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Inflation CPI vs RPI & Money supply M4
Gripping title, but i thought i'f have a stab at the numbers, off the national audit sight. Rather than beliving that inflation is 2.5%, or whatever, when everyone knows its not. I took the RPI index that the gov stoped using some time back, but which contains, council tax, and other house-linked expenses, took a sensible…
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Sarasin Agrisar - one to watch maybe ?
See: http://www.h-l.co.uk/fund_research/security_details/sedol/B2Q8L64.hl It has a broad brush agriculture theme. Only about 15% direct agriculture commodities, the rest agricultural infrastructure shares - related technology, land, machinery etc.
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Lloyds TSB monthly savers acc
Looking at the articles about regular savers accounts on this site i see that Martin has stated that the Lloyds TSB mothly savers account interest is at 8%. When i click on the link it states that it is 4.55%, Am i missing something or has this site just not been updated. If that is the case what regular savings accounts…
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Childrens Savings
I've not been around the forums for quite a while and I'm long out of touch with what's currently available,so I hope someone can help. I'm after some advice on the best place to put my son's savings. He is 16 years old, a non tax payer and has approx. £3000 to save. I was thinking of putting it in an ISA, but as a non…
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CTF query
Apologies if this is covered else where, but is it possible to open a passive equity tracker CTF with lower fees. I've tried all manner of searches at various online financial websites but not seen any yet. Thanks
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Closing savings accounts
I'm just wondering what people's opinions are on closing savings accounts? I'm asking as my Egg Instant Access savings account has recently dropped interest rates to below the B of E base rate, I am contemplating closing it. However, I figure, if you are a long time customer of a bank, even with just a small amount in a…
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Non-Working partner - Savings tax allowance
Hi all, My partner does not currently work as she looks after our new little nipper. What is her tax situation with regards to investing money in high interest accounts? Many thanks
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Trust Fund
Hi, Does anyone have advice on how I can find the contact details for the Registrar of a Trust Fund Company? Many thanks Nicola
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Not Too Late to open an 07/08 ISA account!!!!
Thought i was too late, but just managed to open an Egg ISA for 07/08. Anyone that thought like me, it was too late........it isn't. It's best to apply for a regular Egg savings account first so you become an Egg customer immediately (this will speed up the application process). Then after your savings account has been…
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What to do with some spare cash
Hi, thanks for looking. I have approximately £18, 000 in a cash ISA and around £50, 000 in a savings account. I am sure there must be a better way to make my money work for me - any suggestions? I have considered going to an independant financial advisor but find it tricky to trust such people. As I currently have no…
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Bradford & Bingley Shares
hello everyone! I have 250 shares from Bradford & Bingley. I do not know much about shares and investing at all, so would like anyones advice please :) Basically, I know vaguely that Bradford and Bingley are in trouble and there share price is dropping every day, people seem to think that they are going to go the same way…
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dgf njhg (my 3yo son's first post - Awwwwww)
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Kent Reliance Direct ISA BACS Payment
Has anyone paid money into there Kent Reliance Direct ISA by using the BACS facility? I ask because my brother has a ISA with the society, he has always paid in using a cheque facility, is it ok to pay into it using the BACS facility. Also, the new tax year starts on Sunday 06th April, if he did use the BACS facility,…
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Is My Isa Any Good? Help!
EXACTLY 9 YEARS AGO I STARTED UP A MAXI ISA WITH CIS PAYING IN £100 A MONTH. 9 YEARS ON THE CASH IN VALUE IS £13,723. HAS THIS REPRESENTED A GOOD RETURN, OR SHOULD I BE SHIPPING SOME OF THE MONEY OUT INTO OTHER ACCOUNTS? :confused: PLEASE HELP! THANKS GUYS
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23 year old needs your advice. lump sum to invest plus monthly payments.
Love the site, my first post and I hope you can give my your advice. This is my situation Age: 23. Job: First year as a trainee accountant with a big accountancy firm in london. Living arrangements: I live at home with my parents (I get on well with them, although ideally would move out and rent with friends the right…
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Yorkshire Building Society
Hello Everyone, This is the first time I have posted and I'm wondering if anyone would have some good advice for me.....I opened up a Regular Saver account almost a year ago as recommended on this site.Today I went into my local branch to see how my little nest egg was developing to be told that as I would not be entitiled…
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Flexible Option Bond?
How good is the advice I am getting from an IFA? I have recently inherited £40,000 from my parents. I want to keep about £10,000 on easy access, and have taken IFA advice to put £7,000 in a unit trust based ISA. He wants me to invest the remaining £23,000 in a Scottish Widows Flexible Option Bond, which has received many…
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home for 9k
I have posted a thread on "banking & current accounts" and am not sure I can do another one? Can anyone suggest where to put 9k in a joint a/c with twin sister who is in USA. I have enduring PofA .
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Sainsbury's Bank - payments out taking four days
I'm just wondering if anyone else has had experience of their payments out of Sainsbury's Bank to another account at their own high street bank taking four working days to arrive (eg debited on the 25th March arriving at my bank on the 28th) when using the internet banking for their Internet Saver account? I've been moving…
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Pondering on best way to invest
Hi all, My Mum got left a hefty sum of money (somewhere in the region of £80000) about 3 yrs ago when my great aunt died:( . She was advised by her bank to put it into a savings account which she couldn't touch for 3 yrs or so, this she did. Thats up for renewal this yr and I was wondering if it was better for her to put…
