Investec 5 Year Inflation Linked Bond

Jonbvn

Just received an email from Investec about a new account they are offering.

http://www.investecspb.co.uk/#home/deposits_and_banking_services/personal_savings_accounts/inflation_linked_bond.html

Clearly, no where near as good as the NS&I IL saving certs, but perhaps worth considering for those who have more to save.

Reaper

Good for non-taxpayers. For the rest of us it's a shame they don't offer an ISA option.

Ark_Welder

KRBS have another 5-year inflation-linked Cash ISA offering. Yorkshire BS also have two offerings (both of which are ISA-able), but these will only pay a maximum or RPI - but could work out better if you believe that RPI will fall.... soon... substantially...

bigfreddiel

Ark_Welder wrote: »

KRBS have another 5-year inflation-linked Cash ISA offering. Yorkshire BS also have two offerings (both of which are ISA-able), but these will only pay a maximum or RPI - but could work out better if you believe that RPI will fall.... soon... substantially...

RPI isn't falling -interest rates aren't going up - fact - not for 12+ months if not longer - when the euro goes belly-up it wil be even longer

fj

Ark_Welder

bigfreddiel wrote: »

RPI isn't falling -interest rates aren't going up - fact - not for 12+ months if not longer - when the euro goes belly-up it wil be even longer

fj

Then the non-taxable YBS offering would merely keep pace with RPI rather than beat it.