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2008 Savings/Bond Rates
I need to find out what savings/investment rates were available in 2008 - specifically long term savings bonds. I have tried to find this info out but no luck so far. Does anybody know of a site that lists historic (UK) savings/bond rates that were available in 2008? I'm struggling, looking at individual bank sites -…
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Selling 2 properties to buy one bigger one?
Hi, I know that there is no right answer to this, but i'd appreciate others opinions. My wife and i both own a flat. We live in one and rent out the other. Both have some equity in them (about £200k in total) and the rental property makes some profit. We've just had a baby so want to buy a house (about £550k), which will…
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Child trust fund, is it still worth saving in them?
Each of the children has got a ctf which we have always paid the full £1200 in each yr, so at present there is roughly £8000 & £6000 in them. Since they have stopped & no extras are being paid in by the gov, does anyone think they are still worth saving into? They are with the Nationwide and I'm sure the rate is only 1%.…
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Share dealing
I am trying to sell some shares on the Toronto stock exchange,please can anyone advise me of a broker or bank in this country who deals with this? This is a one off transaction. THANKS
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Is Santander UK safe?
Hi people, Hope you're all good, hoping you may be able to answer a question for me! I have been told that I would not have to worry about Santander UK going down the pan if the whole Euro situation imploded as it is not directly connected to Santander in Spain, and the balance sheets are totally separate etc, so if I take…
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Child Trust Funds - am I being dim?
Hi I have 2 CTF accounts one for each of my children which ive been putting money into, my 3rd child has just been born and although she doesn't get the voucher as they no longer do them I still want to open an account to save for her too. I tried to open the same account and it got returned saying I had forgotten to…
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Selling "at best" prices
On Friday I bought a few shares in Barclays at 244p and late on Friday I saw the price shoot to 265p so I immediately sold them. It showed as a pending transaction and "at best" price all weekend and then this morning the price has dropped and sold they got sold at 242, making me a loss. What does 'at best' mean exactly. I…
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Head spinning re what to do with £40K
I recently got my inheritance through - around £70K. I topped up my 2011/12 ING ISA and put £15k into NS&I 5 year bond. Then I've transferred £40K to my Nationwide current account (previously only used as a holiday account) - ready to move to other savings accounts and £10K to my First Direct current account so that I can…
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how does the Santander esaver work?
Hi I'm interested in finding a home for my LTSB vantage account money and have seen the Santander esaver. I am not a current santander customer, so if i open an esaver account how do i get money in and out of the account if it is only online.It does not mention having to open a branch based current account.
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Nationwide MySave Online Plus – 2 Year Fixed E-Bond
Hi, I have a 2 Year Nationwide B/S Fixed rate E-Bond maturing in September, currently yielding 3.9%, the current fixed rate deals on offer by the Nationwide are quite funny, they really a taking the p!ss…. My 2 Year Fixed rate E-Bond, matures on a Saturday, so in essence circa £500k, will sit in my Flex account for two…
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UK growth or recession - Sunday Times says both!
I was amused to see in the Sunday Times today the headline article in both the Money and Business sections contradicting each other. In the Money section the lead article is "What to buy for a market bounce" and tells investors to prepare for a 3rd quarter bounce. It looks worldwide but includes the UK in their upbeat…
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£800/month to invest - ideas? high & low risk
Hi everyone I plan to save £800 a month. £900 if I get a good pay rise. I've tried to get myself up to speed on ISAs, both cash and S&S. I'd be interested in people's views on how to invest the money. Should people *always* use up their cash ISA allowance first, or can it be beneficial to put more as a % into S&S? I've got…
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Security
Maybe it's just me becoming more like Victor Meldrew as I get older but I'm getting just a bit frustrated with the hassle of online banking, registration, sign-on and money transfer. :( Now we have... Customer id / Unique id. Security number. Registration Code. Online PIN. Password. Telephone Banking PIN. Card Number.…
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Post Office Online Saver Interest Rates
I opened a Post Office Online Saver account in January this year with an initial interest rate of 2.9% (1.25% bonus for 1 year). Since then, the Post Office have gradually reduced the interest rate to 2.75% without notifying existing customers. Now they have introduced a new Online Saver (Issue 4) with an interest rate of…
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do equity trackers count as growth (rather than value) investing?
do equity trackers count as growth (rather than value) investing?
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FP in and out for a savings account
Does anyone know if such a thing exists? The answer used to be "Yes - Tesco" but that's, sadly, a thing of the past now.
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Doing the maths
No good at percentages - trying to learn : my FD Reg Saver has just added £96.99p gross to my £3600 hard saved at the rate of £300 a month for 12 months from July 2010 [can't find the 2010/11 reg saver interest rate on the FD website- I remember it sounded good at the time] Seems paltry- what's the real annual rate of…
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what exactly is capital preservation? (IT question)
what exactly is capital preservation? (IT question)
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Apply Fundamental Analysis to Stocks
Hi there, I wonder if anyone could help me. I want to invest in shares using fundamental analysis, and there are a few things are need advice on. I want to invest in small cap shares for maximum growth potential. I have been looking at the PLUS Markets group for this purpose. I have been looking at some companies and can't…
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Best way to invest 500-1000??
Hello I am looking to invest only 500 - 1000 pounds. I would like this money to be invested in a high risk fund / way? Is shares the best way to do this? I dont like the way every trade is £12. Are there any other unit trusts or anything people recommend that are high risk for this small amount? many thanks
