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fix for one year or two?
I am sure this question will have been asked before but what is everyone's considered opinion on whether it is wise to tie up money for 2 years rather than one?.I have only been using 1 year fixes but have the opportunity to fix with principality for 2 years as I am over 50,at 4%. Would you think this is a wise move? not…
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Saving Options (after ISA)
when i have paid the limit of £3600 into my ISA in next years allowance, .. what would be the best option to do with any new savings during the year? the only other bank account i have is a barclays current account, that i have had since i was about 16... which my wages are paid into, but dont want to leave in this…
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ING giving fixed 2.96% Gross (3 AER) for 3months
[FONT="]Dear All,[/FONT] [FONT="][/FONT] [FONT="]I recently recieve the following email. Is it good idea to go for that... Look at the last lines.... From my understanding... Are the ready to pay me GROSS INTEREST if I fix more than £50k with them.[/FONT] Please be aware... I am one of the Ex-Icesavers…
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HSBC Interest rates
Me again - having a general rant today. I have several HSBC accounts and use online banking. They are pretty good at informing you of interest rate changes unlike other banks. However can anyone explain to me (before I call them and growl at some poor unsuspecting person in India who probably won't know the answer) why,…
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TESCO - anyone open their account on or before 7 Jan?
Martin listed this account as a top interest account at the beginning of this year. I complied with the terms and got my application in by the deadline (7th Jan). My account is finally working and has money in it but I cannot find the interest rate anywhere - I just want to know I am being paid the correct amount. I have…
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Scottish Widows endowment - advice needed!
I'm after a bit of advice if anyone can help, I'm unsure what to do with an endowment policy I hold and what options are open to me. Details of endowment Provider: Scottish Widows (originally Lloyds TSB) Start date: August 1998 Term: 25 years Plan: 'Low Cost Mortgage Plan' 50:50 Income Fund and Balanced Fund Value Aug…
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new bank account, Abbey esaver paying little interest
Hello I have £15,000 in an Abbey esaver account. last month it only paid me £2.60 in interest which is unbelievable. Can anyone recommend another account which will pay more interest, I have maxed out my isa for this year. Thanks
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Money held in trust query
hi not sure if this is the right board, but wondered if anyone knows if money that is left in a will to be held in trust can be "broken out".... the cheque is made payable to 3 beneficiaries, with the interest going to 1, and the capital going to the other 2 upon the death of number 1 ... if all 3 parties are in agreement,…
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'Rapport' Security
My bank - Natwest - has asked me to download Rapport as an extra type of security. Does anyone know anything about Rapport and is it safe to download? Thanks
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BM no access 1 year bond
Hi, i have a BM 1 year fixed rate bond which matures in Aug 2009. Unfortunately because of personal reasons i need access to the cash in May , i rang BM & they said i could not close the bond & it has to run to its maturity date. Is there not a way of getting access earlier in case of 'emergencies'?
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Children's entitlement to BS merger windfall
I've been looking for this information for a long time but but just can't find any 'solid' answers, I'm hoping someone here will be able to point me in the right direction. Myself and each of my three children had savings accounts with Staffordshire building society. Shortly following the birth of each child my mother…
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What type of account please
Hi, I hope that someone on this forum can help - My OH was made redundant and we are opening various accounts to use the money - Isa's, regular savers etc and are also overpaying on the mortgage (we are not paying off a lump sum as there is a heavy penalty for that). I have a position whereby regular amounts are to be drip…
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Daughter's savings
Hi All, My daughter recently had her 16th birthday and I received a letter from the Halifax regarding her savings of which I am the trustee advising me that she will start paying tax. They have advised me to close account and re-open in her name only.... but I am now looking for the best place to invest her savings for at…
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Where can I save from abroad!
Hi there, I wonder if anyone could help me? I am being posted abroad (Germany with work) for 3.5 years and will be earning just over £4k a month (which will be free from German and UK income tax due to the nature of my work) so transfering the money back to the UK wont be a problem in regards to charges. After a few…
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RBS Open Offer
I have received a letter from Royal Bank of Scotland offering me the chance to buy more shares under an "Open Offer". I have tried to find out about this but am confused with the jargon etc. Can someone please tell me what this means. Thanks:confused:
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Need advice on investing cash
Hi all, Just recently came into some cash (35,000) which I need to invest ASAP. Trouble is there is so much conflicting information out there and I'm so confused. I don't need access to the money in the short term, but if I fix the money I don't want to be tied into poor interest rates. I'm getting frazzled about where to…
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Ah, that's alright then!
Rose wine, portable video players and online DVD rentals have been added to a typical basket of goods that is used to calculate inflation. No manipulation of figures there then!
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How do these work?
I'm refering to Ishares FTSE 100 Nav. Am I right in thinking that if the FTSE 100 index is 3900 say, if I were to buy a thousand shares, would that cost me around £3,900, then the value would increase/decrease in line with the FTSE index, cheers
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Fixed Term Account closure penalties
On the death of a holder of a fixed term savings account, are the closure penalties automatically waived, or does it vary from provider to provider? Is there a hard and fast rule that covers all providers? Sorry to start the week off with a depressing question!
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Close a savings account, do you get the interest?
I'm QUITE an organised person...but back in January when I was opening my Halifax Regular Saver, I discovered I had a websaver I had completely forgotten about! My point being: I'd like to open the most competitive instant access savers, and when the rate drops too low transfer the money out, just like most of you. However…
