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notice for cash withdrawl
Hi, anyone know how much notice i will need to give HSBC to withdraw £13800 in cash? also is a bankers draft instant or do they have a few days to clear? a guy is worried about me driving off in his car if the funds arent cleared you see. thanks
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IceSave Reduce Rate to 6.05%
With effect from 15th Feb IceSave are reducing the rate of there instant access saving account to 6.05% http://www.icesave.co.uk/savings-news-icesave.html
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Egg Savings rate reduced to 5.00%
Looks like Egg don't match the base rate anymore as just received an email to say that they are reducing there interest rate from 5.50% to 5.00% from 11th Feb.
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CIS Investment ISA vs adding to Investment Bond?
Hi, Hoping someone might beable to advise me. I already have a CIS Platinum investment Bond which has done very well in the last 5 years. The term was up last year, but I can let it ride indefinately. I have a small lump sum equivilent to an ISA to invest, but I do not know whether to take out a new ISA investment bond or…
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IFA fees - pay up front or commission?
I'm thinking about switching my IFA. Have been watching a Scottish Equitable pension fund and a CoFunds ISA they strongly recommended shrink over the past year. Can't blame them for the market conditions of course, but is frustrating when you phone to chat with them and the conversation goes along the lines: Me: "Hi there,…
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Avoiding tax on savings
I have a large amount of savings (about £100k). My income however is low, so I am entitled to tax credits. You lose these at a rate of 37.1%. Add on 20% income tax on the savings (is there still a 10% rate???), and that works out at 57.1%. So there's not much point in saving. Does anyone have any suggestions for…
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Does UK economy going down = savings concern
Maybe a strange question, but what do people think now that most commentators and the press appear to be saying the UK is heading for hard times financially, what do we do with our savings to protect them......if and when the crash happens? 1) leave them where they are in the highest paying savings account. 2) change it to…
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ICICI vs 1st direct (8% Gross)
Hi, which is better (as im a newbe and confused) Martin Lewis' internet says ICICI is the best interest rate (at 6.85 AER/gross) however, 1st direct is 8% /AER/Gross 1st Direct ICICI 6.85% I want to start saving and want the highest paying interest account thank you!!
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Savings for grandchild?
I want to put a little bit away per month for my yet unborn grandchild. Not very much - about £25. To be left untouched until she/he is around 18. Where's the best place to save it please?
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monthly interest savings account
Hi all I have about 30,000 from the sale of my house and I'm using that to renovate my new home. I'm looking for a savings account that will pay me interest monthly, with a good rate of interest.
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Ok Need to save £2500 by may
Right ill start So im moving to kavos for 5 months in may to work but i want to save £2500 up before i go. Working out as £600 for bills (phonebilletc) £1000 for spending money for first 2 week as a holiday £800 for emergency money and flights home. So i started saving 3 weeks ago and Saved £300 but unfortunatly my Brother…
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Savings account or ISA?
I have £40,000 to invest for a few months until I buy another house. What's the best way to invest this for a short time? I have it in an Alliance & Leicester plus saver account at the moment. I was going to open up a West Brom BS savings account but I've just read about no notice ISA's. Too be honest I'm tired and nothing…
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Borrowing to invest
I have a 'One account' flexible mortgage. I pay 6.25% interest and can take out £25K from it. I read somewhere that I could invest it at about 8%, is that correct and is it worth doing it? rgd seb
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jackdusty22
14 months ago I invested a sum of money through an IFA based at a leading bank. The investments were split into two funds, which I was told were low risk and moderate risk, not linked directly to the stock market. I have just received the latest update on these funds and because of the fall in the stockmarket I have lost…
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we have absolutely no idea where to start re savings
Hi I'm new to the forum so hello all :D We've recently come into a sum of money which has meant our mortgage has been paid off, and we have £150,000 to invest/save. Our joint income is abt £55k and we dont really have any other savings other than individual company pensions. We're both not savvy about money saving and I…
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Best place for £10,000 for a year
As title says l have ten thousand to invest for a year. Where is my best place to put it. May be able to add to it monthly but not much.
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GSF's Saver Diary £6000 in 9months....
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Best place for teenage son's £500??
Hi, can anyone advise me please? :confused: My son who is 17 currently has about £875 in a Halifax Instant Seaver. It used to be a 'Save 4 It' account which attracted an interest rate of around 6%. However it seems since he turned 17 his account was transferred to an Instant Saver with a poxy interest rate - and they…
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Best Saving Account for House Deposit?
Hi Although there are alot of savings accounts out there, can anyone recommend one or have any ideas for a savings account for a house deposit? I will be using up my Cash Isa Allowance Cheers
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Best Online Children's Savings Account?
Sorry if this info is available elsewhere - I have looked but can not find! I am looking for a replacement for three kid's post office saings accounts as I am fed up with the (lack of) service that we get and they way the kids get huffed and puffed at for bringing in their penny's every week! We live in a small village so…
