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18 month or 1 Year Fixed Rate Savings Account
We are looking to save around £130 per month in a fixed rate account. Would prefer it to be an 18 month term, although these seem to be hard to find so a 1 year term would also be ok. We want to save for a holiday so needs to be a fixed term otherwise we know we will just dip into it !! Have spents hours looking online but…
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35k to invest for 5-10 yrs
I have recentley been gifted a sum of 35k which I want to put away to earn as much interest as possible and dont mind locking the money away in a non access type account for a 5 -10 year term. Just wondering what your thoughts are, at the moment neither the wife nor I have an ISA so that is an option but is it the best…
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Child Savings Accounts
I'm looking to set up a savings account for my newly born son. The aim is to put the child benefit cheques into the account each month, along with gifts and things from Grandparents etc. I've been looking around for child savings accounts, (trusts?), but can't seem to find one I like the look of. By the time my son is 18…
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Barnsley 1 year Fixed Rate 3.50 gross
Just had an email from Barnsley they are offering a 1 year bond at 3.50 gross fixed until 31/7/12 in case anyone might be interested.
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Investment Bond Tax
I have a lump sum of £10k which was left to my 3 year old daughter by my mother (her grandmother). Rather than dumping it into a child savings account getting 2.5% per annum, I was thinking about ways to use the money better to get a better return as it will be there for 18 years. One thing that occured to me was to invest…
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Santander First Home Saver
I am sorry if this has already been discussed but I was wondering what are peoples opinion on this savings account as I was considering taking this up :) xx
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Paying cheque into Halifax account
I know that we have at least a couple of people on here with good knowledge of the Halifax, so I would be obliged if one of them could answer this for me please. When I pay a cheque in over the counter, I generally hand the cashier the paying-in slip and my account card which the cashier swipes. I haven't paid much…
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What to do with my ISA?
Hello, I have some money that I put last year into a 1 year Fixed Rate Cash ISA with the Post Office. It's nearly the end of the 1 year contract so I was wondering what I should do with the money. I am not sure of the interest rate that the Post Office will the give me but I doubt it will be one of the top ones. So I have…
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Lloyds TSB Vantage - Moving money internally between the accounts?
Hi there, Say if you have £1000 in a Lloyds TSB easy Saver account, and then move that to a Vantage account 1 and then from Vantage account 1 to Vantage account 2, does that meet the minimum requirements to earn interest for that month on the Vantage accounts? Or does the monthly min 1k have to come externally from another…
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Where to put proceeds of house sale?
We've just (today) completed on the sale of our house (we are late-fifties) and have moved into rented premises for a couple of years while we take stock of what we need next. As a result we have a seven-figure sum burning a hole in our bank current account. I would like to invest it for up to two years in order to provide…
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feedback on fund platforms please
I have decided to put a few thousand into a few UTs, ETFs and/or investment trusts, and I'm comparing platforms. I'm not looking at ISAs or SIPPs as I'm sorted there, and I'm talking about lump sums, not monthly. I've checked out Alliance Trust and Hargreaves Lansdown. It seems that A.T. rebates renewal commission of about…
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Trustees on Savings Account
I have a savings account (with my money in) with Santander that my previous adopted parents are trustees on. Will I have to get them to sign if I want to withdraw the money? I'm 21 if that makes any difference. I'm not sure how the trustee legislation works, or why they are trustees on it at all since it was never their…
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vision investments
does anyone have any information on a company called vision investments who hold a bank account with HSBC in Stafford? a deceased relative was paying large amounts monthly to this company and we have no details of the company at all in paperwork we have found? We have contacted one named company on line and they deny all…
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Do I need an ISA
Hi all, I recently successfully opened a basic Barclays cash card account. I had to endure a 2 hour meeting to set this up, and came out with life insurance, home insurance (which I did need), and an ISA. Anyway.. I did want a savings account but I am a little clueless about ISA's. Who are ISA's aimed at generally? I now…
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Return on £40k
Hi all, My employer provided me with one free 90-minute session with an IFA at LEBC. During the session we separated out what I needed to keep for various things and what I could invest. We determined that I have £40,000 to invest for at least five years. The IFA got me to fill in a short questionnaire to assess my…
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Recent Graduate needing investment advice (40K)
Hi all, I am a 23 year old web developer living in London working on Great Portland Street. I have no significant other living the life of a bachelor. I earn a reasonable salary which covers my living expenses and a small amount of savings I will outline. I have a 70% 30% budget (70% living expenses 10% long term savings…
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Greece default
Greece default how and when do you guys think this will happen. I think personally its going to be a orderly default eg a selection of banks and governments will take the hit to avoid the Euro going totally tits up. But its not going to be pretty when it hits the markets 11
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Parent With Savings
My Dad (73) and Mum (63) have their pensions, house is paid for and they are lucky enough to have 18k savings, at the moment it is in a post office account. Today my Mum said they are thinking about buying a house,for a family firned to live in, I don't think this is a good idea for two reasons, the whole buisness and…
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Dropping like flies
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ISA for 18th birthday gift
It is my daughters 18th birthday and I have decided that as I do not have money to waste, her present will be a £150 ISA fixed for as lon as I can. It looks like the best offer at the moment for a "small" value as this is only one year at a time. Does this mean that I will need to re invest every yera or will she as the…
