Credit checking

seven-day-weekend

I've posted this on the current accounts board, but maybe will get a better answer here:

We live in Spain, but have some UK Bank Accounts, all of which are quite happy to register to our Spanish address. We still have a house in the UK, where our son lives.

We have just become nationwide customers, through the take-over of Portman. I thought I would take the opportunity to open a Flexaccount and get a debit card so that we can withdraw cash free from Spanish cashpoints.

NW are not willing to register it to our Spanish address (although our existing account that came from Portman is registered to ot), but say they can credit check us on our UK address and register it there..

Now my question is, we haven't lived there for nearly five years! We do still have our names on one or two of the bills and we are registereed to vote in the UK as non-resident voters. We haven't had any credit for ages, other than the occasional use of a credit card (which is registered to our Spanish address).

I don't want to have the credit check done if it is going to come back negative. What do you more experinced people think will be the outcome?

Thanks for any replies.