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Interest Rates - Dollar exchange Rates
Anyone have a realistic view on where sterling interest rates will go when the BoE meets on 8th Jan? I am interested to know if general opinion is that dealers will test $1.40 or even lower against the pound. Or do you think that lower interest rates have already been discounted at this time? thanking you in anticipation…
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Instant access cash isas
Hi there could some kind hearted expert on here help me and my son, he is a first year student and has £1750 pounds to invest in a cash isa. He needs one were you can go into the branch and get instant access. He probably wont be adding anything to it each year, but needs it as a small saving account and he may make a few…
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Accounts that give interest to charity
I notice that Yorkshire BS give the pence of interest on their savings account to charity unless you opt out. Are there any other accounts like that? Maybe some let you choose what charity the money goes to?
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Advice please
Hi all, am new to this site but would like some advice. I've been given some money by my parents (I've recently moved out but OH's parents have also helped us out with some big purchases) so we don't need to buy anything with the cash immediately. I want to save this cash and be able to add to it every month, which kind of…
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US withholding tax on share sale??
I've just sold some Dr Pepper shares (held as a result of Cadbury- Schweppes de-merger) and it's cost me an arm & a leg (relatively)! Having now received the sterling proceeds into my bank I find that the broker(Computershare) has taken 15% withholding tax. I challenged this (having already lodged a W-8BEN from the…
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2009 challenge
Hi, :cool: Sorry if i've completely missed the thread if there is already one, but how about it? I'm going to try and see how much I can save towards a deposit in the new year, cutting back on spending... yada yada yada, but is anyone up for seeing how much they could save collectively? If so, how would we measure this, %…
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One of the best instant access savings accounts - a credit card?
I notice that my Egg Money card is still paying 4% gross on a positive balance... is this true?
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Where's the best place to buy a one off batch of shares
I have £2000 i wish to use to buy a one off batch of shares in a particular FTSE 100 company which i already own shares in and are held by Computershare..I have never bought shares before on the open market,i just own shares from share-saves schemes and demutualised companies.What's the best way to do this without joining…
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NewcastleNet 7 or A&L Online Tracker
Thinking of opening one of these. Trying to pick the one that will offer the strongest rate over the next 12 months or so. A&L has the base rate guarantee, but in reality, should the Base rate drop again as I asume, are both accounts likely to fall to a similar level? if so I will opt for the Net 7 as it offers monthly…
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Where to put £5K?
Hi, I have about £5k in a very low interest account and I want to move it. I don't think I can have an ISA as I have one already and I know I can add an amount to that (£3600 a year?). What suggestions as to where to put the £5k. I don't need instant access but would want access with notice, I want online manageability and…
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Leeds bs SA down to 4%
I had an instant access SA with Leeds bs that was 6.55% but now its gone down to 4%. I have about 50K and want some other suggestions as to where it would be better off short to mid term.
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Where do we start?
DH aged 49 is due to retire on 31st March with a generous payoff and immediate pension from his employer. DH is 40% tax payer and will still be 09/10 (as the payoff will be received in that tax year) though probably not after that. BTW I work too and pay tax at 20%. We intend to pay off what is left on our credit cards,…
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Savings Rates & Moving Money
I’m getting pretty sick of running around trying to get a decent interest rate for my savings. The government are helping out banks and people who borrowed more money than they could afford but are doing nothing to help people to rely on savings income.:mad: Here’s my latest tale of woe… I received an email yesterday (29th…
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My Can i do it? Yes i can savings diary
Hi there (not sure if this is the right section to post in so feel free to move!) Right I’ve had enough of this house, it feel like its getting smaller and smaller as we fill it with more ‘stuff’ also it feels really tatty and after an initial spurt of DIYing 7 yrs ago we’ve both just given up!! And I’ve had enough of…
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£450 up thanks to the banks!
i went into one of the big highstreet banks and closed my savings with them which came to near enough £2500.00. had to take the money out in cash as they were going to charge me for a cheque. went to a smaller bank with better savings rates with the cash. the lady counted it out with her manager as they were just cashing…
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Nest-egg for my little girl?
I am completely clueless about investments and so wonder if I can get some advice. I want to set up some kind of fund for my nine year old daughter for her to recieve when she is 18. She did not qualify for the CTF as she was born before they were introduced. But I was thinking of something along a similar line. My…
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No tax on savings......
:D :money: :eek: ....I think I've become a tory.......one of their new tax ideas....
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How Do You Track Rates?
I have just opened an A&L Esaver2 account because their old Esaver account is now paying about 2% less. A&L didn't tell me about the interest rate changes and I was a bit miffed that I could get a higher rate by opening a new account. How do you keep track of your variable account interest rates? Surely you don't have to…
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Did you apply for a Barclays Monthly Saver in December?
Updated 6 Jan 09 THE 7.75% DEAL IS NOW CLOSED. What this is all about? The Barclay's Monthly Saver had a fixed rate of 7.75% for ALL people whose first payment cleared in December 2008. Yet even though we'd had confirmation of this, as the rate changed on Barclay's website on 1 December to say 6%, there's been a lot of…
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New to investing and have some simple questions please
Hi all, Sorry if these questions are daft - I'm confused. First the situation: Generous relatives have given us a total of £4000 this Christmas, and I'd like to do the following with it: £2000 in Cash ISA £1000 into a FTSE 100 Tracker Fund £1000 of Vodafone shares (excellent income) Long term aims are to 1. pay for my baby…
