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Kaupthing: changing linked account and fixed bond
Hi, I have two questions regarding the Kaupthing Edge saving accounts: 1) Is it possible to edit the linked account (to load money from another account for instance). Is it possible online? Is there a charge or delay? 2) For their fixed-term accounts, what's happening is removed before the end of the term. Do we still get…
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Advice on savings & repairing credit score
I want to put £3,000 into long term investment for my self and £1,000 for my son and £1,000 for my daughter. What will give me the best return. Also I want to open a new current account. I have a bad credit history. I am going to receive a payout at the end of june. Which I'm going to use to pay off all my old debts and…
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virgin climate change fund
any opinions on this, i appreciate its higher risk any other views? Thanks
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Monthly Saver Account with Lloyds - Rate Halved?!
Hi, and credit to my first post for being an angry rant ;) My dad gave me £1800 from my NS&I account, which I decided after much checking to invest in a Lloyds Monthly Saver account, at 8%... sounded great. Now, I'm several months down the line, got another four to go I think, and I was just checking some Lloyds rates on…
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What to do, to gain the most amount of interest?
Hi, My name is Scott, and I am a new member here. I am a student but have got some money i would like to try and invest. What are the best options? I was thinking an ISA? I would only want to invest for one year. Thanks for any help! Sorry for being vague if I have left anything out!
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ISA clarification
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RNPFN Money Builder - To cash in or not to cash in
Hi I have an RNPFN Money Builder started September 1985 and maturing 31/8 2018 - a term of 33 years! Monthly premium 10.21 pounds. Sum assured or cash option on maturity 5022 pounds Total Annual Bonuses added to date 4007 pounds Surrender value March 2008 i.e now 6016 pounds Projected value of policy on maturity 16,342…
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For Newbies All Moneyfacts Best Buy Savings Links.
http://www.moneyfacts.co.uk/savings/bestbuys/default.aspx :beer:
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RNPFN Money Builder - To cash in or not to cash in
Hi I have an RNPFN Money Builder started September 1985 and maturing 31/8 2018 - a term of 33 years! Monthly premium 10.21 pounds. Sum assured or cash option on maturity 5022 pounds Total Annual Bonuses added to date 4007 pounds Surrender value March 2008 i.e now 6016 pounds Projected value of policy on maturity 16,342…
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£1000 to dabble in shares
I've never bought any shares before, and I want to get into it, but it seems to be such a complex area of finance with so many differing opinions and jargon that i get very confused by it all. However I really want to get into buying up shares, i'm getting sick of earning a measly 5% interest on my money when i know i…
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Long Term investment account
Hi, I'm very new to this part of the board, so excuse me if I sound a little bit thick :o I am wanting to open some sort of account, to put a certain amount of money in each month in order to save for mine and DH future. We do not have a pension at the moment and cannot afford to put into the one through our employers as…
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Which ISA for this year?
I have around 10k in a bog standard HSBC graduate account and have realised that I should be making my money work a bit for me thanks to you guys. So obviously I want to use up this years ISA allocation before it goes and was wondering which one is best. I have read around a little but theres so much information out there…
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Do Icesave actually answer the phone?
I have spent an hour waiting to get through to them. Today they have transferred funds back to my current account to leave a balance of £3,000 in my ISA when I had accumulated over £9k with my previous provider over the years. To say I am angry is an understatement. They say on the website you can transfer balances in from…
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Any decent high st savings accounts ?
Hi guys, sorry for being so damn lazy and not researching this. Whats the best easy access savings account with branch access ? Dont want online, no withdrawl penalties, monthly or yearly interest doesnt matter, wont be holding too much in the account but will probably open with 500-1000 pounds. Im sure this narrows it…
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Ditching Lloyds
The time has come to move all my banking elsewhere. My priorities are:- 1. Cash ISA rate (6%+) 2. General Customer Service (especially if no branch) 2. Ease of moving my current account, dd's etc. and day to day handling 4. Online Saver rate (5%+) 5. Current Account rate I also don't want to have to be doing all this again…
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Where do i put my lump sum?
We have just sold a house and have around £17,000 in a current account. £10k of this is for house refurb stuff and the rest is to go towards our wedding next year (this wedding account will grow over the year, house refurb will all be spent within a year) . As we have loads of spending on the cards, i want to split the…
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A&l 10% Isa
HI, I've got a 6000GBP ISA in previous years in other bank. I think perhaps I can do follows to increase my interests: 1. transfer my previous ISA to a good provider before 07/04/2008, such as Abbey, and it give me 6.25%; 2. open a A&L current account and saving another 3600 GBP after 07/04/2008 in their 10% ISA account;…
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Some Info on a Mergers company
Hi, I am trying to research a company called JR Hoffman & Associates, based in Montreal. I was contacted by them last night re some shares I hold in a company (can't go in to any more detail in case everything is legit and I blow the chance to make a bit of cash!). Basically, they offered to buy my shares on behalf of…
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ISA in new tax year with a different provider
Hello, (Standard ISA not shares) Can you have an ISA 1 year with a provider, then in the new tax year open another ISA with a different provider, whist still keeping you old ISA. Or is your only option to add into the old ISA, or transfer the whole lot to another provider. Basically can you have 2? Thank you
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funds - where do i start
ok i fancy having a dabble in funds but i have no idea where to start, 1stly i am not looking for advice on which fund/s to pick i am happy to do research and make my own decisions on that (allbeit they may be bad decisions :rotfl: ) i only have £1000 to play with so having had a nosey at the HL site that seems to be the…
