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Nationwide: problem with ISA transfer
Just wondered whether anyone else had experienced a similar problem with transferring ISAs to Nationwide. I applied to transfer my Kent Reliance ISA to the Nationwide Fixed Rate Bond over five weeks ago, got a letter confirming that Nationwide would be doing this on 31 March, and a letter from Kent Reliance on 16 April…
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BM 6 month bond
[FONT=Helvetica, Arial, sans-serif]Yesterday I received an application form from Birmingham Midshires for their 6 Month Fixed Bond. I know I should understand this now, but have to ask again about the difference between gross interest and AER. I have rather pointlessly chosen the monthly interest bond rather than maturity…
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Discount Brokers
At last a method of investing without paying heavy commissions etc. Thank you Martin (or Dan) for bringing to my attention, I wish I knew of this last month! I have invested in ISA's etc for a number of years with a particular FA but have done so begrudgingly as I know he is being paid on-going commission for doing F All.…
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Paypal INTO Icesave?
Is it possible for you to use paypal and Icesave? I wish to deposit some online earnings in to icesave but can i do it via paypal (where it is now)? Any help is thanked!
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Alliance and Leicester
HI, I was browsing through their website and came across the esaver which pays 6.5% yearly gross which cane be linked to premier current account at 8.5% for balances up to 2500 quid. The esaver is almost 2% more than my current Halifax web saver, which is at 4.65%! Does anyone have this account. Anyone banking with A&L,…
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Living abroad..
Hi Everyone! I am planning to sell up, buy a boat to live on and cruise around the world for a good number of years. I will need to put my cash, about £250,000, somewhere safe, and draw off the interest every month to live on. Is there any way I can minimise paying tax on this interest? Will I still be liable, even though…
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£100,000 from house sale...whats best?
Hi all, I'm about to complete the sale of my house. I've relocated to a new area and I am currently renting. The plan is to look for new home over next six to twelve months. I'm going to end up with around 100,000 to invest after I clear my last CC debts. Not sure the best thing to go for. I want the money reasonable…
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PerfectDay Financial Consultants
Hi, I've been offered the opportunity to get a 'financial healthcheck' with a company called PerfectDay financial consultancy. Does anybody know if they are any good ? the website seems ok but i'd like to know a little bit more about the company if anybody has any info they would be willing to share ? regards Ed
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BACS Money Transfer - ING Direct, Halifax and Sainsburys
I have a couple of questions re: BACS payments :- Q1. Does anybody know what the restrictions are for ING Direct when transferring money out of the Direct Savings account to accounts held with other Banks ? HSBC restricts it to £10,000 per payee, per working day, from each working account. It can be really annoying having…
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Financial Preference Bonds Paying 8.5% Interest
I m not sure everyone knows this but people like Citigroup and Deutsche Bank are paying 8.5% coupons on their bonds Has anyone gone ahead and bought these? Which brokers did you use. You are 2% more interest for lending to a massive bank (which is unlikely to go bankrupt) then the top payer Icesave which is more of a…
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One for the oldies - Saga 1 year fix paying 6.97%
By opting for monthly interest option - the 1 year fix account is paying 6.97% gross. Drawback....only available to us wrinklies. http://www.saga.co.uk/finance/spf/home_fixed_rates.asp
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Tracing Child Trust Fund
Hi all I'm not sure if i've put this in the right place or not, but we don't know where the government has put our Child Trust Fund (well, my sons money not ours lol) We were late finding somewhere to invest it and i think it went into Egg or something like that but i'm not sure. We only ever received 2 statements from…
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my first time ,£15000 kicking its heels
My motheringlaw who is from denmark/and lives there thankfully)has £15000 in capital bonds which aren,t doing very well at the moment.She has decided to move them but doesn,t know where to.She doesn.t want to invest the money,just to put it in savings of some description.easy access to the money is not a problem ,neither…
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my first thread£15000 KICKING ITS HEELS
It,s my first time so please be patient.my motherinlaw overseas(luckily)has£15000 in capital bonds but as they are performing badly she would now like to move them to a high interest savings account.easy access to the money is not an issue.If needs be it isn,t a problem putting it in my wifes name.she like a lot of…
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Nat West Diamond reserve ?
Is it possible to do a BACS transfer into this account from another account held at a different bank ? I've been asked to pay-in some money into a friend's Diamond reserve account and was wondering if I could use my bank's online payment system. Thanks.
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Charges for share ISA
As a keen follower of Money Saving Expert I went to Hargreaves and Lansdown to open a stocks and share ISA after reading Martins advice on the cheapest deals. I chose the HSBC FTSE 100 Index Tracker for which they quoted no initial fee and an Annual Management fee of 1%. While I was at it I checked around and found that my…
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Mutualities?
I was impressed with the Liverpool Victoria Advisors description of these i.e. that the profits do not go to share holders, but are they a good place to invest your money? and if so what other mutual companies are available and have a good history of returns?
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Is it safe to invest in stocks and shares?
I have quite a bit of money to save but don't know what to do with it. With the bad press at the moment I can't decide :confused: which way to go. Can anyone help???????
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Children Saving Account
Hi, We have just had our first child and my father wants to put £25.00 per month for 25 years into a savings account for his first grandchild ideally my we do not want our child to have access to this money until that age. This is because I had the same investment for myself and drew it out at 18 and it lasted me only a…
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Nationwide Online banking
Does anyone know if they are back? They were down yesterday, and when they came back I typed my 3 numbers in correctly, but it said I had not. I am afraid of trying a 3rd time as I will have to get brand new numbers. Tks
