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Savings for non-residents
I'm new to this, so forgive me if there's already a really obvious thread on this subject; I find the site so 'busy' that it's difficult to find what I'm looking for! I live permanently in Ireland, although remain a British citizen. I have recently inherited money in the UK and have been using Martin's site to search for…
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Saving a mortgage lump sum
Good afternoon everyone, Just remortgaged for home improvements and a car but want to save some of it in meantime. What advice can people give me , e.g what amount can I save, what are best places to save the money e.g ISA etc Apols but very new to the savings world!!!
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Mortgage vs savings questions
Hi All. ok... I'm in the process of buing a house, for which I need £64k (on a £90K value.) I was waiting on getting this money from the sale of another property, but this has dragged on for over a year, and basically, I'm out of time on the purchase. So, I've signed up for a mortgage to cover the costs, and was planning…
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savings what to do?
Hi I am new to the forum and I would appreciate some advice. I am in the enviable position of having 100K to put away in savings. My bank are desperate for me to pay it into their wealth portfolio, my IFA thinks offshore bonds. But I am looking at the present batch of fixed rate bonds for 6months and a year and am…
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Isa Help Urgent!
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How you can you make any money with Sharebuilder Accounts??????
I've been looking at the Sharebuilder accounts that various vendors offer. The Halifax one for example - £1.50 per trade + 0.5% stamp duty. It reckons you can invest say £25 a month on shares. On such small amounts like £25 you're down at least a couple of quid to begin with - even when it's only £1.50 per trade. I can't…
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Investing £30k to pay off debt?
I'm new to investments/savings so my question may be naive, but please bear with me! I'm about to receive a lump sum severance payment (£30k) and wondered if there was any way of investing it and using any interest earned to pay off credit card debts. Debt Free Wannabes all advised just to use the lump sum to pay off debt…
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Skipton Online Account
I'm interested in opening a Skipton Online Access account (to spread some money around a bit), but I can't work out whether transactions by BACS are chargeable or free. I'm used to dealing with ING where there are no charges, but I'm not sure if this is unusual or not. Please could anyone advise?
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Current account balance???
Hello all. I've just checked my Halifax current account online and £753 has appeared by magic :D As far as I know, it shouldn't be there and I'm not expecting any money to go in. Any suggestions? Martyn.
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Worlds richest man interview on how best to invest
I was enthralled watching a TV interview with Warren Buffet the worlds greatest investor and richest man. For those that dont know him, he has been in the richest rankings for decades so this is'nt some evangalistic here today gone tomorrow guru type and he has consistently outperformed all other investors over the long…
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Woolwich / Barclays banking mess
I have made a right mess. My son has had a bank account with the Woolwich since 2000. Last time we used it was to deposit some money in 2004. Since then, his bank book has been gathering dust in a drawer. In between, we moved and totally forgot to change our address. He now has been given some money for his birthday and…
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How safe are Fund Supermarket?
Without wishing to add to the general air of panic and belief that every institution is about to go bust, I was wondering if anyone could tell me what safe-guards are in place for funds placed with "fund supermarkets"? Someone mentioned for example that if Hargreaves Lansdown failed then compensation is limited to £48K. I…
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Overpay Mortgage or Invest?
Hello Everyone... Been browsing the site, loads of information, but left me a little confused. Here's the picture: I'm 25, my wife is 24. We earn combined figure of around £82k. We bought a house last year, now with an outstanding £240k mortgage at 5.19% (2 years fixed, valued at £300k). We've got around £45k savings to…
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Kaupthing application help.
I applied for a saving account with kaupthing and got an E-mail instantly. It also had an application ID, but this E-mail was from last week and as yet heard nothing from them. How short is shortly? How long did it take other uses to get there new account number and sort code? Is it because of Easter holidays that it's…
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Multiple ISA's?
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Sale of shares
HI I need to sell the shares i have. what is the cheapest way of selling my shares. I dont want to open an account, i just need to sell 1600 shares thanks five
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need ideas on investments please x
Hi! I will be coming into some money soon and would like to invest about £1500. unfortunately I do not have a scooby about investments and so was hoping you lovely people would be able to give me some ideas! A colleague of mine has suggested bonds - are these any good? Many thanks!
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Ideas for regular savings account??
Hi again..We are sorted with isas...now need to find a high interest, regular savings acc. any suggestions? ian
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Northern Rock
Just been looking at the Silver Saving on line account for over 50s and they say that all your money is gauranteed?? or do they mean the max of £35,000 as for other banks/building societies??
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guaranteed investments
last year i took out an abbey isa that had a guaranteed investment attacthed to it.eg: i put in my limit plus the same amount in a fixed bond investment with a possible return of up to 50% so i was told. in these dodgy finacial times is my investment safe. will i get my origanal investment back??:confused:
