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Savings Account Instead of Pet Insurance
I want to start a savings account for my new pup instead of paying pet insurance. I'd like to put £50 a month away, but don't need instant access as immediate vet's bills will be paid by credit card. Can anyone suggest an account with a decent interest rate where I can get the money out in 30 days and it's all done by…
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transfering ISA quick question
hi all my wife need to open a ISA for 2007/08 i know the deadline is a day away could if she opens up an ISA one with her current bank then can she transfer to another bank e.g ICE SAVE after as she has missed the deadline for that? thanks
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Alliance and Leicester 10% ISA linked to investment?
Just been into our local branch where we have arranged to transfer some ISA funds from other providers, to take advantage of the 6.25% rate that A and L are offering. While we were there, we discussed the 10% ISA deal that they have starting on Monday, where in order to get 10% you have to invest an equal amount in their 6…
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Moving abroad and tax
Hi all, I have just moved to Belgium to start a new job, dont know if i will be back to the UK or not, and I have few questions about my finances in the UK: - I have a sizeable portfolio with H-L, an ISA account and a normal dealing account. Is it a good idea, from a tax perspective, to keep this acount if I am not…
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Faster Payments Scheme
Just had a leaflet with my Nat West statement, stating they will be operating the "Faster Payments" Scheme, which allegedly comes into operation on 27th May 2008. Now this will only apply to banks (and presumably building societies) which participate in the new scheme. So does any one know which other financial…
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Bradford & Bingley 6.81% AER Fixed Rate Bond
Just got the nod from a contact that Bradford & Bingley have a 6 month bond due out on Wednesday 9th paying 6.81% AER monthly and 6.70% Annual Interest. Apparently it won't be available online though, just through branches. Looks like a good deal if base rate goes down on the 10th April as expected.
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Principality Building Society Thread
I can not access their website to check latest interest rates. Anyone else tried?
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Britannia BS Homesaver
Their Homesaver account offers a 7.25% AER variable rate, interest paid annually, min balance £250 and notice period of 90 days. Other conditions state: "Any withdrawals or closure are subject to 6 months notice and 180 day loss of interest penalty, unless the investor applies for a Britannia mortgage, when instant access…
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WYSIWYG £-$ exchange rates?
W hat You See Is not What You Get? Where can I compare online actual obtainable exchange rates and not just the base rates? Also anyone know best place where I can see a live currency graph?
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ING 6.5% Fixed
I know ING are famous for offers restricted to certain members but I had an email offering 6.5% fixed for 6 months or 6.2% fixed for 12 months. It's on sums above £5000. It seems a reasonable offer, but is it too little too late from them?:confused:
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Investing more than £35k???
Hi I would like to invest a large sum of money, but in light of the recent events with Northen Rock, I worried about putting more than £35k into any single institution. Is there anyway I can invest more than this amount and still get protection, or do I just have to spread the risk with more than 1 instituion. Things would…
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Fund performance league tables
I’m trying to understand insurance bonds and performance comparisons. I’ve put £70,000 into a Halifax Managed Income fund. I’ve found a website called Trustnet.com which gives league tables of funds. My Halifax Managed Income fund comes in at 431 out of a table of 454 funds in something called the Balanced Managed sector –…
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shares
I am in a company share saving scheme which finishes end of Dec this year. I will be entitled to 800 shares and provided the current share price does not drop this will give me a tidy sum of 16K. I am unsure what to do with the shares when after I exercise my right to buy shares. Can I use the £7200 worth of shares and put…
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Pot Of Coins
hey, im going to uni in september and i have a pot of coins such as 2ps, 1ps and so on, which i have been collecting and i want them to be put into my bank acounnt. but i have heard that some banks wont put money in my account as it is all in coins, is this true or is there another way that i can put this money in my bank…
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Extremely urgent advice please on ISA
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Query about ISAs - answers needed in the next few days please!!!
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Barclays cash ISA
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joint account tax
Just a quick question. I am now lucky enough to be able to get some savings behind me and obviously want to avoid paying too much tax on my interest. I pay the higher level of tax but was wondering how the tax would be worked out in a joint account, ie i am a higher rate tax payer but my partner is not? Any advice is…
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Which UK banks accept HMRC form R105?
I'm moving overseas for a couple of years for work purposes in September. In my case I'll become non-resident and not ordinarily resident from the date I leave the country, so the UK will lose its right to tax any interest earned on cash savings held with UK banks - but according to HM Revenue & Customs this is only the…
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Regular savings account & fixed rate ISA - advice please!
Hi, I'm considering opening this account: http://www.hsbc.co.uk/1/2/personal/savings/regular-saver - 8% AER/gross fixed for 12 months on deposits of £25 – £250 saved each month by standing order from your HSBC Bank current account Now bearing in mind I've got a HSBC account so qualify etc. and I plan to save £200 a month,…
