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A good Emeging Markets Tracker???
Anyone know of such a tracker? I had a look at Aberdeens Emerging Market performance chart compared to its sector, and it simply tracked the Index. Only out performing it during the last couple of years. So is there a tracker with similar results but lower charges?
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HSBC World Selection
Banks have recently come under some scrutiny for the way they market some of their investment products. I was a HSBC Premier customer and was paying a large sum into their World Selection. To be fair the fund did perform well in the first year. I wanted to make certain adjustments to the fund, my idea was to invest in a…
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Thomas Cooks Shares
Time to jump on board? I would have thought they will do well if the economy ever starts a sustained recovery? 70p now and have cleared £3 in recent years.
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£150K to invest
It may sound a daft question, but where is the safest place to invest £150K. I want it 100% safe with a risk free return. Any advice would be great
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Implications of Transferring Money from Greek to UK Bank
Hi guys. Hopefully someone can help me with a fairly straightforward query. I have a Greek friend whose father wants to transfer a lump sum (about £10k, I believe) from his Greek account to her UK account. He was in the Greek army, and the money is the final lump sum payable at the end of a military trust fund for the…
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Best rate instant access?
I have £55,000 which I want to put into a savings account. It might be needed at any time so a notice account would be no good. Any thoughts as to which one is best just now? Thanks
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End of Free Financial Advice
What are your thoughts on RDR, I appreciate that multi tied advisors are not particuluary well though of on this forum, however I do feel that they have a place, for simple decreasing term life policies, smaller investments etc. However these major banks have now dropped out of MT recently in the news: -barclays -HSBC…
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Best deal
Forgive me I am new to this site so if this subject has been covered before I apologise. In the next few years I am looking to invest £225,000-£240,000 in either savings or investment accounts. Of course I am looking of the best return for my money either in a lump sum or spread over a number of plans (my prefered option).…
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Best saving means???
Help! I've got a bit of money at present that's sat in a current account earning no interest. I know that I should move it elsewhere so that its earning interest, but I don't know what type of savings account would be best as I may need the money in six months or so. If I open an easy access ISA and have to withdraw the…
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confused about isa's
hello everyone im new to the board and need some advice please. i know there is already alot of info on hear about isa's, but i would need about 1 month to read through it all. what i am after is. i have around £3000 to put into a isa, i want this fixed and not touch it, but i also want to put about £300 a month into the…
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Can I transfer TESSA-Only-ISA + Cash Mini ISA?
I've got a TESSA-Only-ISA (ie Matured TESSA) and a Cash Mini ISA. Both have such low interest rates that I'd probably be much better off with the money in a normal savings account, even without the tax relief! What I want to know is... Can I transfer the money from both the TESSA-Only-ISA and the Cash Mini ISA into a new…
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annual returns from active investment?
As an economics student, I read a lot of literature saying that there's no point actively investing/trading in individual stocks/shares/areas/etc, as the market is efficiently priced and your returns wont be much higher than if you'd just bought, for example, the whole ftse. How many of you make annual returns that justify…
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Post Office and Bank Of Ireland
In the current climate where things may go from bad to worse...am I correct in assuming the Post Office Savings products are actually provided by the Bank of Ireland? Let's assume the Bank of Ireland gets into serious difficulty, are savings backed by the UK or Irish compensation scheme? Do such schemes only guarantee the…
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£40,000 Trust Fund - What to do with it?
Hey everyone, My brother has just turned 21 and has received £40k from his trust fund. My parents have told me that when I turn 21 next year I will get the same (with a bit more due to interest). I am just wondering what is the best way I can use/invest this money. I'll be at university for another two years when I turn 21…
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Financial Health check - Advice with ISAs
Hi all, just looking for some thoughts and opinions. We have recently had a financial healthcheck done as we have a number of insurance policys and an endowment started with Allied Crowbar many years ago and effectively have never reviewed since we took them like 15 years ago. We knew the endowment was probably under…
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Very confused about ISA bonus'
I opened an ISA account in July 2010 which had a 2.35% interest rate, including a 1.35% 12-month bonus. Some interest was paid on 31 March 2011 (less than 1% by the looks of it) but I have been told that I have to wait until 31 March 2012 for the rest to be paid. Is this right - I assumed the bonus rate would be paid on…
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Stocks & Shares ISA
Hi Just opened up a trading account with SVS Securities. Seems a fairly good deal with trades £5.75 each... Also opened up a stocks and shares ISA with them too. Now - I've already maxed out my cash ISA at £5,340 for this and the last tax year ... but I'm not entirely sure how filling my stocks and shares ISA to £5,340…
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Coventry Building Society Poppy Question
I've had a Coventry Building Society branch account for a few years (rubbish interest). Last month i opened a Poppy saver online account (good interest). When i opened this Poppy, i ticked the box that i already had an account with them, so i didn't have to waste any time showing ID proof and all that. Now, if i close my…
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Buying in another persons name
Good afternoon All! I usually spend my time over on the DFW board, but today I have a question that I hope you guys here can help with. My (lovely) OH would like to transfer into my bank account a sum of money for me to buy Premium Bonds with (this is not about the pros and cons of Premium Bonds!). We would draw up our own…
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Very confused - where do you go for advice about saving?
Hi there, I will soon have a reasonable amount of money to save, but don't know where to go to get some advice. Having read Martins Facebook page about how banks are only there to make money out of you, I am reluctant to go to my bank. But I'm unsure about Financial Advisors - aren't they about making money for themselves…
