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Investment account, Childrens Bonus Bond & Premium Bonds help please!
Hi Ladies and Gents, Apologies if this is the wrong place to post this, but i think it's right? I've been handed a folder by my mum who was given it by my grandparents & great grandparents a fair few years back, it has in it details of an investment account, childrens bonus bond and a premium bond. They've been going for…
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bonus fallacy
the latest bizzare claim is that falling bonuses are depriving the govt of tax revenue. this was actually raised in the media coverage of RBS and lloyds TSB bonuses, saying that we should let them pay bonuses so we can collect the tax. doesn't anyone realise the huge flaw in this argument? for example, the govt owns (at…
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saving for the kids
Hi any advice would be greatly appreciated...... My Hubby and I have 5k in a cash ISA in my name for the kids future and we pay in £100 per month + birthday/xmas and adhoc payments when we can afford it. I am not earning as I am at home with the children and my husband is a higher band tax payer.....Do we have it in the…
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£5k to invest, quickest way to profit?
Hi all was just looking for some idea's. I am 21 and managed to secure 5k in little under a year and was hoping to maximise it. I do not own a house or a car, I work in sales and have a company car. I have no other savings to speak of (Although I would estimate in another few months I could have that up to 6k) but really…
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post office bond help please ???
Can anybody give me some advice with regards to the post office growth bond.I opened a growth bond back in August 2008 with a interest rate of 7.05% payed by visa card £35000. The funds cleared on the 5th august. Like many other people I waited forever for paper work to arrive confirming account details etc., After many…
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Switching From Issue 3 Bradford&Bingley
I have two questions about switching from B&B's issue 3 to the newer issue 7: - I see that it is now possible to apply for issue 7 after you have logged on. Do you still follow the tip I read on here ages ago about ignoring the request for linked account details ? - My current issue 3 had interest paid annually in July as…
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Man Investments
Has anyone used London based "Man Investments" ?
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Natwest Guaranteed Combi Bond
We have been offered a guaranteed combi bond by natwest but we're not sure whether it is a good investment. The deal is that Natwest take a snapshot of the FTSE 100 now and again in 2015. If the value has risen by 50% then we will receive our deposit (which is guaranteed) plus 50% return in 2015. If it doesn't hit the 50%…
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Where is the best place
To put my bond which matures in April, I have a ISA allready SO where is the best bank, building society to put my savings Thx very much
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What funds to add to my portfolio?
I have £500 in a l&g ftse all share tracker and £500 in a l&g pacific index tracker, ofc I know that trackers can't outperform the market so I'm looking for advice on what fund/s to invest in that can outperform the market. I have another £1,000 to invest.
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which bank call centre ...
does anyone know which bank (s) does not have call centre in asia ? i want to change bank but would prefer one that only has call centre in GB, (this is just because previously i have found the call operators sometimes have difficulty in understanding my accent and vice versa at times ) thank you
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tesco internet savings (yeap again)
ive got one of these accounts and although it took years to open and to beable to actually get my money out ive now found that i cant put money in lol i tried to stop a DD last week but it said it couldnt be stopped as it was already going through. ok thats fine. but then this week when i try to put money in it says…
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execution only brokerage or not
I have a number of shares in an OEIC in GBP that will be transferred into my name. I was wondering whether an execution only brokerage would be able to deal with this type of share or not. Thanks
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Monitoring investment funds - impossible!
I am very frustrated. Over the past 20 years or so I have invested in pensions, unit trusts and equity ISAs. Every year I get statements which tell me the performance of these investments in finds with names such as 'UK Index Tracker'. And until now all have been on an upward trend so I monitored their progress but never…
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Investment advice please
Hi My father is 85. He has £110,000 in a fixed rate account of 6% which matures in April. He draws £400 per month from this. He is worried about what to do with the money in April and how he can keep getting his £400 per month. He contacted his accountant and they have an investment dept. and a chap came out to see Dad. He…
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Opinion on Citibank (Flexible Saver Account Issue 4 - 3.26%)
Hi all. I want to open a saving account and I'm not sure among B&B (3%), A&L (3%) and Citibank (3.26%). All of them have introductory bonus rate (next year I will shift) I made some research, there are many feedback about B&B, A&L but not about Citibank. Can anyone give his opinion on Citibank and that account? thank you…
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Online Share Broker
Could anyone recommend a good one please? Thanks.
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transaction only account
I will be getting some shares transferred into my name within the next month. I would like to open up a transaction-only account and for the shares to be transferred there. Which is the best company in your opinions to deal with in terms of costs and service? Thanks
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Corporate Bonds vs Equity Income Funds - any thoughts?
As an older person who's still interested in saving, I'd welcome a discussion on the above. I've read the pros and cons from Hargreaves Lansdown and I know I can't get advice - am not asking for any. Just a discussion. Either the corporate bonds and/or the equity income funds can be held within their ISA. Living in an…
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Dunfermline BS Stability
Just wondering what people's thoughts are on the stability of the Dunfermline BS given that they are set to post a significant loss. My FIL has significant savings there and wondering if we should be convincing him to move some elsewhere - he's old-school and doesn't really understand about compensation limits and banks…