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Recommendation for a new bank account
I've been with the Abbey for as long as I can remember, but recently I've had problems and their customer service has been terrible. I have considered moving my account, but I'm unsure as to whether any other banks would be any better. Should I stay where I am where's it's "better the devil you know," or should I move my…
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Studying for an MSc but have over £4,000 to save - Advice?
Hi Guys Early this week I created this thread about opening an ISA http://forums.moneysavingexpert.com/showthread.html?p=13722641#post13722641 I have now done this and am waiting to place the full allowance in the account. I have now over £4,000 of my savings remaining. Currently the money is in an RBS graduate account…
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How to get most out of £2000
I have £2000 that I want to put away as a start to saving for Disneyland Florida in 2010. I also want to add to it along the way any spare money that I get, Quidco earnings, small lottery winnings etc. Can anyone please advise me of where the best place would be to put it? Am not too clued up on ISAs/Savings accounts!!!…
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Problem logging on to KE
Is anyone else having login problems this evening?
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Practicing share investing.....
Hi A quick question for anyone in the know. I want to practice 'virtual trading' - that is not for real, just having a go and seeing if i can learn something. The challenge i have right now is that i wish to pick some companies from 3 sectors that i've chosen.......i cannot find a list of companies divided by sectors…
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Kaupthing Edge - extra %s? Using termed deposits instead of regular saving account.
I am looking at Kaupthing Edge interest rates and conditions. http://www.kaupthingedge.co.uk/our-products/interest-rates.aspx Early withdrawal of termed deposit is 1% less gross interest. Savings account - 6.36% gross (monthly) 3 year termed deposit - 7.67% gross, 6.67% in case of early withdrawal. So it makes more sense…
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Savings account for young person
hi everyone .. 1st post :) I wanted to find out what account type and which bank is best for my situation. What I am wanting to do is begin putting £200 aside each month of my earnings into a preferably high interest account, I will not need to withdraw anything during this time. I am also 16 if this influences/limits my…
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Diversified Domestic Growth Funds
Hi, Can anyone tell me how I can find a diversified domestic growth fund that: - has performed in the top quartile of all mutual funds over the last 3-5 years; - Has averaged an annual rate of return of about 20%; and - Has an A+ or A rating. Thanks.
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Interest Only Mortgage : Investment/savings strategy help
I currently have an interest only mortgage and have been putting money away over the past 8 years into a combination of equity ISA's, savings accounts, and maximising my company SAYE and partnership schemes. My mortgage is £215k. and currently I have about £65k built up; £34k in company shares that I'm still locked into,…
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Buying paper share certificates for someone else?
Would appreciate if anyone has any advice on this. My girlfriend's brithday is coming up and I would like to buy some shares for her (yes, I know, doesn't sound very romantic, but it takes all kinds...). I'm looking to spend approximately £100, not including fees. Being pretty inexperienced in this though I have two…
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Kaupthing Edge
Hi I am thinking of opening a Kaupthing Edge Savings Account where the interest rate is 6.55% AER. Once I deposit the £100 minimum deposit to open the account will that amount start earning interest at 6.55% or is it just deposits greater than £100 (so first £100 earns 0% interest). The Kaupthing terms & conditions do not…
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L&G S&S Ethical ISA, advice?
Hiya all Wondering if you can help me. I deposited 7k into the L&G S&S Isa in the last tax year and its now worth 5136 ish. I know S&S are supposed to be "long term" but Im staggered how much this has lost when the other S&S ISA ( Jupiter) has done quite a bit better ( losses not as great, more recovery in Jupiter). I jsut…
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best account for £18k lump sum
hello, i am about to move to london from overseas. I already have a regular current account with Natwest, empty. i think it pays 0.1% per month... i will bring a £18k lump sum, and i estimate my net salary will be around £3700/m (40% taxpayer). i read the "best bank accounts" item as well as the "regular savings accounts"…
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Saving to emigrate
Hi there I am hopefully going to move to Australia at the latter part of 2009- start off thinking about a year and then, if it suits, more long term. I'm going on my own (26yro female) and I dont know anyone there really that can help. Has anyone on here done this or can offer any advice on levels of funds required to aim…
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help im confused
i need some advice i have an endowment policy but it not mortgage linked. we took out a junior bond 4 yrs ago for our daughter its a unit linked endowment policy i was wondering if this could be a mis sold policy and should i cash it in and move it elsewhere?:confused:
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How to Save Money From Gas
Gas prices keep going up, and the money in our wallet keeps evaporating quicker. Steps 1. Drive less 2. Find good prices where you can get the best deal 3.Apply for a credit card which offers gas savings when you use the card for purchases 4. Check the web for deals. With the ever increasing gas prices, use the Internet to…
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Good Savings Account Advice
I'm having the most terrible luck finding a good savings account. I had one with First Direct but it only gave 4.75% so looked elsewhere. I then found Tesco. There were great with Faster Payment transfers in and out, but after a clitch up with their system I couldn't access my account and as it was a internet account they…
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Transferring previous year's cash ISA
Hello, I have already used my cash ISA allowance for this year and have saved £3600 in HSBC e-ISA (6.25%). However HSBC e-ISA account doesn't accept any previous year's ISA transfer-in, I also had a cash ISA in the previous year with another provider and the rates offered by them were market leading rates then. However,…
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Investment Portfolio Bond?
Hi everyone I work as a bookkeeper for small businesses and not for profits and one of my clients has asked me about a Friends Provident Investment Portfolio Bond. I am in no way an IFA and I know the tax laws on this have recently changed so just wondered whether anyone had any direct experience of it. Essentially the…
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new post office account
Hi all, I went to the post office to open a isa with NS and I and the guy told me to wait till this monday because the post office are going to bring out a new ISA with a "very compettive rate".......but he wasent allowed to say what rate it would be. Has anyone heard any news on this ???...........
