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Unclaimed share dividends
Interested to know if other people have been approached with this. I recently got a letter from Capita Tracing Solutions saying that I had unclaimed dividends (small amount of money) from National Grid or an associated group company and that they would provide the funds for a fee of 15% + VAT. I've lived at the same…
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Regular Savings Accounts
Having looked into this yesterday, it looks like a lot of banks/building societies have dropped their rates. For example Lloyds TSB used to offer 8% and it is now down at well below 5%. However, I have found an account which looks capable of paying 8%. It is the Family Regular Saver Account from the Norwich and…
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Savings accounts for nieces
Hi Peeps, I have 2 nieces aged 1 and 3, and now my debt is nearly sorted I want to set up some form of savings account so they have some money to start with when they reach 18 to pay for driving lessons, university or beer (ok well not beer). I want to put in 10 pounds a month to start with, via DD, I may increase that…
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Cash Cow
My first virgin post. I have had a look at other similar posts but was wondering, I have got 400K that I want to have security in the knowledge that it will be safe. I dont want to split it into 13 accounts so I am covered up to the 35K that banks provide insurance to. Im probably going to dump the lot in Kauphing Edge,…
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£100K - Where Do I Put It??!!!
I'm shortly to receive around £100K inheritance and dont know the best way to invest it?? Should I pay off some of my existing mortgage or is there a much better "home" for my money?? Any ideas?? - thanks!!!
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Which savings accounts accept Power of Attorney?
I want to open a couple of savings accounts (<£35K in each) with decent interest rates for my mother for whom I have Power of Attorney. The first two accounts I tried have turned me away (Kaupthing Edge and A&L esaver account don’t accept applications based on PoA). Rather than me waste a lot more time trawling through…
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Help with what's best for me?!
Ok.. I'm getting a bit confused atm. I'm 18, I don't have a lot to save.. minimum would be about £50 (after I buy a laptop). I'm looking to find a better savings account than the one I have at the moment (I have a Nationwide Smart Cart Children's saving one, which pays about 5.5% interest I think). I know that the interest…
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Children's Accounts
Hi All First post on this board (and feeling all sensible)... I want to set up an account for my daughter (2), this will have at least two people paying in to the account at least once a month, I don't know how much per month the other person is wanting to put in, so ideally one that doesn't limit the amount, but has the…
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Are Kaupthing and Icesave too risky?
Read a number of articles recently talking about the increased risk of most of the Icelandic banks especially Kaupthing and Landsbanki (Icesave). Including this taken from moneysupermarket.com Although I know that they are both covered by the guarantee scheme for the first £35k in each finanical institution, if they were…
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25k to play with!!!!
Hi, Ive been a good lad and saved up 25K. I have a 46k mortgage fixed at 4.25% till dec 2008. I have a regular job earning 26k a year and an ebay business for my spends!! Im 31, single and bloody happy BUT im wondering what is the best way to channel my money? Pay off mortgage, invest, keep as savings in ISA's / savings…
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Advice re: money please? (I know that's quite general..)
Hi everyone I'm trying to sort out our finances as my husband is frightened by the 27yrs remaining on our mortgage (so am I!). It's an offset one and so I'm trying to make sure I'm doing the best thing with our money and maknig the most of it. It's proving to be a little difficult for me to get my head around and so I'd…
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Northern Rock-MYOB
theyve got a cheek-asking why i want to transfer money out-hope everyone puts undisclosed like me-what a cheek!:mad:
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FirstSave
Morning, Well I am fuming with this savings account, opened it a while back just put £100 in it. Heard then it was Nigerian so changed my mind and transferred my money back, in doing so it said I had to close my account and wouldnt be able to view it again. Money didnt appear in my bank so called and was told by and…
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Is it possible to cancel A&L Premier Current account and re-open later?
Hello. I'd welcome a little advice... I've decided to cancel my A&L Premier Direct current account (4.5%) and move to the Halifax (6.1%). Is it possible to re-apply, after a certain period, for another A&L Premier Direct current account (currently at 8.5%)? Also related to this, if successful, does it mean I would be…
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Kaupthing - initial deposit/minimum balance?
Hi all Can anyone who's opened a Kaupthing variable rate account tell me when I need to make my initial deposit please (I spose what I'm asking is, what is the minimum balance? I can't find this anywhere on their website/T&Cs)? I know I don't get any interest until I have £1000 in there and don't have enough at the moment,…
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Global rice prices.
You don't have to look far without seeing some news concerning global rice prices hitting an all time high. However finding companies that are reaping the rewards of these prices are so easy to find. Some insight into this would be greatly appreciated.
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Isas
I Have A Stocks And Shares Isa From Previous Years Which I Am Still Contributing To. Can I Take Out A Cash Isa Each Year And Still Pay Into My Stocks And Shares Isa? Advice Would Be Most Appreciated.
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Best Account with Debit/Cash card
I'm just wondering what the best account with a debit or cashcard would be. I'm looking for an easy to access account but with a decent interest rate for when i need to withdraw for my car or for an emergancy. Thank you :beer:
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What to do with inherited money??
Hi there, I am due to get a cheque for ~£80k. I am not sure what to do with this money, although I do know that (some) of this money could possibly be used as part of a mortgage payment (if I find the right house and depending on the market). I have a graduate account and also an mini ISA which I have already used this…
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Lump sum
Hi Not sure if this is the right place for this. I have just sold my house and am due to exchange and complete within the next week or so (providing nothing goes wrong). My query relates to the money that I will have from the sale of my house. I will have a sum of approximately £40k after everything relating to the house…
