-
Birmingham Midshires Internet Fixed Rate Bonds
I'm thinking of opening a Birmingham Midshires Internet Fixed Rate Bond: http://www.askbm.co.uk/savings/i/fixed/intro.asp Now, I already have a BM eSaver account, so had expected to be able to open a Bond online then instantly fund it from my eSaver account. However, on going through the application process it seems to…
-
Don't go near the stock-market - Mandelson is 'picking winners'!
Lord Mandelson is drawing up plans to choose which businesses and industries are important enough to be saved in the event of their going bankrupt as the recession bites, the Guardian can reveal. Picking winners? Sounds good? Well it won't be when the companies rejected for inclusion on the list mysteriously falls in the…
-
40 year old savings account
hi my dad died last year and in his personal items i found a savings bank book in my name, it was opened with 10 shillings in 1968 and forgotten until now, any ideas how much it could be worth, and would there be much intrerest added if any after 40 years:confused: thanks
-
SAVINGS RATE WIRE - UPDATED – 28th November 2008
SAVINGS RATE WIRE - UPDATED – 28th November 2008 ________________________________________ NOTE: FSCS limit £50,000 per customer (per brand) FSA Temporary Measure for 12 months from Dec 08 RED highest current rate Sources: emoneyfacts FIXED RATES - Birmingham Midshires (Lloyds-HBOS) Internet 6 Month Fixed Rate Bond 5.75%…
-
Credit checking
I've posted this on the current accounts board, but maybe will get a better answer here: We live in Spain, but have some UK Bank Accounts, all of which are quite happy to register to our Spanish address. We still have a house in the UK, where our son lives. We have just become nationwide customers, through the take-over of…
-
Savings Product-update 24-28th November
SAVINGS PRODUCT-UPDATE 24-28TH NOVEMBER Royal Bank of Scotland variable rates will be reduced by up to 1.50% and selected products retiered w.e.f. 1.12.08. Yorkshire BS Personal variable rates will reduce by up to 1.50% w.e.f. 30.11.08 Stroud & Swindon BS DIRECT PREMIUM SAVER paying up to 4.00% will be withdrawn w.e.f.…
-
Regular Savers, a waste of time...
I've come to the conclusion that Regular Savers are a waste of time. For example, I had one with the HSBC at 10%. I put the maximum £250 in a month for a year and came out with £3,128 (£128 interest). I was dissapointed with this but understand how interest on these these accounts work. (If I'd put the £3K in a 6% saving…
-
i have money i want to save
i have about £5,000 to put in savings. i will also be adding about £100 a month to it. I want to save for about 5 years but i am struggling to decide where the best place to put it with all the different intrest rates and that where would you put it? thanks
-
Questions regarding the £100 sign up banks....
Evening, Two quick questions.... Could you join abbey, get your wages of over £1000 paid in to qualify for their sign up bonus, then transfer £1000 to A&L to qualify for their bonus? How long must you stay with A&L/ Abbey to keep the signup bonus (£100)? I believe it's one year? Thanks Ian
-
You've lost another £2,300,000,000!
State left with £2.3bn loss as RBS fundraising snubbed The Government was nursing a £2.3bn loss yesterday after Royal Bank of Scotland shareholders snubbed the lender's £15bn fundraising, leaving the state with 57.9pc of the bank and 22.9bn shares that are already worth less than the taxpayer paid. The investments will be…
-
Halifax Fixed Rate Web Saver
Has anyone got one of these? I tried to open one this morning (3 months @ 6.25%) - but as I'm not a customer, I need to open a variable rate web saver first, which I've done. However, though I now have account numbers and sort codes for the variable rate, I need to put money in that account, in order to then open a fixed…
-
A simple explanation of how the stock market works
It was autumn, and the Red Indians at a remote reservation asked their new Chief if the winter was going to be cold or mild. Since he was a Red Indian chief in a modern society, he couldn't tell what the weather was going to be. Nevertheless, to be on the safe side, he replied to his Tribe that the winter was indeed going…
-
money market account versus fixed deposit
Hi, If a person has 50k and does not need to touch it for a year, which would be best in terms of interest, a money market account or simply a fixed deposit? What are the basic implications of the money market account versus the fixed deposit? Thanks
-
Saving/Investing - hints and tips
Hi. I am hoping to build up my savings and investments and I am looking for any hints and tips please. Do you put away an amount every month? Have you invested your bonuses? Do you wish you had taken more risks when you were younger? Have you lived on the same salary each year and any promotions - just invested the extra…
-
Woolwich \ Barclays
When Woolwich Bank merged with Barclays Bank I believe that Woolwich customers recieved some shares. If so, I am wondering if I would have been entiled to same, as at the time my mortgage was with Woolwich? Thanks for any info.
-
ICICI not under Best Buys?
Hi, I was just checking Martins Best Buys for easy access saving accounts. I was surprised not seeing ICICI listed. Unless I am wrong they offer right now a 5.5% rate after drop: http://www.icicibank.co.uk/hisave_HiSaveBenefits.html The highest Martin's Best Buys have some 4.5% ish though? Why is ICICI not listed?…
-
Halifax Cutting Rates from 1/12/08
Saving rates being chopped from Monday.:mad:
-
Best Online Saver Account, Easy Access Or Fixed Without Withdrawal!!
Hello, having received my money back from icesave and have plenty of spare cash to save, could people please tell me their findings for the best online saving accounts currently avaliable, I dont mind leaving it in a fixed rate for up to a 12 months, and dont need to withdraw, can also deposit large amounts each month if…
-
Chelsea BS Autumn Bond
If anyone is still looking for a fixed rate the latest Chelsea BS Autumn Bond looks quite good. Minimum deposit £1,000. Further deposits allowed while open. Monthly interest avaliable at the same AER. Hefty penalties for early withdrawals. 5.65% gross pa+/AER* 4.52% net pa+ Interest rates are fixed until 7 January 2010
-
Centrica Rights Issue - Tail Swallowing
Hi, I am searching for information on how to take the cashless rights issue / tail swallowing option with my Centrica Share option. I own 10,000 Centrica shares, under the 3 for 8 share rights issue I have the option to buy 3,750 shares at the option price of £1.60p. I would like to sell a proportion of my rights to fund…
