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1928a
Does anyone know if the accumulation total for Isas has increased with today's new increase?
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frisa-now (mat)
hi all, sure you folks can shed some light on this, my frisa has just matured with nationwide and i reinvested it with them again for one year with a fixed rate of 3% but it is showing on my internet account as (mat) has there been a mistake made ? or is this what they are calling them this year?
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Deserve everything I get....
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NS&I Index Linked Certificates - Move money elsewhere?
This time last year I put £15,000 into 3-year and 5-year NS&I Index-Linked Certificates which pay interest at RPI +1.35% Their online calculator says that the current value of the 3-year certificate is £15,015! A significant fall from where it was earlier in the year when RPI was high. I'm not quite sure how the value can…
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Don't cash-in an NS&I Index Linked certificate mid-way between aniversaries
Don't cash-in an NS&I Index Linked certificate mid-way between aniversaries as the RPI has fallen and you'll get 0 interest, 0 growth. Maybe that's been said before but I just got bitten. The issue is that the fall in RPI has anhilated the interest component completely. If you wait till after an aniversary (or maturity)…
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Savings account(s) for higher amounts
Hi all, I am looking for a savings account with instant access, or maximum of a 2 week notice period, and, quite obviously, as high a return as I can get. I have around £500,000 - £600,000 to put into no/low risk savings and would be willing to split it into a maximum of 6 different accounts, I manage my finances myself…
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Georgeson
I know it's budget day, and I don't normally venture over to this forum, but please indulge me. Through Google I've ended up back here, :confused: Just got home to find an answer phone message, not a pre-recorded one with the first bit cut off, but it did sound a little bit scripted. A Canadian accented male knew my…
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Best Way
Ok, im about to start saving! Im looking to put away £400 a month... whats best for me?? Normal savings account, ISA.... any other ways appreciated. Thanks -Matt
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change in tax status
Hi! I opened an e savings account with natwest a few months ago. at the time i was unemployed and completed an R85 form. However I now have a job so assume I need to tell the bank this. As the e savings account is managed online, does anyone know if I will be able to discuss the account and my change in tax status in…
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Lump sum - where to place?
I will be coming into about 50k in the near future and I am wondering what to do with it. I need it to be accessible should I need it in x no of weeks/months I was thinking of opening a new account at the Ulster bank and putting it in this e saver plus account (3.26%):…
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ICICI - Recent experiences - grateful for feedback?
I have a fixed rate account maturing shortly and am looking for a new home for the money - ICICI seem to be about the best rate at the moment. HOWEVER In 2007 I opened an ICICI HiSave account and - knowing there had been some 'adverse publicity' about ICICI at the time, made a 'test' transfer of £1. After checking almost…
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Old Kaupthing Edge account, now ING with bonus rate option - interest rate?
I had a KE account which was taken over by ING. It was the one on which we were given two options of a bonus to take when it moved to ING, one of which I think was 4% variable at the time. Does anyone know the current rate on these or how I would go about finding out please? I can't find any info about this on their…
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New ISA Allowance
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Dedicated forum for share trading
Guys, I'm new to share trading and was looking for some good forums on share dealing. how come we dont' have a dedicated forum for share dealing queries/advises in MSE under Pure Money? Do you guys recommend any good forums for this? Cheers!
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Secret Savings Rates
Apologies if this is an old story but it was news to me, so maybe others might find my experience useful. I recently visited my local cash ISA provider (Britannia Building Society) to see if they could improve on the 2 accounts I had with them – one was paying 1%, the other 1.3%. They told me that they had nothing better.…
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Credit unions
Does anyone save in them ? I`ve opened an account in Glasgow Credit Union. Dividend is 4-5.5 % , you can pay in anything from £2 and they do good deals on currency , reduction on travel etc , money is safe up to £50, 000 . I hope safer than banks ! Any comments ?THANKS
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Private Equity Stock Options
Hello, does anyone know what happens if you hold private equity stock and the organisation goes bankrupt - Assume loose stock, but are you liable for any further costs or payments to creditors etc ? IE can I be pursued for any value in my personal assetts, house etc ?
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IMF Figures incorrect?
On Newsnight last night it said that the IMF 213 billion figure for bank support was incorrect :eek: it should have published a range of 6 - 13% of GDP 13% (213 billion) being the worst case scenario but published as the only IMF forecast. I now have a link…
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Tax query on 25k gift for mortgage deposit
We are being givn 25k from grandparents for a deposit on a mortgage. Can we put this in a savings account without worrying about informing the inland revenue? Does the tax just come off of the monthly interest?
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Internet Fixed Rate Bond+2 Fixed Rate ISAs
After closing an income saver account which only gave me £16 this month I have £30000. I need advice on whether to put all the £30000 in the internet Fixed Year Bond, or put in £22800 in the internet bond and £7200 in two Fixed Rate ISAs (one each for my husband and myself). The amount I would save on £30000 would be the…
