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Coventry BS
I contacted Coventry recently to ask about closing my 60+ esave account and opening a 50+ esave account and was staggered to get this reply; "Once you have opened a Sixty/Fifty-Plus Esave Account you are unable to close and open another." To me, this means that it is impossible to open another Coventry account ever if I…
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Investing in an ETF or and ETC within S&S ISA Wrapper
Hi, I've been thinking about an ETF / ETC in my S&S ISA wrapper for a few weeks, specifically something along the lines of either BRIC, Precious Metals, or Agriculture (livestock/"softs"), but haven't got round to doing anything about it yet. I can't get the EU/UK iShares website to load up - I'm not sure if it's their…
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Investment/Saving in USA advice please
I am fortunate enough to have some money to invest. I have used my ISA allowance and someone suggested that it may be wise to put money in an American bank account since the exchange rate is so good. Are there any limits as to what I can invest and is there any protection as with our system (£35,000 safe money limit). Any…
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Do I just bank this cheque as normal?
Hi, I received a cheque from a relative and it's in Australian dollars. Can I just bank it as normal? Do I get charged any commission or anything?:confused:
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Halifax Sharesaver
Hi all and good afternoon. I've seen a few threads around regarding the Halifax Sharesaver account. I think that it might be a good idea to pool together everyone's thoughts on this account in the one place, in order that interested parties have an easy reference. I know very little about the account and would appreciate…
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Chaps - Icici
Has anyone had a problem with getting ICICI to execute a CHAPS transfer, created online or manually, and if so, how did you resolve the problem?
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changing IFA
i currently have a complaint ongoing with the FOS re my IFA's advice, if this complaint is not upheld can i change IFA's? is there a cost would they be happy to take me as a client knowing i had complained about another IFA? thanks
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Shorting Hong Kong/Chinese shares? Anyone knows how?
Hi all, Basically I have good knowledge about the companies in Hong Kong and China, and I think that about 70% of them are SUPER EXTREMELY UTTER over priced. Take Alibaba as an example, what a stupid company. IPO with PE of 100? A company that doesn't actually generate income? A website that is flooded with fraudsters?…
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Kaupthing Edge .. Are they linked to any other bank??
Hi everyone Im considering opening up a Kaupthing Edge Instant Access Account, and bearing in mind I have other saving accounts with Icesave, Bradford & Bingley and Alliance & Leicester, I thought I had better ask if anyone knows if Kaupthing Edge are linked to any other bank ... Thinking about the £35k protection here.…
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Want to start saving!
Hi, My boyfriend and i want to start saving up for a mortgage as its getting a bit cramped with the parents now. Ive had a look at the banking/saving part of the site but im finding it a bit confusing. What we think would be good for us is if we have an account that takes out about £200 a month from my boyfriends current…
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Best Exacution on Selftrade Share Dealiing Account?
Hello! On SelfTrade website I've read: 'Best execution' – as standard. We'll contact up to 17 different 'marketmakers' in order to get you the best price available, aiming always to beat the bid and offer price quoted on the Stock Exchange's systems.' Can anyone tell me what the differences can be here as compared with…
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Student Investents?
Hello there, Im a full time 1st year university student and have taken out my full amount of fees purely to gain access to learning access fund. Ive never liked the idea if spending loans (even if interest free!), so am looking to put it in a safe bank investment till it needs to go back and see if I can pocket the…
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cash ISA newbie.
Hi, First off Im not 100% how these work? I take it thats its a tax free investment ( £3000 ) that I can invest in a cash ISA. The one Im looking at is at the barclays ( 6.5% ) ISA heaven one... Now, do I just open one of these up and dump £3000 in there for a year, then I can withdraw it at the end with tax free interest?…
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Trust types
Hi, For some reason I cannot get my head around the difference between a unit trust and an investment trust. Can anyone please enlighten me on the general differences between them. Which would be better for long term (20+years) drip feeding? Thanks
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Does anyone know if it’s possible..
to change the standing order date on regular saving accounts? Evening all savers, I have just opened a regular saving with First direct and HSBC, both accounts was open today (25th). At the moment money goes into the regular saving accounts on the 25th of each month, can I change this so that money is transferred into the…
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ISA's - How much can I invest this year ?
I invested £3000 in a mini cash isa in the tax year 2006/2007. With the interest accrued, paid in Dec 2007. Should this interest be taken into account now I wish to add a further £3000 for this year ( 2007/2008). Also, do I have to wait until the interest is accrued in Dec 08 before I can had a further £3600 (new cash isa…
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H-L Vs. Fidelity - Charges?
Hello there, Long time reader but first time poster ;) Anyway, I need your help to understand the charges with H-L and with Fidelity. Currently, all my funds (not that much...) are with Fidelity but I discovered that one Fund that I want to buy, as soon as the new tax year starts, is only available through H-L so I may…
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£1000 high risk?
if you had £1000 to invest in a medium to high risk investment (not gambling ie horses etc) where would you invest it and why? to clarify by med to high i mean prepared to lose the money completely, length of time for the investment is irrelavant thanks
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My First Share Purchase - Good or Bad?
749 shares in DSGI (Dixons Group, owns PC WORLD, Currys) @ 64.50, a £500 investment. Need a second opinion, how do you rate this purchase? The share price has been falling for months from around 170 12 months ago. But things seem to be on the up. As I see it things can get much worse, and fingers crossed the chances of an…
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£4k lump and monthly savings to invest - any recommendations?
Hi folks, I've got about £4k lump ready to invest and would also like to start saving about £150 to £200 per month in a savings account. I'm currently maxed out on this years tax free portion of my ISA. I'm looking for an account with the ability to pay-in monthly on a standing order or similar system from my current…
