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Is £2 million pounds a lot of money?
Good evening ladies and gentlemen, I've been asking myself this question for a little while now, is £2 million pounds a lot of money? One of my uncles who's always been a single man and lived well below his means has confided in me that this is how much he has total. I'm not sure if to believe him because he's very ill and…
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help me setup my stocks ISA
Hi all this is my first time setting uip a stocks and shares ISA Im not sure wether to go with Hargreaves Lansdown or to do it on my own I usually invest in unit trust or investment trusts, If they proctected in an ISA wrapper will that mean gains are tax free or dividends aswell ? also is HL a good ISA provider eg not to…
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MSE News: Farepak victims face further compensation delays but larger payouts...
This is the discussion thread for the following MSE News Story: "The firm's liquidator won't give a date for likely payouts after announcing those affected will get 15p in the pound ..." Read the full story: Farepak victims face further compensation delays but larger payouts promised
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Bradford & Bingley E Saver 7
I opened an E Saver 7 in March 2009. I can see from the closed account list that the interest at the moment is 2.5% gross. Now as I recall the account had a bonus for the first year, which of course, mine would have ended last month. So will now be considerably less that 2.5%. Can anyone remember what the actual bonus…
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Bad trust fund management
Hi, My kids have inheretence money held in a trust fund which is managed by a lawyer, his inept financial decisions have led to their money going down in value over the last 10 years or so by some 20%. Not only did he make bad and expensive initial choices he has also moved the money to alternative funds which have proved…
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Royal Canadian Mint produced 9,727,592 silver maple in 2009
Russia's Central Bank Buys 500,000 Ounces of Gold in March http://www.caseyresearch.com/articles/3354/russia%27s-central-bank-buys-500,000-ounces-of-gold-in-march/
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Silver and Gold Rate of Appreciation Against 23 World Currencies
The Decade's Best National Currency... http://goldmoney.com/commentary-the-decades-best-national-currency.html?print
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Coventry BS Member's bond 5%
Coventry BS are offering a fixed rate 3 yr bond paying 5% AER to members who joined before 6 April 2006. Max balance £5000
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Shares ISA - managed or DIY
Hello, I had a meeting with a pensions advisor last week. We talked a lot but the general gist was for me to use a Shares ISA as a vehicle to save, putting money (around £300/month) in to a couple of managed funds from St James's Place. I already do a little bit of share dealing through Selftrade and they offer me the…
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advice, saving for school
Hi, I am hoping someone can point me in the right direction and give me a little advice. My husband and I are starting to try for our first child, we own our own house so have a mortgage to pay and all the usual bills etc but we both have ok jobs, Im a teacher and he has his own business, we live in the north west so cost…
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Where to put childrens saving?? Please Help
Hi I need help as to where to put our childrens savings. One has £4.500 and the other £1.600. I am happy for it to be locked away for a period of time. But am bombarded with savings/bonds/isa etc.. Any help would be appreciated
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Interest rate will rise!
As anyone with money in the bank is fully aware the interest rates are paltry to say the least. I personally feel that once the rates do start to rise then they will move fast and high. I predict that the BOE base rate will be at least 5% by the end of next year. If we lose the AAA credit rating then we could be facing…
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Save or not to save?
I have 2k I know not a massive amount but i am just wondering what to do with it really. I have a loan that I still owe around 3k on maybe less. Should i pay it towards this or look into an ISA or are there any other options? Along with this money I am wanting to start putting around £300 - £400 away each month what are my…
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Northern Rock ISA not accepting deposits
Hi there, I've had a look through the forums to see if anyone has any suggestions. I opened a Northern Rock fixed rate 3% ISA account just after Christmas with £18k that I transfered in. Not long after, the ISA offer ended and I can't deposit any money into the account. Can I open another ISA account? If so, will I be able…
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Nationwide Interest Calculation???
Hi All, I opened a Nationwide Bond on 15th April with £25,000. I opted for Monthly Interest, the rate being 4.65% Gross 3.72% Net. Today I was surprised to see a credit to my Flex Account for £45.02 with the narrative - Gross £56.27 Net £45.02 Credited 30 April 2010 (the credit went in on 23rd April). I can't work out how…
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Cable and wireless shares
Some years ago I bought some shares in Cable and wireless at just under four quid a share, I watched them drop each day in anticipation they would recover and produce a decent return. After a while I forgot about them and was going to count my losses and cash them in at 1.49. Now I have discovered they are only 54 p. I…
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Need help with savings!
I'm new to the savings game, I've had the same ISA since I was really young but only just realised its absolute tosh! Instant access that earned me only a tenner from the last tax year. So it goes without saying that I need some advice! I have just locked away £12,500 into a 4.1% Lloyds TSB fixed eBond. Hopefully earning…
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A&L OnlineSaver Queries
I've a few things niggling me regarding some of my saving accounts with Alliance and Leicester. I have OnlineSaver Issue 5 OnlineSaver Issue 6 I can't find my original T&C print out for either of these accounts and I'm not sure if the one on A&L website applies online to the new OnlineSaver 7. Further more A&L haven't got…
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thoughts/advice please
Hi all, Any advice/thoughts/comments greatly appreciated: 30 yrs old, have mortgage, no pension (company only offer stakeholder with no contributions) i am re-jigging my finances and plan to take out full isa allowances for the year - full amount into a cash only isa and in addition i will take out a stock and shares isa…
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Interest paid on maturity
I have had quite a few fixed rate term bonds over the years and always had interest paid annually with tax deducted as appropriate( if non-ISA). I was just checking the details of a Halifax 2 yr bond of mine and it appears that the interest is paid ' on maturity' ie all in one sum at the end of the term. I must admit I…
