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best short term saving account
Hello I want to put a big sum of money into a couple of accounts so I dont loss out if if the banks go bust. I am thinking of 1 nationwide esaving + 2% p.a/AER 2. Halifax web saver extra 2.5% p.a/AER gross 3. Nationwide mysaver online + (1.51% I think for reasons below) Now I intend to max keep the money for about 3…
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What saving account for my needs?
Hi, need to start a savings account I intend to deposit initially £500-1000 then £500 every month. I will not need to withdraw any money from there and intend to keep putting this £500 monthly sum in there for around 8 years, after that the savings will be withdrawn into another account. It will still be used for savings…
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Capita CF Arch Cru Investment Portfolio
Hi Everyone, I am new to the forum so please bear with me. This post is on the behalf of my mother who invested in the Arch Cru plan. She along with many others has been left in a very difficult position not knowing whether she will ever see her invested money again! And I was wondering if anyone has any advice on further…
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Halifax Investment Funds - Thoughts/Opinions
Hi all! Currently holding a S&S ISA with Halifax with investments in the following funds and proportions: UK Equity Income Fund - 15.00% (lower risk) UK Growth Fund - 15.00% (lower risk) Far Eastern Fund - 25.00% (medium risk) Fund of Investment Trusts - 25.00% (medium risk) Smaller Companies Fund - 20.00% (high risk) To…
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MillenniumIT Upgrade this monday
Whats everyone's thoughts on this? Think the plug will be pulled again? :eek:
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Some advice with cash ISA's
Im looking to open a cash ISA for the remainder of this year, i have inherited some money and would like to open a cash isa that i have easy access to just incase. Id like to fill it this year then fill it again in April when i can. Ive spoken to my bank who have told me i have a 0% current account at the minute and that…
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St James's Place
Hi Everyone. I have my Savings and Investments with St James's Place and have only recently "uncovered" their enormous Management Charges which really do "bite into" the actual excellent performance that their funds offer. I am keen to extract myself from St James's Place and their "Key Facts" says that there are no Exit…
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Williams F1 Team
How do I buy Shares in Williams F1? http://www.guardian.co.uk/business/2011/feb/09/williams-founders-to-sell-shares-in-flotation I won't be buying 1% or more! I am not really interested in opinions on if this is a good idea (but I am sure I will get them!), just how.
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Newbie thinking about getting into shares.
My university recently gave me a £1,500 scholarship for studying with them. I don't need this money in the slightest so I see it as a nice bonus (doesn't mean I want to be careless with it). With the money I've decided to throw myself into the world of shares and stocks. Only problem is that I know nothing about it. I'm…
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Small, Ad-Hoc Savings
Hi. I'm not a good saver and I often try to save the change from my pocket into a piggy bank on the top of the fridge or save into a savings account online. These are both too accessible though and I find myself dipping in to these 'pots' of money. I'd like to be able to save the change from my pocket (or an ad-hoc,…
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Fixed rate investment bonds
While I am progressing well (?) investing in a range of funds across a various sectors I am still hung up over bonds. My asset allocation suggests maybe 25-30% in fixed interest. However now doesn't seem the time to do this. On the other hand the money I plan to invest is currently in the building society earning 2.5-3% pa…
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How many funds should you spread your money over
The latest Hargreaves Lansdown flier mentions something I touched on in a post a while ago. How many funds should you be invested in? They use the example of £200,000. I think the asset allocation model is a good one. So I'm trying to cover a range of sectors, and where I have a high proportion of of money in a sector…
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Success claiming compensation from bank dropping its interest rate
Banks open accounts with high rates, suck you in and then drop the rate and open new ones with a higher rate. The new variant is a guaranteed bonus for a year on top of a variable rate. I was please that the Coventry BS wrote to me to actually tell me that my 12 months was coming to an end and the rate would change. Gold…
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Post Office On-line Saver A/C
I've been trying to open "MSE Best Rate" savings account the Post Office On-Line Saver since last November. The account is sort of open, that is, I can open the account through my browser but I cant operate it. I know why I cant operate it. It's because the nominated bank account details I supplied. as requested, have not…
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Stocks and Shares ISA ?
Hi Folks, Just wanted to know what Others think about ' Stocks and Shares ISA ' - These have been featured on the BT Yahoo Webpage this morning
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suggestions on account
I am looking to setup an account where i have no access to it for a year , so i can place a monthly/weekly payment into it but get no access to it and able to add more when i can. Also not too fussy about intrest rates etc. as only looking for about £2000 into it Any suggestions?
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What do I do?
Hi after checking how much interest I'm getting for my 12k I was shocked. We may need to get the money at short notice 30 days. The new ISA is coming out soon so we will put 5k each so that leaves me 2k left. with regards of the ISA are we better off sticking the 5k each and if we need the money soon take it out and lose…
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Fund purchase from self-select proceeds
I've built up a self-select stocks & shares ISA over a number of years, directly investing in shares, investment trusts (ITs), ETFs, etc. I'm now interested in pursuing a less hands-on strategy for some of the money, and so shall be interested in purchasing one or more (OEIC) funds, still within an ISA wrapper. Any…
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Natwest amazing ISA offer
I recieved an invitation thru post today from NOTBEST to make the most of this years tax free isa allowance,The invitation contained all the usual info including a standing order form of instruction or a lump sum pay in form,even an ISAS made easy booklet,in all there are 4 pages of utter contempt aimed at customers,There…
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Windfall advice...
Several years ago I started working in a start up business and received some shares which I paid a nominal amount for in the early days of the business. The company is about to buy back these shares (as agreed at the time of purchase) and due to the success of the company it is estimated these shares will be worth around…
