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Icesave......noticed a big drop in interest
Hi All, i went to check my Icesave accoint this morning and noticed that the interest paid this month was nearly £50 less than last month:mad: , Wanna move my money now, any ideas whos paying a better interest rate??? samx
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Nationwide website not working?
Is anyone else having trouble with the Nationwide website? I've not been able to get on it properly for a few days, and today it doesn't seem to be working at all! :confused:
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NS&I Direct ISA
Hi, I've got roughly £20k in an NS&I direct ISA. The current rate on it (I think) is 5.05%. Is this a good rate and/or should I be looking to move it? I can't remember now why I was recommended the NS&I ISA. Thanks.
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PlusSaver Or Premier ISA
I have two online savings accounts but have no idea which one to use?
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ISA Fund selection research - how & where
Hi all I am looking to open a Stocks & Shares ISA and like the idea of some type of emerging markets fund (probably looking at opening a Hargreaves Landsdon Vantage ISA and pay approx £75 to £100 per month). How do i go about choosing which fund to invest in? Are there any golden rules or does it come down to gut feeling?…
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Accounts you can open without money up front please
Does anyone know any savings account providers who will a) let a 16 year old save with them and b) let you open an account without giving them any money up front and c) pay a decent rate of interest ie at least 5.9 % gross the reason is of course that for 16 and 17 year olds with an under 18 bank account which is minus a…
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Practising share dealing
Is there a (free) website which will allow me to practice buying shares at REALTIME prices? There used to be something on the Motley Fool website, but I think it's gone. Something as close to the real thing would be fantastic! Cheers.
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Kaupthing Account Opened... now what?
I've just received an email with my new Kaupthing Edge account number and sort code, and I'm a bit unsure about what to do next. I've opened both ING and ICICI accounts in the past and the procedure was different - I sent off a cheque, and if I recall correctly, signed and posted off a direct debit authority form.…
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something a little more exciting
I have around 5k to invest i understand isas and higher interest accounts but does anyone have any advice on any a bit more interesting that may yield a higher return.Any help or advice would be greatly recieved
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Limited Company - A Business Savings Account?
Hi There, I've recently started a Limited Company. As well as being employed full time I'm also earning money through the Limited Company seperate to my full time work. It's for this reason that I don't need to access the finances in my Limited Company and therefore I'm interested in leaving it in a high interest account.…
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Infaltion rising, economy slowing - what for savings?
With the RPI showing that inflation is on the rise here in the UK, and the Public feeling it in their pocket, the BOE still appears to be moving to follow the US by lowering IRs to counter a slowing economy. What does this mean for savings? Should savers keep their money in instant access in case IRs shoot up suddenly due…
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Alliance & Leicester 6.3 fixed bond
I haven't seen anyone else mention it on here but I see A&L have a 12 month fixed bond at 6.3%. Not as much as the Icelandic banks but it is British so should be OK if you keep anything in it under the 35K limit?
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£1500 / month to save
Help is required guys and girls, I have approx £1500 / month to put into savings and was wondering what the best thing to do with it is? I have maxed my ISA allowance this year and will max out next years at the earliest opportunity, but what should i do with the rest. I will need the money next year for my wedding and…
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Form R85
I currently do not work as I am looking after our little boy. I'm thinking of maybe opening a savings account. Or of course I can just have an ISA. Am I right in thinking that I can fill in a form R85 so that I don't pay tax on savings? My only income is WTC (in respect of OH who works) CTC and Child Benefit. I've looked…
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closing a joint account, help please
im getting confused. i am trying to close a joint bank account,which i had with an ex partner. which i havent used for years and i know that she doesnt use it either. i am the principle account holder.(halifax, by the way,lol) and i have no way of contacting my ex partner to sign i have tried several times now to do…
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More than the usual interest
Is it possible to get more than the usual rates of interest. 6-8% just seems so low. ta.
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Cash
I have a nationwide smart account with cash card and was wondering if there is any other way of putting cash into the account other than queueing up in the branch?
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Fixed rate savings
Hi all. Just a question regarding fixed rate savings for any period from 6 months to 3 years. Does anyone have any suggestions of which account(s) to use? I have £30,000+ to invest. I have seen the :Halifax 6 month fixed rate - 6.5% Co-op fixed term deposit - (interest on maturity) - 6.62% - (interest monthly) - 6.59% I'm…
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Another Blow To Savers On The Way
The B.O.E state that there will be another cut in interest rates in April, good news for borrowers but bad for savers, Now here's my dilemma. I am looking very much to going with the Nationwide fixed rate isa on April 6th, currently 6.15% (unless sommat comes along better) now with the current climate would it be prudent…
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Lloyds fixed rate isa
When does the fixed rate start and end when you transfer 9K plus from another provider? I have had 4 different answers from Lloyds branches/helplines. 1) The date you complete the paperwork at branch. Therefore, as my transfer is not able to be started until early May (60 days notice given to current provider) depending on…
