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Keeping accounts open
Hi, this may be a silly question but just want confirmation of my line of thought please.I have a number of building society accounts still open with small balances of £150 or so from the carpetbagging days,is there any point in keeping any of these accounts open? or am i correct in thinking there is never going to be any…
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Child Saving Tax Allowance- Help please
I have three children under 9. I have been saving a sml amt (£15) regularly for them each month in designated a/c's which I have declared to be Gross status. My question relates to the interest they can earn. I understand that they are only allowed to earn £100 interest pa on funds paid to them by parents, but that income…
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Where can I find historical unit prices for Unit Trusts & OEICS?
As above, I'm looking for a site that gives me historical unit price trends if possible. Trustnet & Morningstar don't seem to have the relevant info'. Thanks
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Savings advice
I have a Birmingham Midshire fixed rate bond about to expire soon, but don't know where to put the money. I've been offered a new one with them at a rate of 3.35% gross or 2.67% net, but do i accept? I've already applied for a 2009/10 isa, the value of the bond is £43,000 excluding interest. Thanks for any advice.
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Instant access web account
I have just looked at my Halifax Web saver and see the interest rate has dropped to .25% I use this account for my small pension to go into and want to have a card to get money from a cash machine, also it would be nice if I could still pay off my credit card and store card direct from this account. Does anyone know if I…
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selftrade.......grrrrrrrrr
Having technical problems again, unable to access account most of the day, now can access but doesnt show most securities. What a joke.
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Where can I transfer my ISA to to get a good rate?
Hi, I currently have £8,700 in an RBS ISA and I am getting 0.8%. I want to transfer the full amount to an ISA with a better rate. When I tried to do this with Standard Life they would only let me transfer £3,600 and many of the other higher rate accounts do not allow a transfer of any size. Can anyone help me find the best…
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Sources of information about investment
I'm looking for sources of investment advice, apart from here of course. I'm 51. I have £80,000 in total. I like research, and doing sums! So I'm not the least afraid of direct equity investment. Investors Chronicle looks OK - is it? If so is it worth paying for the extra online access? Any other regular print publications…
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Shares
Can someone help! I am totally new at this and would like some advice. I am thinking of buysing some shares every month, only about £100 a month but where do I start? is there anywhere I can read up about it or can someone on here advise me who to buy from? Thanks :p
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This lloyds 38p share thing again!!!!!
Hi, i am certificate holder of shares and do not have a nominee account, so how will i get the chance to buy these shares, will i recieve a letter off whoever??? Or what will i do to buy them????? Sorry if this is a dumb question, just something i need to know!!!!
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Savings/Investment for money from the sale of my house
I’m just about to sell my house in the UK as I live in the Middle East tax free, I’ve asked my Independent Financial Advisor what to do with my money. I was going to place money in off shore saving accounts but these aren’t covered by the UK protection so if the bank collapses that’s it! He’s therefore advising me to place…
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US Shares
Hi all, I'm trying to purchase a few shares in an American company and have no idea what I'm doing. I tried to go through hoodless brennan, transferred the money in, and then when I went to order they advised me they couldn't as it was an international company (guess I should have probably checked this first). I need the…
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Tax on savings interest “all or nothing"
My only income this tax year will probably be a deferred £5,225 redundancy payment, which was the personal allowance at the time of redundancy. My interest on savings is going to take me just above the current £6,475 personal allowance. HMRC inform me that this makes me a tax payer and I cannot register any of my bank…
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3% -Fair interest rate for last 12 months?
I would really appreciate views on what would be considered a fair interest rate on money borrowed over last 12 months. I borrowed a substantial sum (over £30k) from my partner's family last April. I invested it in Kaupthing Edge which went bust in Oct and subsequently put in AA Savings easy access. I am paying them back…
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Laughable interest
I have £4550 in my First Direct Everyday Esaver account, last October I was getting 4.65% interest, I've not been following what it's gone down to but I know it's something pathetic, got my monthly interest today ... 77 pence! :rotfl:
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Question about interest on savings
if you get paid monthy interest would you earn more than if you got paid yearly. is this right if i had 1000 and was geting paid 3.6% yearly at the end of the year i would have 1036 if i got paid the same 3.6% paid monthly each month i would earn 3.00 so say month 10 i would be geting 3.6% on 1030 instead of 1000 and be…
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Savings accounts with a passbook
So I am not capable of looking after money. Absolutely useless in fact. So now I have a new job and I have started budgeting properly and paying off my debts, my sister has helped me budget in some money for savings. Around about £150/£200 a month whilst still paying off all my debts, rent, learning to drive etc. Which…
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Saving advice for a 22 year old please!
Hi, I have managed to save up £21,000 which I have tied up in several bank accounts and ISA's. Currently I am able to save several hundred pounds a month out of my monthly pay check of £1,000 (salary £15,000). I was just wondering what is the best way to get a good return of my money. At the moment I have very small…
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Is this stuff real?
Just wondering if this link is real ? It scares the hell out of me this stuff. Should i take notice of it?
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Looking for a referer for Investec Hi5 Account
Hello I am opening a Hi5 account and was looking for someone who I could use as a referer for the £50 incentive. Thanks.
