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Paying into ICESAVE with BACS directly
Hello. I'd like to make a payment into my ICESAVE easy access savings account. I'd like to do this from a current account other than my standard 'linked' one (which uses direct debit). I assume I can transfer in directly using my account number as a reference, and the sortcode/acct # of the ICESAVE holding account. Does…
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Multiple ISA's
Hi, I'm sure this has been asked many many times but I am just after confirmation. I have already opened a mini cash isa this year, and now want to open another with nil opening balance before the end of the tax year, so that I can transfer the balance to this (Lloyds TSB Fixed rate). I then want to open a separate ISA…
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Brittannia rewards
Dear people, next month i would have been with brittannia for 2 years, thats is when you start getting your rewards, does anybody know how much you get? and when do you get it? average balance for the last two years is 4 grand.thanks in advance,
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Want to build up from 13k to £40k
Hi Everyone. I have been following this site for several years, and have become debt free, and now have saved £13k in the bank. (in ISA's and high interest online saving accounts that Martin recomends) I am hoping to move to Canada in about 3 or 4 years time, and I want to save up £40k that will allow me to put down a…
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£4,000 to save, please advise.
Hi everyone, thanks for any advice that you may be able to give me. I am a 1st year student in England. When you take into account the different loans and grants that I get my income almost exactly matches my outgoings. I also have a part time job, which is adequate for covering my socialising. Just recently a relative has…
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Maxi ISA or Cash ISA ?
Hi all I have £3000 to invest ths tax year (07-08), and need to make a choice. I already have a substantial sum of money (£20,000) invested over the years in a Maxi ISA with St. James's Place - spread over a number of Unit Trusts (UK and General Progressive, Greater European Progressive, UK High Income, Equity Income and…
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150k to invest
Just come into money so need somewhere to invest - completely at a loss to know what to do. Will be doing isas, but thought the abbey super isa could be the 1. Next bonds for 3 years but which one also ns&i savings, My husband has a private pension which we havent taken yet as he has 3 years to go before 65 so do we put…
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euro bank account / ISA?
hi there, seems to me that buying euros might be a good investment at the moment as i think the exchange rate is going to carry on in current direction - just a hunch, i'm no expert! i could afford to save a couple of grand and maybe a small amount regularly. can anyone advise me of the easiest / most cost effective way to…
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Hargreaves Lansdowne ISA
Thanks to a suggestion in another thread I've been looking at fund supermarkets to open a new S&S mini ISA. So far I've quite liked the look of Hargreaves Lansdowne though I'm not sure if they count as a fund supermarket or not. Was thinking of putting the maximum of £4000 each for my wife and myself into their 'Vantage…
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Repatriating Savings from the USA
I worked in the USA for 2 years. I transferred my savings there (@$1.86 to the pound) they are now in USD. I am back in the UK now. With the USD so weak against the pound I am reluctant to take the loss in the transfer. For the moment I am just leaving it in the US, but the tax situation could become complicated. Does…
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Opening a New ISA
I have my current account with Alliance & Leicester. A few years ago I opened a cash ISA with them, their Direct ISA Issue 2, which nows holds about £9600. All of which I manage online. I was planning for the new tax year, to simply deposit £3600 in it after April 5th, but after looking at interest rates I notice it now…
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Bear Stearns buyout illegal
If what this guy says is true (and he has been pretty much on the ball over the last 10 months) then the Stock market faces further difficulties.......... more than it was going to face anyway :D :D http://market-ticker.denninger.net/ you want the Sunday March 23rd entry
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where is the best place to put 125k for short term savings
I have £125k from a house sale, we are currnetly renting so i want to put it in savings to earn the best amount of interest. I already have hi-save account, abbey and alliance and leicester current account. We will be buying agan in september, is there anywhere to put the money for a good return but only for a short time.…
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What kind of investments should I consider?
Hi everyone, I want to start some kind of savings/investment in the near very future. Currently I have a flexible mortgage and am paying it off quite well at the moment. Only £45k left! I'm well aware of the benefits of paying it off early and at the moment its my main form of saving (its a one account so cash is always…
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Savings advice needed for 18 year old
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Can i retire at 30 with 6.5m USD? will i run out?
I am in the process of selling by business and will net 5m USD (to me after deductions) i was also fortunate to make a further 1.5m USD in realestate. Assuming i have no other assets and am single but I might like a family 1 day (which looks expensive), could i successfully live comfortably of the interest or returns? I am…
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why on earth would anyone invest in a gilt fund?
just wondering - what, if any, is the attraction of buying into funds that invest in UK (or other Developed World) Government bonds? yields are pathetic, and even more dismal once charges are deducted... and you can do much better in a savings account. even if you max out your cash ISA allowance, there are lots of savings…
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Shares Isa now or cash Isa in April ?
Given the perilous state of the Stock Market, would you put the money ( £4K )into a shares Isa now, (already having a cash Isa for 07/08 ), or wait for a new £3.6K cash Isa for 08/09 ? What's your choice ?
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house deposit cash into S&S ISA?
The OH and I are currently saving towards a house deposit. We are doing fairly well and have various accounts including cash ISAs. We save approx 1K a month cash. I also have a S&S ISA which I pay into monthly. As April 5th is approaching I'm wondering whether to put in a lump sum to use up my allowance. The OH could do…
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Nationwide Flex account
I am considering opening a Nationwide Flex account (mainly to take advantage of better rates for withdrawing money abroad). Is anyone aware of any incentives for opening an account online (eg Quidco cashback, that sort of thing)?
