy Gold with your weekly shop
Thread here https://forums.moneysavingexpert.com/discussion/3331676
-
Investec 5 Year Inflation Linked Bond
Just received an email from Investec about a new account they are offering. http://www.investecspb.co.uk/#home/deposits_and_banking_services/personal_savings_accounts/inflation_linked_bond.html Clearly, no where near as good as the NS&I IL saving certs, but perhaps worth considering for those who have more to save.
-
No dealing fee on many investment trusts at ATS
Alliance Trust Savings currently has a special offer whereby there is no dealing fee for buying and selling a range of investment trusts. The offer lasts until 29 July. More details here: http://www.alliancetrustsavings.co.uk/resource/taking-stock/may2011/specialoffer.htm
-
Safe place for an inheritance for up to a year
Hi. This is my first post here so please excuse me diving straight in. I'm in receipt of an inheritance, most of which I want to stash for up to year with a view to using a large chunk as a house deposit and then invest the rest. Total amount is £160k. I've done a bit of reading on what's out there and that I should only…
-
Inflation
I just read about inflation being higher than a savings rate causes you loose money. So, my question is; how are you supposed to save money in the current climate? Inflation is running at around 5% and most, if not all savings accounts are well under 4%. I know there are some regular savings accounts but if you don't…
-
Newcastle Prem Bond 2
Hi, 1) How do you put notice on the account? 2). Do you have to specify an amount in the notice? 3). Do you have to 'exercise' the notice or can you let it expire without making a withdrawal? CS weren't very helpful :-(
-
Share and Unit Trust price monitoring software
Can anyone suggest some easy to use software to monitor my share and unit trust/fund investments. I'd like the software to automatically pick up price changes and show gains/falls as well as graph the results. I've had a brief look at Google Finance but it seemed rather limited. I've also looked at StockMarketEye - which…
