-
creditor check my savings?
Hi guys, can someone confirm whether a creditor (whom you owe money) can find out via credit checks etc whether you have any money of funds in a savings account? like a instant savings account for example. Hope someone can clear this up for me :)
-
S & S Isa's
Hello, forgive my noobness. I have been looking at stocks and shares Isa's, for the very first time.I am completely baffled. Obviously there is risk involved. Can you please answer some basic questions 1 Can you invest in a cash isa with one company ( eg Halifax ) and a S & S Isa with another ? 2 I read somewhere,…
-
MSE Leaders' Debate: Savings (Losings) Accounts
This thread is specifically to discuss the Savings (Losings) Accounts question in the guide: Savings (Losings) Accounts: MSE Leaders' Debate To discuss or ask a question about the guide: click reply
-
a bond or saving account?
just found out my hubby has put our money in a legal and general capital protection bond. i wanted to put the money in a saving acccount. is the legal and general capital protection bond any good or was it a mistake?
-
Inheritance
I declared bankruptcy in July 2008, I was discharged one year later.(July 09) My elderly Uncle recently passed away and has left me something in the sum of £100,000. I am very used to living within my limits and have some concerns about where to invest this money. I would like to use this money to support my elderly…
-
New money?
Hi everyone, this may seem a dumb question but if, as I have, I close an ISA account I have with Santander and get my money back, can I then apply for a new Santander ISA account which would then pay me 3.20% instead of the rubbish interest I got for the last 12mths. :(
-
Share dealing for dummies?!
hey everyone I (like many) want to jump on the stock market ladder however I need a bit of a push. I have been reseaching about the stock market for a while now and have just registered with iii as they seem to have a good rep. I am planning to spend £500 (money that I can afford to lose) on 'low risk' stock just to get a…
-
HELP! Where to save Childrens Child Benefit?
Hi New to this so please forgive my ignorance. I have saved my childrens' child benefit ever since they were born, one now 13 yrs and the other 9 years. This is in a local building society a/c which is now quite substantial. Looking at some of the threads I think that perhaps I could have saved it in a better place re; tax…
-
Shares for Presents
I want to buy someone a share as present. Not really for investment. Just think it would make a good gift. I have looked at Framed Share. Anyone know of a similar Company? is this worth it or is it a rip off? Would it be better of getting a few shares for someone?
-
Best place to keep savings?
I have a new job starting in a couple of weeks and was wanting to save quite a lot of it..just not sure where! I am looking at putting a minimum of £1500 per month away..wheres the best place to put it? the only thing i dont realy want is non access to it like a 5 year bond etc? thanks x
-
Barclays Growthbuilder
I have just seen a Barclays financial adviser who tried to sell me their growth builder investment plan. It's a six year tie in but he claims can deliver 39.6% profit with the capital secured. This sounds too good and also very similar to Equity Bonds from the Post Office. Does any one have any comments? Many thanks Colin
-
Advice
Hi i need some info on the regular saver from halifax, I have no option but the cancel the standing order to pay in the monthly amount due to hard times really and ive only had it open 7months. It will get closed and i was just wondering what will happen to the money thats already in there? any help appreciated
-
Advice please on Santander taking over A&L
Hi , I have been dealing with my auntys finances as she didnt want to go in there on her own. Last year I went to the alliance and leicester with her and saw an advisor. We accepted what she advised. i wanted her money to be safe incase the bank collapses and she loses her money. We accepted what she recommended as she…
-
Are Premium Bonds best for my situation
I'm new to this particular board, so hello! I have a reasonable lump sum I need to put somewhere. I am about to be unemployed but won't need to break into the lump sum for living costs. I want to hold on to it until I've been in a new job for a few months and can use it as a deposit for a property. The problem is I don't…
-
Halifax Children's Regular Saver
I wonder if anyone can advise me over this one please? I started this account for my children in April 2009 with an 8% interest rate. After a year the account matures and all the funds are transferred to a low rate account (so obviously now I'm looking for somewhere else to put the money - it's not much but I want the best…
-
Free Online Share Dealing Websites
I've come across one called iWeb which appears to be free, but I've not heard of it before - any reviews? I'm after a site with no management fees or inactivity fees - currently with Selftrade, which I was happy with until they introduced the management fee! I'd also like to be able to open an account without having to…
-
Another day another new HL promoted fund
The market must be getting frothy as new funds, it appears, are being launched by the day. This time it's Schroders with Global Alpha Plus managed by Virginie Maisonneuve. I fell out of love with Schroders several years ago as their performance was (IMO) lacklustre but, for the last year or two, the minimal investments I…
-
Choosing a share dealing service
I'm looking to buy some shares for the first time and am looking to open a share dealing account. Could anyone tell me what I should be looking for in an account? Anyone already have an account they like and why would you recommend it?
-
Shares: buying/selling differences
Hi all, When I was 18/19 (roughly 11 years ago) I went through a phase where I was buying and selling shares online. I am thinking about doing so again much later in the year, perhaps 2011. Until then am going to start reading up again on buying and selling shares. Maybe someone can answer a question I have, as there was…
-
Holiday fund for a joint account - pls suggest a suitable savings account
Looking for help for my mother. I thought i'd asked about this account before but can't find anything. She has an account with her friend. It's a holiday account that they'll cash in within the next 3 years or so & then go on holiday together. This is the reason i'm looking to help them: Current balance: £2820.52 They pay…
