SAVINGS RATE WIRE - UPDATED – 28th November 2008

skoolmaster

SAVINGS RATE WIRE - UPDATED – 28th November 2008
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NOTE: FSCS limit £50,000 per customer (per brand)
FSA Temporary Measure for 12 months from Dec 08

RED highest current rate

Sources: emoneyfacts

FIXED RATES -
Birmingham Midshires (Lloyds-HBOS) Internet 6 Month Fixed Rate Bond 5.75%
Anglo Irish Bank Fixed Rate Bond 5.75%
ICICI Bank UK HiSAVE Fixed Rate (without early access) 5.75%
SAGA (Lloyds-HBOS) Internet Fixed Rate Savings 5.70%
Chelsea BS 1 Year Autumn Fixed Rate Bond 5th Issue 5.65%
Birmingham Midshires (Lloyds-HBOS) Internet Fixed Rate Bond 5.60%
Wesleyan Bank Fixed Rate Deposit 5.00%
Clydesdale Bank Fixed Term Deposits 5.00%
Cheshire BS (Nationwide BS) 2 Year Fixed Rate Bond Issue 14 4.75%
Cheshire BS (Nationwide BS) 3 Year Fixed Rate Bond Issue 11 4.75%
Wesleyan Bank Fixed Rate Deposit 4.75%
Anglo Irish Bank Fixed Rate Bond 4.60%

FIXED RATE ISA (Tax free)
Halifax (Lloyds-HBOS) Fixed Rate ISA Saver 5.25%
Wesleyan Bank Internet Only Fixed Rate Cash - 1 Year 5.25%
Marks & Spencer Money Fixed Rate Saving Option Cash ISA 5.00%
Nationwide BS wef: Dec 1 2008 3 Year Fixed Rate ISA Bond 5.00%
Northern Rock Five Year Fixed Rate Cash ISA Issue 90 5.00%
Wesleyan Bank Internet Only Fixed Rate Cash - 2 Year 5.00%

CASH ISA (Tax free)
Market Harborough BS Brighter ISA Issue 7 5.85%
Kent Reliance BS Direct Variable Rate Cash ISA 5.76%
Barclays Bank Tax Haven ISA 5.58%
Principality BS e-ISA 5.50%
Birmingham Midshires (Lloyds-HBOS) Direct ISA (Issue 3) 5.50%
BMW Savings (Newcastle BS) BMW Step Up ISA 5.50%

INTERNET
AA (Lloyds-HBOS) AA Internet Saver 6.28%
Birmingham Midshires (Lloyds-HBOS) e-Saver Issue 2 5.83%
Market Harborough BS onthedot 30 Day Notice 5.80%
ICICI Bank UK HiSAVE Savings 5.50%
Principality BS e-SAVER 5.35%
Market Harborough BS onthedot Easy Access 5.20%

NOTICE
Anglo Irish Bank 7 Day Notice Issue 2 5.40%
Whiteaway Laidlaw Bank (Manchester BS) 90 Day Notice 4.76%
Chesham BS Save Direct 90 4.75%
Manchester BS Premier Sixty 4.66%
Derbyshire BS (Nationwide BS) wef: Dec 1 Postal 60 Triple Guarantee 4.55%
FirstSave 90 Day Notice 4.50%

NO NOTICE
Nottingham BS Sleep Easy Saver 5.50%
Manchester BS Premier Guarantee 5.35%
Anglo Irish Bank Easy Access Deposit Issue 2 5.25%
Birmingham Midshires (Lloyds-HBOS) Easy Telephone Savings 5.25%
Scarborough BS (Skipton BS) wef: Dec 1 2008 Balance Builder Issue 1 4.80%
Britannia BS (Co-operative Group) Direct Saver 4.50%

REGULAR
Barclays Bank Monthly Savings 7.49%
Abbey (Santander) Fixed Monthly Saver 7 7.25%
Skipton BS Special Saver 6.55%
Skipton BS Christmas Saver Issue 3 6.55%
Skipton BS Regular Savings 5.15%
Principality BS Monthly Saver 5.05%

CHILDREN’S SAVINGSHalifax (Lloyds-HBOS) Children's Regular Saver 10.00%
Nottingham BS Childrens Regular Saver Issue 7 7.50%
Chorley & District BS Foxley Fund 6.10%
Stafford Railway BS First Track 5.45%
Halifax (Lloyds-HBOS) Save4it 5.05%
Cheshire BS Big Cat Junior Saver 5.00%
Clydesdale Bank Child Savings Bond 5.00%
Principality BS Children's 4.90%
Harpenden BS 18 Club 4.35%
Britannia BS (Cooperative Group) FirstSaver 4.25%
Lloyds TSB Young Saver 4.18%
Yorkshire BS One Day 3.76%
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rb10

How many of these will be around in 36 hours time I wonder?

alanq

The banking group information is a making a few assumptions. LloydsTSB/HBOS is not quite a done deal yet. Co-op and Britannia are in discussions which MAY lead to a merger and such a merger cannot take place until there has been a change in the law.