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West bromwich building society
Just got details of my maturing bond and the new products on offer. 1 year fixed rate @2.5% 2 years @ 3.5% 3 years @ 4% 4 years @ 5% All previous market leading rates have been withdrawn
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Time Limit for Selling Complaint
I've just been clearing out some old paperwork and found something which might be helpful in making a complaint about the way in which a with profits policy was sold. This dates back about ten years and I cashed in the policy a couple of years ago. Does anybody know which date is relevant? Obviously if it is the selling…
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The rise of the AUD
I have some £ saved in an online savings account with instant access. I have been thinking about moving out to Oz but with the rise of the AUD against the pound my £ is worth less and less each day. I am not sure what to do (whether to convert now or leave it in the UK) because part of me thinks that the £ will have to…
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Premium Bonds payout to increase by 50%
http://www.telegraph.co.uk/finance/personalfinance/savings/6193977/Premium-Bonds-payout-to-improve-by-50pc.html
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Nationwide Smart Account (Children's Account)
I have a Nationwide Smart Account for my daughter who is 8. She has £4000 in it and it's not earning as much interest as I thought it would. I am thinking of moving the money. I don't want her to access it until she is 18. I've had a look on some of the search engines for children's accounts and they are not at all good. I…
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Aviva CIS Sustainable Diversified
Hi, I wondering if anyone could confirm my thoughts. A good friend of mine contacted CIS, with a view to invest some savings. He was told by the CIS rep that , if he were prepared to invest £15,000 into CIS Sustainable Diversified fund they would be prepared to drop the 5% initial set-up fee. The CIS man was telling him…
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Regular Saver Question
Quick question about Halifax/Natwest/Barclays regular savers... Whats the minimum time gap between closing a regular savings account and opening the same account with the same bank? Thanks.
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How diverse are your investments? Huge inflation coming?
I was visiting with my dad this weekend and he's convinced in the U.S. at least, inflation is about to get out of control. As a result, he's moving even more money out of C.D.s (he's never believed in the stock market) and into land (farms, rental units, apartments and such). Prior to our chat, I was pretty comfortable…
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Co-op Bank hikes its rates on 1, 2 & 3 year bonds
Effective today: FIXED TERM DEPOSIT - 1 YEAR: 3.25% (+1.25%), FIXED TERM DEPOSIT - 2 YEAR: 3.75% (+1.50%) FIXED TERM DEPOSIT - 3 YEAR: 4.50% (+2.00%). All other terms and conditions remain unchanged. Monthly options also increased. Link: Click here
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Interest rate retreat?
So Egg pulls its 3.25% instant access account, West Brom BS pulls its 1 year fixed 3.9% account and Bucks BS cuts its Regular Saver rate (twice!!!). All of these were market leaders. Is this just a coincidence, or does it mark the beginning of a retreat in rates for savers?
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Help needed for savings newbie
Hello to all in Saving. I haven't ventured into here before but would appreciate some advice. Mr DD has been working hard over the summer and acculated £500 she wants to put into a savings account. She is 16 and now at sixth form but will be continuing to work a few hours a week. She also get an monthly allowance from her…
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instant access savings account
Hi, I've got some money to save but I'm unsure were to put it. The site instant access savings accounts says that it may be worth puting my money in a savings account until interest rates on cash isa's rise. What do you guys think? Thanks, Homeadvice
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online stock trading
Does anyone have any experiance of trading stocks/shares online? if so what broker do you use. Any websites welcome or info Thanks Adam
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Please help- ISA transfer from nationwide to Halifax gone wrong!
Hi, I am really hoping some one can offer any advice! 27th May I applied to transfer my exciting ISA from Nationwide to Halifax, as they offered a Savings ISA Direct Reward -guaranteeing 3% interest compared to my 0.25% I was getting at nationwide- I thought why not! I filled in the correct paper work and was advised in…
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Problem in opening Nat West Regular Saver
The terms of this account require another product, either saving or current account. As I have the e-saver I made an appoinment at my local branch to open one. I was told by the young lady dealing with me that I had to open a current account even though I had the e-saver. I told her I thought otherwise and asked to see…
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Tesco Internet Savings Bonus account
hi I opened an account last December when it was advertising 6%. But now realise they gave me the wrong the savings account and not the Internet Bonus. It was a nightmare at the time I remember, impossibly complicated, now it seems they have made a clerical error which is going to be difficult to prove. Anyone had this…
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Please help me....paying wages into a friends bank account?
Please, please, please, can someone help me? My boyfriend does not have a bank account. He works part time and his wages go into his best friends bank account. Is this even legal? As I thought it wasn't however, he said it was? Thank you, Jess
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Hedging out falls in UK housing market
My issue... I have read various commentators predicting a significant fall in the UK housing market over the next few months, and my personal view is that the market is still very inflated. Is there anything I can do to hedge a fall in the market, either wholly or partially, that does not require a significant capital…
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dont know what to do......
Hi, Im a newbie looking for some advice and i believe this is the place to find it :D I currently pay into a stocks and shares isa every month (£200) I have a savings account with my bank I also have a NS&I cash isa (£5400) I know im limited to what can be paid into these yearly but i'm looking to get good gains on my cash…
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alliance online saver issue 5
what interest does this pay on a balance of £1000 ??
