-
Isa
How do I set up a new ISA. Want to go for one with the best rate. Currently have over £9000 in my current one. How does it work? Do I just transfer the current funds into a new Isa and then put the another £3500 for this year? Just really want to know the processes. Thanks
-
ICICI customer service
ICICI failed to make scheduled transfers out to linked accounts over a period of three days just over a week ago. Despite emails and phone calls they failed to act promptly to rectify or ameliorate the effects of the problem. After phone calls totalling over an hour I got them to agree a CHAPS transfer at no cost to me but…
-
Rates Dropping - what do i do?
Hello all and thankyou for the time you take to read and / or reply to my post. I am concerned by the way rates are dropping and have money scattered around. my plan was to wait until July then put it all in one account. currently i have £3000 in an ISA with HSBC, £2000 sitting on a HSBC online access account (which i…
-
Joint savings are they included 50/50?
I asked this question on the 'Are my savings safe ' Thread but no response... could someone tell me what would happen in this circumstance... I have several acc's with one bank... ie savings and current acc and ISA in my own name and similarly in joint names (not the ISA I hasten to add) with my husband. How would they…
-
Savings accounts in Republic of Ireland
Over on the (I think) I Need to get £100K into Euros - Offshore/Forex??? thread, someone suggested accounts in Ireland are good if you want to have a Euro account. Does anyone know an MSE-alike site for Ireland, or a Moneyfacts/Moneysupermarket-like rate comparison site? Or can anyone suggest some good savings accounts in…
-
Kaupthing - too good to be true?
Offering 6.8% is obviously going to attract customers, but how safe are these Icelandic banks? Does offering such a high rate suggest desperation in them needing to bring money in to the bank? I hope I'm not breaking any rules quoting another website, but here goes... On:…
-
100k to save! Where?
Hi guys! Have about 100k to save short term as in 3-6 months. Will probably need it after this time length to mortgage again! So low risk! High interest acc? Any advice would be most welcome. Pete
-
Time to start investing in Banking again?
Due to the recent doom and gloom of the credit crunch in the media investors have been selling shares or wary of buying shares in the banking sector. I have been keeping a close eye on this and it seem with the big banks are still pulling in significant profits and share prices still seem to be preforming. As an armature…
-
ICICI Customer support Issues!
Is it just me, or do ICICI telephone support shout at you like you've got a mental age of 5 (apologies to all five year olds) ?
-
Heritable Bank From Iceland 6.80 Fixed For 1 Year.
Icesave One Year fix now knocked off the best buy tables. ( for now) ;) http://www.moneyfacts.co.uk/savings/bestbuys/short-term-fixed-rate-bonds.aspx http://www.heritable.co.uk/
-
Transferring Existing ISAs & Further Investment
I have two Fixed Rate ISA Bonds from previous financial years and would like to know what is the best ISA to invest in for 2008-09? I am considering leaving it in for the financial year or buying a house so would need access to it without being penalised. Also, can I confirm that I can only add £3,600 cash to this ISA for…
-
(I think) I Need to get £100K into Euros - Offshore/Forex???
I have £95,000 that I wish to transfer to Portugal at some point in the next 9 months to purchase a property. And I will also be moving there myself. But not likely to able to get a Portuguese bank account for some time. Been hearing that sterling is likely to fall anything up to 12% against the euro in this period. I know…
-
where can i put my £90,000 to top up my £1200 a month income
I am having to retire on medical grounds soon, my company are giving me a tax free lump some of £90,000 and about £1200 net a month from my pension, but no financial advice, where can i put my £90,000 to top up my £1200 a month income and how much is it likely to give me now or in the future? thanking you in anticipation…
-
80k savings advice please
Hi, I am about to get around 80k and would like some advice as to what is the best thing to do with it, we don't anticipate needing to spend it for at least 2 years, I am a non tax payer and we will be leaving the Uk soon to live abroad. Can anyone help? Thanks in advance Mrs LH
-
How many savings accounts can I have?
This may be a daft question but at present I have two saving accounts at bank, one is a 90 days notice, other just normal instant thing. How many savings accounts could I have? Im trying to get my spending sorted out and think best way that I wont touch any given sums is to seperate it into different accounts - would maybe…
-
How to Sell Shares
Hi Can someone give me some advice. I wish to sell some shares in a company (plc). I have the share certificates but have moved house since the shares were bought. I notified the company of my new address but have never received the annual accounts since then. Presumably they still have me living at my old address. Will…
-
What to do with my money
Hey everybody, I'm in the middle of changing my savings account holder so I kind of have options and was hoping for some advice. I currently have, lets say, roughly £5,000 in savings. I have my ISA filled so that's not an option. I was simply looking at opening an account with Kaupthing Edge with it's 6.5% however just…
-
Beware transferring ISA to Nationwide
-
New Alliance & Leicester 6 month bond on Moneyfacts top 5
Re the title - New Alliance 7 Leicester 6 month bond on Moneyfacts top 5 http://www.moneyfacts.co.uk/savings/bestbuys/short-term-fixed-rate-bonds.aspx?
-
Fixed rates up
Halifax fixed rates have gone up :) Yesterday: 3 months 6.00% AER (5.87%) 6 months 6.50% AER (6.40%) 9 months 6.25% AER (6.20%) 1 year 5.65% 2 years 5.20% 3 years 5.15% 4 years 5.00% 5 years 5.00% Today: 3 months 6.25% AER (6.11%) 6 months 6.60% AER (6.49%) 9 months 6.25% AER (6.20%) 1 year 6.30% 2 years 6.00% 3 years…
