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Investment of Student Money
Hi All. This is my first post so please be gentle with me! :rolleyes: I am returning to university on Sunday after almost 4 years out due to recovering from the dreaded Meningitis virus. Over the last year I have managed to save £5000. As the current student loan interest rate is 0%, the sensible thing to do would be to…
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Help! I'm Dithering...
I have a lump sum which I wanted to put into a FTSE Index Tracker. I was going to put the money in a couple of weeks ago, but I read about the index being overvalued, and due for a correction after the run for the last few months. I keep reading this, and the market keeps surging ahead day after day. I read a few forecasts…
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Citibank Flexible Saver (Issue 6) 3.30% AER (bonus of 2.25% gross p.a. for 12 months)
Now the egg have lowered the rate on their savings account, this one might be of some interest to people instead. I have checked the citibank website and it isnt showing online yet. From: http://www.easier.com/view/Finance/Savings/Accounts/article-271912.html
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Bank of Cyprus Deposit Protection.
I have savings in the Bank of Cyprus UK who are no longer covered by British Banking Protection but now come under the Central Bank of Cyprus Deposit Protection Scheme. As Cyprus is a member of the EU would the European Central Bank compensate investors if the Central Bank of Cyprus failed ? Similarly would the European…
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Best Stocks and Shares ISA
Hi, I'm looking to make a regular investment in an index tracker stocks and shares ISA. I can't find any comparisons for the lowest fees so I can choose the best one. I think the fees are usually around 0.5% - 1.5%. Is this correct? Does anyone know who offers the lowest fees? Thanks.
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£20k - What do I do with it?!?!?!
My mother recently died leaving me £19k in her will and I am unsure, especially with interest rates being so low, how I should invest this. I am 63 years of age and do not have any outstanding mortgage or other savings so would ideally like to use this to generate some small extra income to supplement my wage from my part…
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Saving advice for young newbie
Hi, new to site, and joined as i am now at the age (22) where i need learn how to save and invest my hard earned money wisely. I am now in the fortunate position where i have saved £20,000 over the years i have been working so far. I hope to buy my first house in just over 12 months from now. I am looking for advice on the…
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what is best thing to do with 20k-can tie away for 1 year
I want to buy a house in a year or so. I have £20,000 saved up so far for deposit and want to know best thing to do with it, can tie it up untouched for a year. Am so confused about all bonds, savings etc and just want some idea of best way of getting a good return from it. Thanks.
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Best place for large sum of money?
Newbie to asking questions so not sure if this is the best place for this? We have just sold our house but not managed to find anywhere to buy yet. The money from the sale will be with us shortly but we're not sure what to do with it. We're likely to have the money for at least a few months, if not longer. Can anyone…
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Naked Trader seminar?
Hi Has anyone been to one of the Naked Trader seminars. I have done the book and am interested in doing one of his seminars. So just wondering if anyone has done it. I know he has reviews on his site but would like to hear from other people. Thanks
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Halifax 5% Regular Saver Question
Hi, Me and partner have each opened one of these accounts and are yet to fund it. I have an Egg Online Saver, Is it okay to drip feed my partners Regular Saver from my Egg Savings, is this permitted or will it be a problem later? Cheers
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Children's savings for the future
Hi, I've just registered so please bear with me! I have a £2,500 lump sum for each of my children and I want to put it into an account with a good interest rate but won't be paying into it reguarly. For this I have got a Halifax regular savings account for them fixed for 12 months so gaining a good 6% interest on that.…
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Misuse of term 'AER'?
As in: At Stroud and Swindon. The only account paying '5%' is the Escalator Bond Issue 7 - paying 3%, 4% and then 5%. This then becomes '5% AER' during the 3rd year. Of course the bond is basically a 4% account - yet the definition of 'AER' (that is, the Annual Equivalent Rate - but only for periods upto a year) must be…
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Egg Cash ISA
Hi, My brother opened an Egg Cash ISA at the end of August last year. (just before the interest rates crashed everywhere) What they were offering was 6.05% FIXED for one year after account opening. Around december time when the interest rates had plumeted I went back to egg to check what he was getting. They had a list of…
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The Savings Chart that Made Us Millionaires
Dramatic title, I know. Put it down to flipping through so many gossip magazines in the checkout line seeking ever more information on the child count and relationship status of Brad and Angelina. But the chart has had an almost magical effect on my husband and me as we've continued this journey to financial independence,…
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ETF's
Does anyone no much about etf's?
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NatWest First Reserve Savings Cashback
In autumn 08 Natwest was offering £50 cashback to anyone who made a monthly standing order for £100 into their First Reserve Account, for 12 months. As far as I could see, there was no mention of the money having to remain in the account. Indde it was mentioned as a 'best buy' on MSE Has anyone recieved the cashback,…
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Please ignore - deleted
Deleted message.
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Best savings accounts for 60k
Hi, my Grandmother has recently sold her house and has 60k excess she would like to place in a savings account. She doesn't mind tying it up for sometime but my may concern is placing it with a bank that i know her money is going to be safe with. Does anyone have any ideas they could suggest? Many Thanks :rotfl:
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Interest Accrued
I invested £5000.00 in 2001 £3000 in an ISA and £2000 High Income Trust with Nationwide via Legal % General. I have just received my latest statement showing that the ISA made £832.45 and the HIGH INCOME BOND made £350.00. Could I have made more interest elsewhere?.
