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Good news for savers - but where's the detail ?
I've been looking through the Consumer Focus super complaint on cash ISAs and, on page 11, I came across this :- I've had a look through the Payment Services Regulations 2009 but can't find any specific reference to savings accounts. Does anyone know where the detail of these changes is to be found?
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ISA vs Pension - Saving for children
Hi I am looking at long term investments for my children. I am currently looking at pensions vs isas. After doing some research it seems that there it's not exactly clear cut which is better. For instance, pension gives tax relief when investing but tax will be paid on income when pension matures, whereas ISAs give no tax…
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Principality Regular Saver ISA
Deleted - sorry, posted on wrong board in error.
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Credit suisse- any opinions or experiences?
Hi Has anyone invested in Credit suisse and what are the pros and cons? I am looking to transfer a matured ISA to a Capital Plus account 2-6 year plan. After maturity (6 years) there is potential for 63% potential max growth, and 10% min growth. To me this looks like a better option than transferring to a different ISA…
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Regular saver vs. stocks and shares?
Hello, I suspect i know the answer to this already, but I'm after confirmation. I currently have 3 Halifax Regular Saver accounts (6%) for each of my 3 boys. Each year, when they mature, I take the entire sum and put it into a cash-ISA to get a better rate than the Save4It that Halifax offer. I've built up a reasonable…
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Additional Stocks and Shares ISA
I have an Stocks and Shares ISA with H-L for buying funds. I would like to know whether it's possible to open an additional ISA with iii for buying ETF's for the same tax year and contribute to both the ISA's. Regards Senthil
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Invesco Perp High Income
Does Neil Woodford know something that the rest of the world doesn't? AS a newcomer 12 months ago I did a quick bit of research and one of the funds that I went to, based on alpha managers etc, was the title fund i chose. It is now the worst performing fund in its class. I ditched this fund fairly quickly after gaining…
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50k
As far as I know 50K is still the limit for UK Protection - does anyone know if that is going to increase within a year?
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Which saving account is best?
I am currently saving for a deposit for a house and have been doing so for quite some time. At the moment my savings are going into a ISA account where the interest is paid monthly. I will have my deposit within 6 months or so. If I switch to a higher interest account that pays interest yearly, will i loose out? If so…
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Santander Bond
My mother opened a bond She sent them the cheque Yesterday they sent 2 identical letters saying the email was blocked (it wasn't) and to send a cheque they also took the cheque out of her halifax account yesterday just incompetence?
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ISA transfer rules
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Which account do i choose?
Can anyone please help me choose which account and how much i would need to invest in order to raise £90 a month interest. I have the cash to invest from an inheritance and need the monthly interest to cover a property maintenance charge for another family member. Thanks for any help.
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How do you justify treats?
I wondered if some fellow avid savers could help me in decided how to actually spend my hard saved cash! :T Unfortunately, as much as I love a nice free walk in the country, my real love is travelling and doing adventure sports, which isn't cheap. I think in the past year I have spent something like 8k on treating myself…
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Sainsbury's Bank Online Saver drops interest rate by 0.25%
Hi Folks, I have received an e-mail from Sainsbury's Bank to inform me that all customers with an Online Saver account opened between 5th September 2009 and 15th April 2010 will have their interest rate dropped from 3.20% gross AER to 2.95%. This change will take effect from 30th June 2010. SS2
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NSI index linked certificates
Just checked my NSI index linked certicate .I bought £10000 worth in November 2008 and they are now worth £10386 .Are they doing any good as Im not sure Thanks for any replies:D
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National Savings Certificates
I am about to receive some inheritance currently in National Savings Certificates but AXA are demanding 15% of the total due to the recent stock market performance. Can they do this? Or can I fight it? The money has been gaining interest for 11 years. Any information or advice would be appreciated.
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Any good stock market bonds?
The FTSE seems to go from strength to strength and I wanted to try one of these guaranteed investment bonds, like the ones where you can't lose any of your capital or initial investment? So any good one?
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Is this right!!!!!
:mad: I have just been in to the alliance and leicester, I have £50,000 in there the rate was 2.75%, they have told me that the interest I will receive for the year is £265.00, surely not.......
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MSE News: The seven deadly sins of premium bonds
This is the discussion thread for the following MSE News Story: "The reality is that at almost every turn, premium bonds disappoint, meaning savers get poor returns. And here's why ..." Read the full story: The seven deadly sins of premium bonds
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Investing in IPO
Hi all, I wish to invest in Essar IPO. Can anyone guide me how to invest in IPOs? Thanks
