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Savings & investments

Archives for August 2008

safest place to invest money from house sale
Just accepted an offer on our house. Fingers crossed it goes through and we are going into rented. We have £725k to bank. From which we will need £1700 a month to cover rent the rest we will leave in. I am worried about where to but it. I know Northern Rock are 100% safe, but what about the big banks like Barclays and…
Savings Do I need branch, post, online, ATM & phone access?
Need to stick some money in a new account and not sure how many of these (as per title) I need. Branch, post, online, ATM & phone access? Any views?
With-Profit fund?
Hello everyone, ignore me...sorted out the problems!
Savings account for money from house sale, not good with online banking
Hello everyone. My mum has just sold her house! Hooray! The plan was that she would stay in rented accommodation while looking for her next house, given that house prices aren't really rising at the moment, and given that we thought that selling her previous house might be more difficult than buying the next one. In the…
Lloyds TSB - Hacking Alert!
Hi Hope this is the right place to post this but just had call from SIL to advise me to beware of Lloyds TSB. It appears that somebody has created a duplicate site that you enter all of your personal details onto as you would when using online banking. The upshot is that they have taken a £30k loan out in my SIL's name and…
6 month bond
Looking for solid high income 6 month bond....Any ideas.? Thanks
Help with saving
afternoon I am needing to know the best way to say for the next 6 months. Would be roughly putting away £500-£1000 each month but i am the type of person that i just spend it if i have it. Is there a way i can save it without touching it for around 6 months to help me save? any help would be great
Giving money to my wife
I am a higher rate tax payer. My wife does not work at present so she is not having any taxable income. I was thinking of opening an instant access savings account and a cash e-ISA in her name to take advantage of tax-free interest on savings. However, I have a few questions: 1/ If I give my money to my wife and she earns…
Halifax International 10% Fixed Rate Savings - Save Up To 2K A Month
Has anyone done any serious thinking about using Halifax International Regular Saver to save £2000 a month in theior fixed rate term? I think this was discussed previously with the conclusion being that there were no problems with this. Has anyone actually used this themselves and is there anything which people should be…
Nationwide Esaver
Thinking of putting 33k in Nationwide esaver. Do they do monthly interest? If not can anyone recommend a high paying monthly income account with a "brand" name. Don't really fancy Iceland or India !!! :D No tie up with halifax/HBOS. Already have account there.
Fast Payments Query
I have stnading Orders set up between my savings account and current account, it's between A&L and Barclays. Does a standing order benefit from the Fast Payment system or would I have to do the transactions manually to benefit from this?
Where is the best place to invest...
£5,000 for my son who was born last month. His Grandad wants to give him £5,000 and wants me to invest it, but apart from a normal account what else would anyone suggest? What is a good rate for kids these days (being skint all the time means I don't keep up with savings rates). Basically we wouldn't want him to have…
Where should I stash it?
Hi guys (and girls) just a quick hello its my first time posting! I have a bit of a dilema and could do with some advice. Basically the condensed version of my story: I currently live alone with the flat I live in being scheduled to be demolished January 1st 2010. This is all fine with me and ive decided to use this…
Bradford & Bingley results
I am told that their 6 month results are being released on Friday, have fingers crossed that they are still ok to keep my savings with, plus I have over the protected limit with them
FSCS increase to £50K
Does anyone know the status of the proposed increase in compensation provided by the FSCS to £50K ? In particular, 1. is it definitely going to happen ? 2. when will it happen ?
shares for young people!
Hi, I have a 10 year old daughter who is desperate to buy some shares (we start 'em young round here), does anyone know a broker who will deal with young people, or at worst a UK broker that runs a 'guardians account' whereby I can buy shares in her name?? TIA, Tony.
Quick understanding required
I always thought that interest net of tax was based on Gross - 20% (or 40% depending). Is that not correct, is net actually based on AER - 20% (or 40% depending)? In which case, and maybe I shouldn't ask in fear of being confused further, how come companies offer 12 month fixed bonds at 7.15% AER and 7.15% Gross, and 36…
Buying and selling shares - CGT question.
Hi all, long time lurker, first time poster. I am a newish investor to the stock market who has tried to take advantage of the massive drop in banking sector shares during the credit crunch. I have done alright for myself so far and am looking to take a quick 15% profit as I think that the turbulence in the market will see…
Leeds Building Society Inflation Buster ISA - a good deal?
Hey everyone :) I saw this on MSN money: http://money.uk.msn.com/guides/product-reviews/article.aspx?cp-documentid=9359452 My partner and I have both filled our ISA allowance for 08-09 already (with Icesave), but I was wondering what people thought of this deal from Leeds Building Society. As a higher rate taxpayer, is it…
Opening an ISA
I am ready to open an ISA but just have a few questions. Im going to put the full £3600 in but may need to withdraw some of this during the year (my money is currently in a graduate account earning no money. I have gone through the guides on this site and Icesaves Easy Access ISA at 6.1% seems the best option, am I…

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MSE News

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