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Sold up and working abroard. Where's best for my savings?
Hi All I've just sold my house as I am about to start working in Australia. I am not sure yet whether this will be a temporary or permanent move. Once there I intend to rent in my new location at first as I would also like to settle in and find which area/s I prefer. There have also been major increases in house prices…
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Transfering a ISA
Currently have well over the 35k with one bank, so am looking to transfer my cash isa (always maxed out from the start) to a better rate with someone else. can i just transfer and then top up with this years allowance. 1 which safe bank or setup offers the best rate at the moment 2 should i top up before or after thanks in…
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Bacs
I,ve just changed my ISA from Halifax to A&L. the money was repaid on 28/03 by BACS but has not yet gone into my new ISA. It's £14,000 and it looks like I'm losing interest on it. How long should BACS transfers take? I thought they should be immediate.:mad:
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Desktop Ticker
Anyone know of a free desktop ticker for UK based stocks, funds etc. Doesnt have to be real time just something that works and recognises ISIN's etc
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Northan Rock Silver Saver-down again
Yet another reduction down to 6%, other than the £35000, surely this will result in lots of withdrawel. Its well down the list now, i thought they wanted Investments?:confused:
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Kaupthingedge can't have a joint account
I was going to open an account until I read their terms which states The Account cannot be held in joint names or as a joint account This is the first time I have come across this, shame as it pays the top interest
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Best saving account for lump sum with interest paid monthly
I want to move some money out of an old savings account into a new one. I have looked through martins articles for the best saver but I can't seem to find which out of the top earners pay interest monthly. I have filled my ISA's and want a savings account that calculates interest daily and pays it monthly (with the best…
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Where To Invest >200,000 pounds with maximum interest and security?
Hey. I recently sold a house to liquidate the cash as I no longer spend hardly any time in the UK, I invested in a savings account with HSBC offshore, but each time you transfer money out of the account, they stop the interest for the whole month. As Im not in the country for more than a month per year, I dont want to pay…
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Help!! Urgent savings needing a home!
Ok......i've no savings accounts, so it's new to me! But just sold a house and want to place my share somewhere until i decide to buy another place. Wat's best ISA or i was looking at Alliance n Leicester Online banking account,which is looking quite good on interest! Wat should i be looking out for etc.... N should I…
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Too Late for 07/08 ISA - where can i put my £3000?
It seems that most banks are no longer accepting cash ISA applications for the 2007/08 tax year. I have £3000 to deposit (still have it in a cr*ppy Abbey Savings account). Any ideas where i can put my 3 grand to get the best benefits? Should i still apply for a Cash ISA (for 08/09) or are there any high interest 'savings…
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Icelandic Banks
Hi folks - Thanks for looking. I have read posts on here with regards to the risks with using Icelandic banks. I have a largish pot of money to invest and am looking to invest it straight away. I have posted with regard to this before (so those who have read before please don't fall asleep!) but would like more specific…
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Is there a better home for my money?
Unfortunately, nobody answered this for me yesterday ... would REALLY appreciate your thoughts ... We have been saving £30 per month (Prudential With Profits Long Term Saver) for 14 years and 16 months ago increased this amount to £50. I'm not sure whether this was the right thing to do now. Lastest account summary reads…
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Share Co & Free shares offer
Share Co (Used to be the Share Centre Co.UK I think) are offering 200 free shares to anyone who transfers a PEP or opens an ISA up to 4th April. They are becoming a plc later in the year. The transfer must be worth £7000 or more. Has anyone been tempted?. I was wondering whether to transfer a PEP I have that is held direct…
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Withdrawing From Bath BS Regular Saver
Anyone doing so might want to ask Bath BS to post the withdrawal cheque First Class. ..... I asked for mine to be transacted and posted on Monday 31st March so that it would clear by the end of the week. Bath BS, transacted and posted the cheque on 31 march, was posted second class post.:mad:
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NS&I-Index Linked Save Certs-Rates Drop
A massive drop of 1.0% down to 0.25% above RPI just announced on new 3-yr certs. 0.35% above RPI on new 5-yr. Not a good buy anymore which means NS&I think inflation is here to stay. So much for the long awaited new certs. Glad I locked in at 1.25% and 1.35% last year.
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Can some explain this.
Hi i've got a Lloyds online regular saver at 8% running for two years. After one year i had £3500 in the account and the interest was added which came to £132. I'm sure its to do with taxes and also the fact is gross % or what ever but this works out at 3.8%. Why is it so low.? Thanks
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2 silly questions on transfering ISA
ive just opened an isa with A&L, i want to transfer my Halifax ISA to it. A&L have sent me the 'cash ISA account transfer form', but i have 2 questions which probably sound really stupid! 1.It says on the form to send it to my existing ISA provider yet they have included an envelope addressed to A&L, im guessing this must…
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Icesave- Martin is wrong.
Iceland Economy, Banks Are `Sound,' Central Bank http://www.bloomberg.com/apps/news?pid=newsarchive&sid=azU5WUqUr9Bg 02 April 2008 Iceland Bank Default Swaps Rise Amid `Unscrupulous' Speculating http://www.bloomberg.com/apps/news?pid=newsarchive&sid=arSACxBR9m6A 31 March 2008 How safe are your savings?…
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Tax on interest question
Hello there, Hopefully this is the right place for this Qu, if not, sorry ;) Anyway, my question is about the deduction of tax on savings account interest. My daughter has a part-time job whilst at college, and I understand that normally she is under the current limit and can be paid interest gross, not net. What she was…
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Premium bonds/Savings-whats best
My mum wants to invest £100 x 4(one off payment to each great grandchild). She suggested premium bonds but i said she would be better off opening a savings account for each child. Which would be better? The oldest child is 18 months so looking for long term growth. Receiving the money when they are approx 21. She wants me…
