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how does the Santander esaver work?
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ajbell
Posts: 1,151 Forumite
Hi
I'm interested in finding a home for my LTSB vantage account money and have seen the Santander esaver.
I am not a current santander customer, so if i open an esaver account how do i get money in and out of the account if it is only online.It does not mention having to open a branch based current account.
I'm interested in finding a home for my LTSB vantage account money and have seen the Santander esaver.
I am not a current santander customer, so if i open an esaver account how do i get money in and out of the account if it is only online.It does not mention having to open a branch based current account.
4kWp, South facing, 16 x phono solar panels, Solis inverter, Lincolnshire.
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Comments
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You transfer money in and out to a linked current account which can be with any bank. If your bank supports Faster Payments these transfers will happen instantly (when Santander has their Faster Payments up and running).0
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Hi
I'm interested in finding a home for my LTSB vantage account money and have seen the Santander esaver.
I am not a current santander customer, so if i open an esaver account how do i get money in and out of the account if it is only online.It does not mention having to open a branch based current account.
Why don't you call LTSB and ask to open an incentive saver account that pays the same interest rate for 12 month?0 -
Can i do that?. Do i have to ring them?. Is the incentive saver instant access?.4kWp, South facing, 16 x phono solar panels, Solis inverter, Lincolnshire.0
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Can i do that?. Do i have to ring them?. Is the incentive saver instant access?.
Yes...give them a call on 08007310242 and request to have a Incentive Saver a/c opened - it pays 3% Gross or 2.96% AER. This was offered to some folks via a letter but others who had Vantage accounts and not offered the account were able to open them over phone.0 -
bigfreddiel wrote: »i did that - its only 2.75%
That is the standard account. The "new" Incentive Saver account (3%) was offered as the higher band of Vantage account was withdrawn.0 -
is it instant access?. The 12 months sounds like a bond4kWp, South facing, 16 x phono solar panels, Solis inverter, Lincolnshire.0
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Why not open a Santander Current Account? Pays £100 if you switch, and then 5% AER for 12 months up to £2500. You can open 2, so could have £5000 paying 5%, with instant access0
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Why not open a Santander Current Account? Pays £100 if you switch, and then 5% AER for 12 months up to £2500. You can open 2, so could have £5000 paying 5%, with instant access
Only watchout is the need to circulate £1000 from an external account every month to get the 5% rate...I do this with the 3 accounts I have and also have a eSaver where I sweep the interest every month. With recent upgrade to FP for standing orders this is not as bad as before when you had to wait 3-4 days for money to come back from Santander.0
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