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Kaupthing Edge: no joint accounts
Over the past few days I have applied for the MSE recommended high interest account with Haupthing Edge. All went smoothly until I asked why the website would not allow me to set up a joint account. The answer is: Haupthing Edge do not provide on-line joint accounts "at this time". They have no date for when this will…
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AER interest rate
Does it make any difference to the AER on a savings account if the interest is paid monthly and is paid out of the account rather than being retained within the account or is this already taken into account in the AER calculation?
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Transfering money to Kaupthing
I've opened a Kaupthing account with £1 from my linked account. I'd now like to transfer a large sum from my Sainsbury's savings account to the Kaupthing account. It seems Sainsburys allow direct transfer to any account which would help in doing the transfer to Kaupthing in a single step (and thereby losing interest on…
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What next with savings?
Hello, Any wise old owls out there who can help me with what to do next? Debts - gone! This year I paid off all my debts including my student loan I took out in the mid 1990's, plus paid off my credit card and am debt free. Savings - Isa - Full! After paying all my debts this year, I managed to get £925 into an ISA before…
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Premium bonds - odds of winning
I heard that the odds of winning were lower than they used to be but wondered what the chances were now compared to national lottery for example.
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A funny lloyds TSB tale
http://news.bbc.co.uk/1/hi/england/hereford/worcs/7585098.stm I've highlighted the part where I literally lauged out loud :rotfl:
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Kaupthing Edge & Faster Payments Service
Just sent an email to Kaupthing Edge asking when they intended to sign up for the Faster Payments Service as per: http://www.apacs.org.uk/payments_industry/faster_payments_service.html It'll be interesting to see there response and speed of reply... [Edit] See post #7 for the answer
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YBS 6 year guaranteed investment acc
Received an email from Yorkshire BS today inviting me to partake in this new acc. Minimum investment £3600 guaranteed 32% over 6 years. I would not touch it with a barge pole,has anyone been tempted . I have just noticed they have 4 year acc that offers 19%. Any views welcome
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Selling Shares
Hi, I have some shares released to me and have now received the share certificate. I did once sell some through my bank and it was a quick & easy process, but they don't offer the same service now. So how do I sell shares? I want to do it fairly quickly as the price is good currently. Can any high street bank do it for me?…
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Unemployed and savings income
Can anyone give me some advice on my tax situation? I was working from April 2007 to December 2007 but left the job as I was unhappy. Since then, I have been unemployed (through choice) although I have not "signed on". Since I don't have an income from a job, what is my tax situation/entitlement? Ignoring my savings in…
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Savings Returns beating shares
http://news.bbc.co.uk/2/hi/business/7584227.stm I thought MSEers might find this articl interesting.:o It's a savings account for me then;)
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Quickie!
hi, sorry tobe thick but am i right in thinking a savings account @6.5% taxable will give more return on your money than 4.6% tax free? thanks
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Best investment options?
Hi everyone This is my first post here, so please be gentle with me ;-) I'm a trustee for my late mother's estate. We have £30-40,000 to invest somewhere, and it needs to provide some income for my dad, about £150-£200 per month. We'll probably put it into a high interest account for 6 months while we decide what to do,…
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Premium Bonds - When's the draw?
Quick question.... when exactly is the premium bonds draw? I'm cashing my bonds in and thought i may as well wait until after the draw until i do so. Only problem is i can't find when the actual draw is? thanks ian
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Bargain Shares?
Hi there, Just a quick question - am looking to invest for the long-term (25+ years) and am just wondering if anyone has any informal suggestions (not advice.. ;) ), as to any bargain shares that might be worth investing in? Any suggestions would be greatfully recieved. Thanks Ben
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Back to BAGGING - Carpetbaggers return
DOWNTURN 'SET TO TRIGGER BUILDING SOCIETY MERGERS' KPMG, the financial services firm, has reported that the current housing downturn could trigger a wave of mergers among building societies as bad debts from mortgages rise and profits fall. The KPMG Building Society Database 2008 suggests that while the 59 remaining…
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Declaring interest earned on 1 Year Bonds
I'm a little confused on how one has to declare interest on a One Year Fixed Rate savings bonds which straddles two tax years. Do you have to ask the provider for a certificate for that portion of the interest which just covers the year in question for which you have to submit a tax return, or do you wait until the bond…
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Savings and tax question
Im 16 years old and i know little about this which is why im asking here. I understand that i'm currently allowed £5435 of non-taxed income. What i was wondering is say i invest £100,000 in a 6% gross account. Will i get the £5435 a year not taxed thn the remaining £565 taxed at 20% OR will the 6% be all taxed staright…
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Free Savings For Your Kids
I have recently discovered a site called Kidstart that allows you to save for your children as you shop, so those of you who are like me & do alot of online shopping your savings can soon mount up. The site has links to a number of high street retailers from Asda to John Lewis so whatever you are looking to spend your…
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savings terms and conditions
Hi all, I have been checking the terms and conditions of a few savings accounts i am thinking of opening but when i read the terms and conditions they have the same line as this. ***I have not subscribed and will not subscribe to another cash ISA in the same year that I subscribe to this cash ISA.*** I currently have a…
