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Transfering a ISA

Currently have well over the 35k with one bank, so am looking to transfer my cash isa (always maxed out from the start) to a better rate with someone else. can i just transfer and then top up with this years allowance.

1 which safe bank or setup offers the best rate at the moment
2 should i top up before or after

thanks in advance

Comments

  • hi tivo,

    best rate atm is Lloyds TSB 1 year Fixed Rate ISA @ 6.5%.

    Thread is here - lots of complaints but my transfer is now almost complete and worth it for the better rate.

    http://forums.moneysavingexpert.com/showthread.html?t=725969

    Top up before transfer if your current rate is better than the very low rate Lloyds pays for < £9k (details in the thread).

    Happy reading;) .
    "Success is the ability to go from failure to failure without losing your enthusiasm" (Sir Winston Churchill)
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